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Some banks escaped certain disaster with a bailout by the government. But, what about the rest? Sal explains the intricacies and dynamics of a bailout down to the details on a balance sheet. He also provides a thorough definition of bankruptcy through the example of Lehman Brothers.
Here is an interesting topic. Learners examine the economics that led to the founding of the First Bank of America. They participate in a reader's theater experience depicting the debate between Alexander Hamilton and Thomas Jefferson over the beginnings of the first Bank of the United States. They read primary source documents and the booklet, "The First Bank of the United States." A fun way to introduce banking and US Economics.
Where does money come from? If your class can't answer this question (beyond "my parents"), this presentation will be a timely and appropriate way to teach them. Details about currency, money supply, and the banking system, help explain the concept of money and its purpose in society. A list of key terms can serve as a great review tool as well.
Read a sample of creative descriptive writing to your science class. Discuss how writing can be used to record and communicate observations that scientists make. Reading selections and thought-provoking questions are suggested. Also included are a sensory observation sheet for elementary learners and a sensory detail word bank for middle and high schoolers. Take your class outdoors to practice writing, or give them interesting objects to describe. This is a terrific exercise in encouraging junior scientists to pay attention to detail.
Students explore the purpose of the International Monetary Fund and the World Bank. In this global issues lesson, students participate in a role play activity that requires them to make funding decisions as members of the World Bank. Students also complete discussion questions about the International Monetary Fund and World Bank Brief.
Students explore investing and saving. In this investing instructional activity, students identify their own financial goals and hurdles to success, calculate interest, and simulate banking and investing transactions. Incentive certificates, a quiz, and word problems are included.
Intended for an adult ed ESL class, this lesson reinforces the practical skills needed to complete personal banking transactions. They practice the language skills needed to make simple monetary transactions at the bank or store. They demonstrate how to deposit money into savings or checking and withdraw money from savings while reinforcing vital linguistic skills. This lesson could be modified to fit any skill level.
This is part 2 in a 4 part lesson on banking and personal finance. In this lesson, learners analyze whether or not they have made a good purchase, then discuss how to make an informed decision about a purchase. They create a T-chart, a grid, participate in an interactive activity and navigate a website.
Sal explains the concepts of bank notes in this video, leading viewers to the natural conclusion that his illustration looks a lot like a dollar bill - and therefore, one is very much like the other. Wealth creation and the Federal Reserve Bank are two important topics that your class will easily understand after seeing this lecture.
Addressing the concept of reserve ratios, Sal outlines the necessity and purpose of regulating the reserves within the banking system. He describes how an ideal banking system stays liquid, whereas a chaotic banking system might experience a bank run. This video would be ideal in an economics lecture, or even in a history class addressing the bank runs during the Great Depression.
Why carry around a heavy suitcase full of gold when you can write a check to your neighbor in the village? Sal's village banks flourishes in this video with the introduction of checks, demonstrating how a check essentially works. While this video is helpful for those interested in economics, anyone who is about to gain access to a checking account could use the lesson provided here.
Exploring a world with more than one bank, Sal illustrates the balance sheets of each fictional bank, as well as explaining the possible problems that could result with inconsistent reserve ratios requirements. The video details how one bank run can affect everyone, creating "a weak link in the chain" of commerce.
With just 1000 pieces of fictional gold, Sal takes viewers through the process of fractional reserve banking. He explains how deposits made into a bank can be both assets and liabilities, and the role of having reserves. Additionally, he demonstrates the multiplier effect to show how the modern banking system is sustained.
Using his example of a growing village bank, Sal (the narrator) explains the ins and outs of the banking business, mostly from the perspective of the banker. This point of view can be helpful for people who see the bank as an institution that simply holds money, without considering the costs and liabilities of said institution.
After a short review on the banking process and lending procedures, Sal outlines some of the problems and weaknesses of fractional reserve banking. Additionally, he details the differences between illiquidity and insolvency, as well as how one weak bank in a fractional reserve banking system can make life difficult for an entire economy.
Can a bank issue endless loans and checking accounts without regard to the amount of money within its walls? Sal addresses this question throughout the lecture, where he introduces the concept of bank regulations - specifically reserve requirements. Viewers consider the perspective of the banking institution to improve their knowledge of economics, but additionally, to make them smarter consumers.