Curated OER
Pay Credit When Credit is Due
Pupils explore the concept of credit. In this credit lesson plan, students examine student organizers that focus on credit scores and credit history. Pupils participate in an on-line activity. Students examine credit card offers and...
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Finance and Responsible Lending
Students learn the characteristics of economic systems through problem solving, communication and representation. In this financial lending lesson, students use math to solve problems dealing with the economy today, to work with their...
PBS
Could You Start a Business?
High schoolers learn how a business starts and finds financial independence. For this instructional activity, students learn the struggle of financial management, the costs of running a business and how to keep a budget.
Curated OER
PAY CREDIT WHEN CREDIT IS DUE
Students learn about credit cards and scores and how to and not to use them. In this financial concept lesson, students are given hypothetical scenarios where they are able to apply learning's to given situations as they figure rates,...
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Who Is Considered A Good Credit Risk?
Students apply the C's of credit to evaluate who is a good credit risk. They are asked how their loaning money to friends relates to their class. Students work in groups of 4-5. They identify as many advantages and disadvantages of...
Curated OER
Lesson 4: Credit
Students discuss and define credit and different types of credit, identify two positive things about using credit properly, identify two negative things about using credit improperly, and identify how and where to obtain a credit report.
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Accounting - Analyzing Transactions to Debit/Credit Parts
Students are introduced to how transactions are analyzed with debits and credits. In groups, they complete a T-chart in which the account increases with credits and decreases with debits. To end the lesson, they analyze the various...
Curated OER
Consumer Credit
Students investigate he concept of consumer credit by explaining the benefits of using credit. The costs of their use is discussed in the lesson and the criteria that is used in order to establish credit. They work in cooperative groups...
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How To Estabish And Use Credit
Students investigate how to establish and use credit. They research the application and use process and the effects upon personal finance when using credit. The qualifying indicators are looked at determined whether they are fair during...
Curated OER
Stone Fox and Economics
Students read the novel Stone Fox and review economic concepts including income, goods, and services. They define the following terms: capital, credit, credit risk and summarize their reading by reading several chapters at a time. They...
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Credit: Taking an Interest in Credit
Students examine how credit works but looking at how credit cards and interest rates work. They use percentages to solve problems using credit card interest rates while completing a worksheets.
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Who Controls the Real Cost of Credit Cards?
Students view the film "How Much Does Debt Cost?" and explore the reasons why credit card fees and interest rates have gone up so much over the last 25 years. They participate in class discussion and complete a worksheet.
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Credit as Currency: Ancient World History
Students examine use and principles of currency as it relates to the establishment and continuation of credit and banking systems.
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How Credit Works
Students discuss credit terminology and analyze an actual loan application from a family member.
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Go Figure: Your Credit is Built on Trust
Twelfth graders study how credit and money markets are based on trust. In this Economics instructional activity, 12th graders read and answer questions on a handout.
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Consumer Credit: Buy Now, Pay Later, and More
Students explore the concept of consumer credit. In this consumer credit lesson, students discuss the costs and benefits of buying with credit. Students examine scenarios to determine the costs and benefits of using a particular method...
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Cannot Buy Me Love
Pupils investigate the concepts that are related to finance and how it is used in the world. They take part in activities that are focused around the use of a spreadsheet while using a T-chart to simulate a ledger of credits and debits.
Curated OER
Credit for novices
Pupils identify resources for achieving goals. They identify potential barriers to achieving goals and strategies to address the barriers. Students complete a note sheet to include most important information about obtaining and keeping...
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Buying Without Money
Students describe life in the Virginia colony. They explain how money, barter, and credit were used. Students simulate trading items among classmates. Students compare/contrast credit and trade.
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Economics During Colonial Virginia
Young scholars communicate their knowledge of life in the Virginia colony. They describe how money, barter, and credit were used. Students observe a United Streaming video on trade. Young scholars complete a review guide and write an essay.
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Hey Friend, Can You Lend Me Some Money?
Students examine credit and discuss that it is a loan and must be paid back. They explain the costs and benefits of using credit. They also practice filling out a credit application.
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What is Credit?
Pupils listen to a guest speaker discuss credit, and what lenders look for when approving loans. They investigate savings and loans, banks, credit unions and finance companies to find out what A.P.R. they charge for certain items.
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Mathematics: Budgeting
Students develop a month long budget. They use problem solving skills to adjust their budgets for unforeseen expenses. They use checks to pay mock bills.
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Who Gets the Money?
Young scholars determine the characteristics of a good loan. Using a Loan Considerations worksheet, they examine and discuss their assigned credit area and list what characteristics, as a lender, a repayable loan should have.