Interest Rates Teacher Resources
Find Interest Rates educational ideas and activities
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The Economics of Interest Rates
Young economists explore and then apply their understanding of the economics of interest rates and the relationship between saving and spending. They investigate several consumer products and compare each one. Then they complete two additional activities using the information they've found.
9th - 12th Social Studies & History 3 Views 1 Download
LIBOR: London InterBank Offer Rate
Sal explains the relationship of FIBOR to interest rates and to other interbank borrowing rates, such as the Federal Funds Rate in the U.S. Viewers will appreciate the simple way he defines and contextualizes these concepts in this short video.
4 mins 9th - Higher Ed Math 3 Views 0 Downloads
A Case Study: The Federal Reserve System and Monetary Policy - January 29, 2003
Follow the Federal Open Market Committee announcements and newspapers to look for stories about the Federal Reserve actions that target interest rates and boost spending and employment in the United States. This lesson incorporates math, economics, and current events in a real world context.
9th - 12th Social Studies & History 3 Views 15 Downloads
Loan Amortization - Mortgage
Upper graders explore the connection between interest and principal. They use an amortization schedule to determine the amount of principal paid vs interest on a $100,000 home loan. Fourteen discussion questions and a research-based extension activity make this a good real-world lesson.
9th - 12th Math 12 Views 17 Downloads
Building the Aggregate Expenditures Model
A good accompaniment to an economics lesson, this presentation explores the aggregate expenditures model, detailing the relationship between consumption and saving using graphs and charts. Additional information includes investments and interest rates, as well as the global perspective on consumption.
10th - 12th Social Studies & History 3 Views 3 Downloads
Compounding with 100% Interest Rates
Your young economists will be amazed at the effect of compounding interest more frequently in this collaborative task about making sound financial choices. Learners are walked through the calculations of a couple of examples and then expected to continue the calculations in a table of values.
9th - 12th Math 8 Views 5 Downloads CCSS: Designed
Personal Financial Literacy: Using Credit Wisely
What is credit, and what are the advantages and disadvantages of using it for purchases? Your class members will learn about different types of loans, such as student and mortgage, how interest factors into credit use, credit reports, and ultimately how to be savvier shoppers.
10th - 12th Math 20 Views 19 Downloads CCSS: Adaptable
Compounding with a 5% Interest Rate
The balance in an account continuously compounding interest is the context of this engaging task. Your young accountants will investigate the ending balance in an account as they compound the interest more and more. Learners write the general algebraic form of the model and then use it to find how the number e is involved in continually compounding interest.
9th - 12th Math 3 Views 2 Downloads CCSS: Designed
Banking 15: More on the Fed Funds Rate
Going deeper into the concept of the Federal Funds Rate, this video guides viewers through the process of inter-bank lending, much like the previous video (Banking 14). Sal's easygoing approach is simple to understand and fun to watch.
12 mins 9th - Higher Ed Math 3 Views 0 Downloads
Repurchase Agreements (repo transactions)
In one of his most clear-cut and simple presentations, Sal discusses the difference between collateralizing a loan and creating a purchase agreement. With an example of a watch and a kidney transplant, the video thoroughly explains the way each agreement works - and to put it into context, how it relates to banking and the Federal Reserve.
11 mins 9th - Higher Ed Math 3 Views 0 Downloads
Monetary Policy Starts in Your Own Back Yard
Learners explore the Federal Reserve System. In this Economics lesson, students investigate the Fed’s role in formulating money policy through a simulation in which learners become members of the board of directors of a Reserve Bank. Students explore how the directors of Reserve Banks contribute to interest rate setting decisions.
10th - 11th Social Studies & History 3 Views 6 Downloads
What Do Financial Market Indicators Tell Us?
Explain the four categories of financial indicators (commodity prices, stock indexes, interest rates, and yield spreads), and help your class members understand how changes in this data can affect decisions regarding consumer spending, loans, and retirement plans.
9th - 12th Social Studies & History 6 Views 6 Downloads CCSS: Designed
New Review Interesting Interest Rates
Your young bankers compare earning interest accumulated yearly and monthly to decide which method most increases their balance. Using an exponential function to model the bank balance affords the learners more practice connecting these handy equations to a real-life context.
9th - 12th Math 6 Views 4 Downloads CCSS: Designed
In this instructional activity, students solve and complete 50 various types of problems. First, they identify and define various terms listed related to personal and business finance. Then, students calculate various costs and payments using the given formulas.
9th - 11th Math 53 Views 246 Downloads
Home sales records
Practice consumer mathematics through by investigating home mortgages. Budding economists find the interest rates for 30-year and 15-year loans and calculate the estimated monthly payments. They use their data to compare periods of time and interest rates for the national median price of a home.
10th - 12th Math 3 Views 12 Downloads
Banking 16: Why target rates vs. money supply
Using dual diagrams and workspaces, Sal provides a thorough explanation of target rates and money supply. Your class will appreciate his anecdotal approach to explain how interest rates are set, and how it affects potential "consumers of money.
12 mins 9th - Higher Ed Math 3 Views 3 Downloads
Compound Interest and e (Part 4)
Finally arriving at the general formula for continuously compounded interest as A = Pert, Sal shows a few examples. In the first example, the interest rate, rate of compounding, term of the loan, and principal are all given, and one needs to find the amount owned at the end of the period.
8 mins 10th - 12th Math 3 Views 1 Download
Fiscal and Monetary Policy Process
What tools doe the Congress and the Federal Reserve can use to correct economic problems. Interested minds examine how the use of those tools affects the money supply, interest rates, and aggregate demand. This is a great resource with attached links, activities, and handouts.
11th - 12th Social Studies & History 10 Views 50 Downloads
Introduction to Interest
Here is a simple tutorial on the difference between simple and compound interest. In it, Sal describes what interest is, defines the vocabulary of principle and interest rate. He also models year-by-year the amount of money owed under the different compounding scenarios.
10 mins 10th - 12th Math 14 Views 10 Downloads