Curated OER
How Do You Spend Your Money?
Fifth graders examine ways to save and spend money. They look at ways that people earn, save, and spend money using chapters from Tom Birdseye's Tarantula Shoes. They add and subtract decimals to fill in a worksheet entitled, "Is It a...
Curated OER
Learn to Earn When you Tend to Spend
Analyzing and understanding word problems is extremely important. Pupils learn that in money problems, earn usually means you add and spend usually means you subtract. They will solve a series of money-related word problems, label coins,...
Visa
Allowances and Spending Plans
Help youngsters understand how to manage small amounts of money by discussing an allowance and the difference between spending, saving, and giving. Â
Curated OER
Spending Log
In this money management worksheet, learners will track their spending and income for one week. After tracking their income and expenses, students will complete 6 short answer questions about the results.
Curated OER
Comics for the Classroom: Addicted to Spending
Political comics can be a great way to get kids thinking critically about current political topics. They assess this cartoon and analyze how the cartoonist feels about US spending policy. There are three solid critical analysis questions...
Council for Economic Education
Government Spending: Why Do We Spend the Way We Do?
Students examine the categories for federal spending using the internet to locate them. They create a list of expenditures noting them as government purchases or transfer payments. They analyze the patterns of spending during the past 40...
Curated OER
What Would You Spend Your Money On?: Graph
In this bar graph worksheet, students will ask their classmates which object they would spend their money on: a toy, candy or a book. Then students will record the responses to complete the graph.
iCivics
Government Spending
After discussing personal financing with your class, consider following up with this well-rounded introduction to government spending. The resource includes reading documents and worksheets, and covers topics as the federal deficit and...
Radford University
Government Spending
Spend some time with lines of best fit. An informative unit has learners investigate government spending. They research data on poverty, educational spending, social security, and defense spending, and then analyze lines of best fit for...
Curated OER
Government Spending - Earmarks
For this government spending - earmarks worksheet, students research this topic (there are many links listed), examine the issue, write a letter to their congressional representative or a local newspaper, make a video or analyze the...
Visa
Savvy Spending: Sharpening Money Decisions
Do you really need that new laptop/phone/dress/jacket/etc.? Financial decisions require us to distinguish between our wants and our needs. Through discussion and the evaluation of scenarios on provided worksheets, this resource will...
PwC Financial Literacy
Planning and Money Management: Spending and Saving
Financial literacy is such an important, and often-overlooked, skill to teach our young people. Here is a terrific lesson which has pupils explore how to come up with a personal budget. They consider income, saving, taxes, and their...
Curated OER
Student Opinion: Do You Spend Too Much Time on Smart Phones Playing 'Stupid Games'?
This versatile resource from The New York Times website provides a short opinion piece on smart phones and the amount of time we spend playing games on them as well as several possible writing prompts pupils could consider in response to...
Curated OER
Understanding the Debt Ceiling Debate and the Budget Control Act of 2011
Upper graders listen to a podcast on the EconTalk website featuring economist Keith Hennessey. The podcast focuses on the Budget Control Act of 2011, the national debt, and government spending. They read specifics about the BCA, then...
Curated OER
Conflicted Feelings About Government Benefits
Government spending on social programs in the US is a big topic. It is also the current event kids will read about as they delve into this issue of the New York Times. They'll read the article, then answer seven comprehension questions....
Curated OER
Consumer Borrowing and Spending
Credit can be confusing for teens, some of whom are already using credit cards. Clear up misconceptions with this group research activity which has a solid outline with a lot of room to adjust to your needs and resources. Groups are...
Curated OER
Who Wants to Spend $20,000?
Who wouldn't want $20,000 to spend? But, the question becomes, what do you spend it on? Learners discuss loans, interest, and making adult-like financial decisions. They role-play a scenario that depicts the choices of a girl who took...
Curated OER
Learning to Spend, Learning to Give
Students explore the concept of personal finances. In this personal finances lesson, students identify their income and expenses. Students create a budget for their spending, saving, investing, and donating habits. Students draw graphs...
Visa
A Plan for the Future: Making a Budget
From fixed and variable expenses to gross income and net pay, break down the key terms of budgeting with your young adults and help them develop their own plans for spending and saving.
Curated OER
Spending
Students participate in a activity that illustrates the concept of spending and how it effects the economy. Technology is integrated in this study with the use of a computer simulation of a pinball game that shows how fast money can be...
Curated OER
Saving and Spending
Students identify the reasons why they believe people save money. After this list, they discuss what they spend their money on and determine if the reasons for saving money change over time. In groups, they use the story of "Uncle Jed's...
Curated OER
Spending Spree
Students collect objects to use in a classroom store. In groups, they must place a value on each object and take turns spending their fake dollar in the store. They predict how much they can buy and use addition and subtraction to...
Curated OER
Spending
Student explore the value of money. In this addition and subtraction lesson plan, 2nd graders earn "money" for classroom jobs and spend it in the classroom. Students practice how to add prices and calculate change. This lesson plan...
Curated OER
Spending Money
Students complete activities to study the value of money. In this money study instructional activity, students read a story about money and discuss how they earn money at home. Students watch a related video clip and create a class book...
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