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- Melanie B., Home schooler
- New Port Richey, FL
Interest Rates Teacher Resources
Find teacher approved Interest Rates educational resource ideas and activities
Eighth graders explore credit card interest. They discuss how credit cards work and they examine a sample credit card record. Students discuss the interest rates and the additional costs associated with credit cards and interest. They examine how to apply interest rates and figure out how much an item will cost with interest added to the purchase price.
Use a KWL chart and discussion to explore the concept behind loans with interest based on percentage rates. Learners examine different types of interest, the history of interest loans and calculate the costs of a loan over a ten-year period. This lesson ties into bank failure that led to the Great Depression.
Stdents explore the operation of the commercial banking system and the mechanics of money creation through the lending process. They investigate various interest rates to develop the relationship between interest rates and risk and between between interest rates, investment, and economic growth.
Students explore the world of credit cards and how they work. In this money management instructional activity, students are able to review and research real credit card companies pros and cons as they answer questions about identity theft, review case studies over real life credit card situations and calculate interest rates for given amounts.
Students follow teacher demonstration to compute and graph given interest problems on their TI-nspire calculator. In this compound interest lesson, students follow teacher lecture and demonstration to illustrate the effects that principal, interest rate and type of interest have on a loan.
Students analyze the decisions by the Federal Reserve to lower interest rates. Using data and announcements, they develop reasons why the rate would be lowered and how it would affect spending and employment in the United States. Using monetary policy, they gain insight into the concept of macroeconomics.
Students examine a Federal Reserve announcement to lower interest rates. Using the information, they determine the effects of this announcement on spending by consumers and employment in the United States. After reading a case study, they identify the goals and tools of the Federal Reserve and answer comprehension questions.