Curated OER
Credit Card Scare
Students examine credit cards and how they work, analyze credit card applications, and practice good spending habits in a credit card simulation.
Curated OER
I Can Buy Anything I Want: Consumer Debt and Social Responsibility
A clear, comprehensive overview of consumer debt, credit, interest, international currency, and social responsibility, this 45-minute session falters in the application stage. You'll need to create a way for learners to demonstrate their...
Curated OER
Thinking About Credit
Students explore the concept of credit. In this credit lesson, students discuss what it means to buy items using credit. Students discuss how interest accrues and how much is really being paid with a credit card. Students calculate...
Curated OER
Charge!?
Students compare/contrast the features of three different types of credit cards. They discuss the pros and cons of credit cards, answer discussion questions, and complete a worksheet evaluating three credit cards.
Curated OER
Just Sign Here: Bottom-Line Personal Finance Myths
Young scholars explore budgeting myths. In this personal finance instructional activity, students complete a series of activities that help them recognize the pros and cons of credit. Young scholars also discover the process for...
Curated OER
Financial Contracts
Prepare your class for the real world and learn the basics about credit and the principles behind using it wisely. The activity includes handouts that explain the necessary vocabulary and concepts to understanding credit. After reviewing...
Curated OER
Count Your Credit
Students begin the lesson by discussing credit cards, interest rates and budgets. With a partner, they complete a webquest in which they can determine the minimum payment on different amounts and interest rates on their make-believe...
Curated OER
Credit Purchases
Twelfth graders calculate interest on purchases bought with a credit card. They use the formula I=PRT to find the interest. In pairs, they use a flyer to calculate the interest for electronic items.
Curated OER
Spending Money
Fourth graders become familiar with the ways people exchange goods and services. In this spending money lesson, 4th graders listen to a chapter from Henry and Beezus and record Henry's earnings and money spent. Students use correct...
Curated OER
Lesson 4: Credit
Students discuss and define credit and different types of credit, identify two positive things about using credit properly, identify two negative things about using credit improperly, and identify how and where to obtain a credit report.
PLS 3rd Learning
Find the Fees
Before teens head off to college or the workforce, they need to understand the world of credit. Here, they look online at credit card agreements to find hidden fees and rates. The online activity guides them through and even assesses...
Consumer Action
Talking to Teens About Money
Your teenagers are probably very good at spending money, but how good are they at managing it? Teach class members about banking, checking accounts, interest rates, car insurance, and many other relevant concepts with a series of...
Curated OER
Real World Math: Unexpected Events
Ready to delve into personal finance? Learners discover how to organize a check book register. They practice debits and credits in a math game involving the register they set up. While they gain valuable practical knowledge, they also...
Curated OER
Solving Equations (Combined and Applications)
Seventh graders, after completing a warm up on if you have three more diamonds than two times what Jon has, and you have 17 diamonds, how many diamonds does Jon have?, generalize a method for solving algebraic equations to model a given...
Federal Reserve Bank
Worth!
Before loaning a friend money, what factors would you consider and why would you lend it? Your young economists will face questions like these in a lesson on banking, profit, risk, and reward, which includes the reading of the book...
Curated OER
In Debt or Not In Debt
Students investigate the use of credit cards. For this algebra lesson, students differentiate the interest rate of credit cards and how to stay debt free. They identify pros and cons of credit cards.
Curated OER
Hey Friend, Can You Lend Me Some Money?
Students examine credit and discuss that it is a loan and must be paid back. They explain the costs and benefits of using credit. They also practice filling out a credit application.
Curated OER
Who Gets the Money?
Young scholars determine the characteristics of a good loan. Using a Loan Considerations worksheet, they examine and discuss their assigned credit area and list what characteristics, as a lender, a repayable loan should have.
Curated OER
Cannot Buy Me Love
Pupils investigate the concepts that are related to finance and how it is used in the world. They take part in activities that are focused around the use of a spreadsheet while using a T-chart to simulate a ledger of credits and debits.
Curated OER
I Am Golden
Students become familiar with patterns, the Fibonacci Sequence, and the Golden Ratio. They see how many places these occur. They have practical applications for using the calculator and making charts to extend patterns.
Curated OER
Reporting Personal Information
Students practice the proper way to ask and answer questions pertaining to personal information. Students practice words pertaining to personal information by filling out an information card. This lesson is intended for students...
Curated OER
Spending Smarts
Students investigate the benefits and costs to consider when making a spending decision. They investigate the concept of credit, and use addition, subtraction, multiplication, and division to solve real-life math problems. They also...
Curated OER
Proper Nouns and Capitalization
Sixth graders brainstorm and write common nouns beginning with a given letter, then using one word from the list write as many proper nouns for that word, correctly capitalized. In this proper nouns and capitalization lesson, 6th...
Curated OER
ABC's of Banking
Students explore the concept of managing money. In this managing money lesson, students discuss how to write checks and keep an accurate check registry. Students discuss the importance and uses of debit cards and deposit forms.