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Investment and Savings Teacher Resources
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Stdents explore the operation of the commercial banking system and the mechanics of money creation through the lending process. They investigate various interest rates to develop the relationship between interest rates and risk and between between interest rates, investment, and economic growth.
Students explore the concept of personal finance. In this philanthropy instructional activity, students examine decisions they make about money as they discover the definitions of philanthropy, resources, scarcity, choice, benefits, costs, opportunity cost, interest, interest rate, principal, simple interest, compound interest, and compounding.
Eleventh graders confront basic personal finance choices they will face throughout their lives. There is a natural progression to the lessons, beginning with career choices, leading into budgeting and planning, and ending with the impact of credit and long-term savings and investing.
In this interest problem worksheet, students read investment problems and determine necessary information. They compute the amount of simple interest earned, find the principal, or determine the time. They identify the principal, interest, and rate. This three-page worksheet contains explanations, examples and eight problems. Answers are provided at the bottom of the page.
Students investigate the stock market and investing in corporate stocks by creating an investment portfolio. They develop database worksheets that track their stock's performance over a specified period of time. Students use their stock data to create a performance report.
High schoolers explore the concept of investing in stocks. In this investing in stocks instructional activity, students discuss how on-line stock traders have helped people save money. High schoolers discuss ways in which companies can make a product or service more available to average Americans.
Students identify one or more factors that contribute to real economic growth, including at least one investment each in human capital, physical capital, and technology, explain how technological changes and investments in capital can result in real economic growth, and read articles and underline text from at least three newspapers identifying factors contributing to real economic growth.
Learners explore the concept of personal finances. In this personal finances instructional activity, students identify their income and expenses. Learners create a budget for their spending, saving, investing, and donating habits. Students draw graphs to represent their budgets.
Students examine the history of the Ford Motor Company. Using that information, they describe how Ford was able to produce a car affordable by the masses using mass production. They research how Ford's investment in goods and human capital improved the productivity of the plant.
Students explore saving and investing money. In this middle school personal finance lesson, students define and use investment vocabulary, explore compound interest and its effect of savings, and compute simple and compound interest. Students compare and contrast annual percentage rate and annual percentage yield.
Students read an article about how many firms are turning to private investors for more money. As a class, they discuss the differences between selling stocks of a company and selling the company. In groups, they create a list of dangers that companies should be aware of when investing private money to purchase a company. They write an essay supporting or opposing the government regulating ways people invest private money.
Pupils investigate financial goals. In this financial goals lesson, students discuss how money grows over time when invested and saved. Pupils search for savings and investment opportunities online. Students write a paragraph on their financial goals and how they can reach their goals.