Visa
The Art of Budgeting
Class members learn how to set up and maintain a personal budget through discussion, financial planning worksheets, and a brief PowerPoint presentation.
Money Math for Teens
Debt Elimination - Power Tools for Building Wealth
What does it mean to be wealthy? Your learners will consider how carrying debt affects budgeting, and learn about the debt snowball strategy and how is it used in the concept of eliminating debt in order to build wealth.
Federal Reserve Bank
A Penny Saved
Budgeting, net vs. gross pay, savings, and fees are all key elements of personal financing and essential for your class members to learn about as young adults.
Federal Reserve Bank
Banking on Debit Cards
What are the advantages and disadvantages of using a credit card versus a debit card? What are the costs of using a debit card irresponsibly? Here you'll find a lesson on key concepts that every learner should know regarding personal...
Student Handouts
Budgets and Deficits
There's a lot to learn about the savings and loan crisis. Start off your learners with a quick reading assignment. Pupils read the brief informational article and respond to three questions about the savings and loan crisis, thrifts, and...
Curated OER
Advanced Math Budget Project
What financial situations and decisions await young learners after they graduate from high school? This project allows class members to glimpse into the types of responsibilities they will have as adults, from considering job...
Curated OER
My Monthly Budget
Here's a nice layout to work on a monthly budget. There's a section to write income: where it comes from, the amounts, and any other notes. Then there's a section to write about expenses: what is purchased, the amount it costs, and...
Curated OER
Financial Planning
Only six steps to achieving a financial goal! Provide learners of any age with the tools to make and follow through with a sound financial plan. They'll review each of six steps needed to make a solid financial plan and discuss why they...
Curated OER
Money Management Part II: Checking Accounts
Having money is great, learning to manage it wisely is imperative. First, the class has a discussion on the value and convenience of having a checking account. Then, they practice filling out deposit slips, keeping an account register,...
Curated OER
Common Procedure Costs
Kids never think about the cost of medical expenses, because they never think they'll get hurt. To better understand personal financial planning, learners research common medical procedures and their costs. They use a worksheet and the...
Curated OER
Consumer Economics: Building a Budget
I think most of us adults could use a tip or two on how to budget our personal finances. Pass on some valuable knowledge to your pupils as they move into the real world. The presentation provides three easy steps to creating a personal...
Curated OER
Cashing a Check and Using an ATM
Banking is a key skill all individuals should practice. Provide a hands-on exercise to encourage the proper method of writing a check and using an ATM. The lesson prompts special needs students with full assistance until mastery is...
Curated OER
Financial Institution Comparison
Once learners are ready to choose a bank, how do they make a smart decision for their financial needs? Scholars help each other by jigsawing the research in groups. After introducing checking and savings accounts with the attached...
Curated OER
Budget Mania
Students examine several examples of budgets to develop a facility with the components of its formation. Income, expenses, and expenditures are considered and itemized for this lesson.
Alabama Learning Exchange
Sky High
How are skyscrapers built? What does it take to make a structurally sound building? How can one work within a budget to complete a building project? These guiding questions will be investigated and answered within a hands-on lesson....
Curated OER
Book Club Order
Students complete a simulated book order form for their class. In this book club instructional activity, students budget and plan an order form for their fellow students, discussing why they chose specific books.
Curated OER
May the Best Character Win
Running an election campaign takes money. Class groups must effectively budget money in order to design and purchase sufficient advertising aimed at procuring classmates' votes. After completing an online tutorial, they also write and...
Curated OER
Household Budgets
Build practical money skills and an understanding of the real world. The class discusses what they know about household budgets, debits, and credits as they relate to banking and problem-solving strategies. They use their math skills to...
Curated OER
Budget Making
After analyzing a pie graph of national spending, high schoolers express their opinions on priorities for national spending. They create a new bar graph and mail it to their congressional representative with recommendations about needed...
Curated OER
How Do You Spend Your Money?
Fifth graders examine ways to save and spend money. They look at ways that people earn, save, and spend money using chapters from Tom Birdseye's Tarantula Shoes. They add and subtract decimals to fill in a worksheet entitled, "Is It a...
Curated OER
Dream Home Mathematics
Explore the concept of budgeting with sixth graders. They will pick a career on note card made by the teacher. They then use the information on the card such as salary, expenses, and career to create a life for themselves. They also...
Curated OER
Learn to Earn When you Tend to Spend
Analyzing and understanding word problems is extremely important. Pupils learn that in money problems, earn usually means you add and spend usually means you subtract. They will solve a series of money-related word problems, label coins,...
Curated OER
Classroom Supplies
Challenge young mathematicians to buy classroom supplies by staying within the means of a $1,000 budget. The mathematical activity provides learners with the opportunity to decide what items from the supply list would benefit a class of...
Curated OER
Traveling in Style
Students choose a travel destination in another culture, create a list of items needed, obtain prices, and research the climate and traditional clothing in the culture. They create an imaginary travel budgets--with which they calculate...