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Basic Budgeting
Students create a personal budget. For this creating a personal budget lesson, students create a list of 3 necessary things they need to survive. Students rank these things in order of importance and determine their cost. Students...
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Life on the Run: A Budget for Claudia and Jamie
In this budget activity, learners create a budget for 2 girls that are trying to escape and use their allowances as the income they have. Students create a budget based on their income and expenses. They also answer 7 short answer...
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A Gift for Mama
Students read a novel about savings and complete activities to define short and long term saving goals. In this income and savings instructional activity, students read A Gift for Mama and answer discussion questions for it. Students...
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Keeping Track of Our Money
Second graders complete activities to learn how to manage money. In this managing money lesson, 2nd graders read the book How the Second Grade Got $8,205.50 to Visit the Statue of Liberty and complete two related worksheets.
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Learning to Spend, Learning to Give
Students explore the concept of personal finances. In this personal finances lesson, students identify their income and expenses. Students create a budget for their spending, saving, investing, and donating habits. Students draw graphs...
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Earning an Income
Fourth graders study the role of money in society and define how to earn an income. In this human capital lesson, 4th graders read the book Shoeshine Girl and discuss it. Students discuss various economic concepts and complete the...
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Learning to Spend, Learning to Give
Students create a monthly budget. In this finances lesson, students learn the terms budget, income and expenses. Students create a monthly spending plan and keep track of what they make and spend for the next 30 days. When complete,...
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Taxes: Where Does Your Money Go?
Students explore the concept of taxes. For this tax lesson, students investigate types of taxes and deductions taken out of a paycheck before they see it. Students calculate the tax on a given dollar amount. Students discuss 401(k)s...
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Invest in Yourself
High schoolers develop the concept of finances. In this finance lesson, students watch a video called, "Moving Out." High schoolers calculate the finances of a character in the video. Students experience various budget scenarios such...
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My Bank, My Budget, My Decisions
Students create a personal budget. In this financial planning lesson, students create a budget using income data and identify ways to save a portion of money for donations.
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Interest Word Problems
In this interest worksheet, 7th graders solve 10 different problems that include word problems and determining interest rates. First, they determine the principal paid on a certain amount of money borrowed. Then, students determine how...
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Good News and Bad News: Income and Taxes
Students examine Internal Revenue Service (IRS) Form 1040, citing particular line items that are pertinent to an artist acting as an entrepreneur. They explore various sources of income and the importance of keeping accurate income records.
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WebQuest- What is Poverty and Who Are the Poor?
Young scholars are introduced to a variety of easily accessible data about poverty. The search activity performs double-duty in exposing students to the nature and magnitude of world poverty and in confronting them with different types...
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Income & Expense List
Students analyze a worksheet on income and expenses. They list all their monthly expenses and log them onto a working worksheet for evaluation. Evaluation of checkbooks is covered in depth.
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Stone Fox and Economics
Students read the novel Stone Fox and review economic concepts including income, goods, and services. They define the following terms: capital, credit, credit risk and summarize their reading by reading several chapters at a time. They...
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Lesson 3: What Happens When a Bank Makes a Loan?
Students role-play to show how bank loans made to people can have an impact on others in the community. In small groups, they analyze hypothetical loans, using flow charts or other diagrams to describe the probable impact of each.
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Financial Literacy - Income and Deductions
Students examine payroll process, determining ones income, deductions taken out of paychecks (taxes, insurance, charitable contributions, retirement), fixed and variable expenses to expect and money management.
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Folding Our Way to Productivity
Students role-play workers producing origami cups. They participate in two production rounds, one without training and one with training. They observe how productivity increases through training and, as a result, how income increases.
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It Has to Balance
Second graders use a price list and balance sheet to plan for a day of fun at the beach. They consider expenses, income, and balancing of resources.
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What is Taxed and Why
Students are exposed to the need for federal, state and local governments to tax constituents to provide goods and services for their residents. They identify the different kinds of taxes and give examples of the goods and services taxed.
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Budgeting 101
Students identify various sources of income and discern between needs and wants as they also learn to create a personal budget. In this personal budget lesson, student understand financial scenarios as they relate to different ways...
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Investment Meaning Groups
In this business activity, students categorize twenty one collocates with six categories such as companies and institutions.
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ICT Activity 17
Eighth graders use a spreadsheet for the first time. They work on a selected environmental issues as their theme. Students prepare costs or income for an event that raises money for an environmental issue. They use the costs and income...
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Salaries
Students are engaged in the study of salaries and how they vary according to different occupations. They conduct research using a variety of resources in order to summarize the earnings potential in the human services field.