Unit Plan
PBS

Frontline:secret History of the Credit Card

For Students 9th - 10th
Visit this PBS site before getting a credit card. Read the "Eight Things A Credit Card User Should Know" and find out what the real cost can be to use one. Take the credit card quiz to see how much you learned.
Activity
PBS

Pbs: Frontline: The [Credit] Card Game

For Students 9th - 10th
Information and analysis on the practices of the loan industry in America. Focus is on the wave of financial services legislation, which attempts to curb abusive tactics of banks and credit card issuers, that came into effect in 2010.
Lesson Plan
Save And Invest

Finra Investor Education Foundation: Before You Choose a Credit Card

For Teachers 9th - 10th
This lesson plan covers the differences between credit cards and how to choose the right one.
Lesson Plan
Council for Economic Education

Econ Ed Link: The Credit Card Mystery

For Teachers 9th - 10th
Credit Cards are a risky business these days, especially for students and those holding multiple cards. Interest rates on credit card balances have always been high relative to other rates, for several reasons. Despite this, there is...
Website
Consumer Financial Protection Bureau

Consumer Financial Protection Bureau: Credit Cards

For Students 9th - 10th
Thinking about opening a credit card? This resource gives consumers information about maneuvering the credit process. Use the interactive guide to learn more about terms and fees offered by credit cards. Also, open the online calculator...
Lesson Plan
Council for Economic Education

Econ Ed Link: Q T Pi Fashions Learning About Credit Card Use

For Teachers 9th - 10th
Credit cards are convenient, user-friendly, and at times dangerous. For this lesson, students learn the joys and dangers of using credit as they help Credit, the main character in this activity, solve her credit problems.
Lesson Plan
PBS

Pbs: Understanding a Credit Card Bill

For Teachers 10th - 12th
Learn how to read and understand a credit card bill.
Lesson Plan
PBS

Pbs: Selecting a Credit Card Online

For Teachers 10th - 12th
Learn how to select a credit card through comparing and contrasting card options.
Unit Plan
National Council of Teachers of Mathematics

The Math Forum: Credit Card Debt

For Students 9th - 10th
This Ask Dr. Math site contains a question about how long it will take to repay a credit card debt at a particular APR and particular amount per month.
Activity
Other

Economic Awareness Council: Credit Control [Pdf]

For Students 9th - 10th
Learn about responsible use of credit and credit cards, your credit score and why it is important, and how to get out of debt if you've already overextended your finances.
Lesson Plan
Council for Economic Education

Econ Ed Link: The Costs of Credit

For Teachers 9th - 10th
"Will that be cash, check, debit, or credit?" This lesson plan explores the difference between these. What is the difference? Is using credit the same as paying with cash? Or by check? Or by debit card? Some young people believe that...
Lesson Plan
Council for Economic Education

Econ Ed Link: My Credit Rating: Why Should I Care?

For Teachers 9th - 10th
This site provides an interesting lesson on credit and how we use it, the dangers of over-using it, bankruptcy and its consequences, and more.
Article
Khan Academy

Khan Academy: What Is an Apr by Better Money Habits

For Students 9th - 10th
You may have seen the term APR, or annual percentage rate, used in reference to everything from mortgages and auto loans to credit cards. In this piece, we look at credit card APRs which you've probably seen listed on your monthly...
Lesson Plan
Council for Economic Education

Econ Ed Link: Should I Use Cash or Credit?

For Teachers 9th - 10th
This is a lesson presented by EconEdLink that delivers the dilemma of cash or credit. Includes background information, a problem-solving grid, and great questions.
Activity
Education Development Center

Tune in to Learning: Is Paying Over Time a Smart Move?

For Students 9th - 10th
At T.V. 411 you can explore the concept of paying over time with situations involving credit cards, rent to own items, and more. This interactive lesson gives the learner an opportunity to make decisions about money management.
Interactive
Thinkport Education

Maryland Public Television: Charge! Just Charge It!

For Students 9th - 10th
Stores and credit card companies make it seem so easy. How often have you seen advertisements to buy something and only pay $20 a month? So what's the real cost of credit? Let's go shopping and find out.
Lesson Plan
Council for Economic Education

Econ Ed Link: u.s. Senate Mulls Over Bankruptcy Legislation

For Teachers 9th - 10th
During the week of September 20, 1998, the US Senate agreed to debate a bill (S 1301), intended to make it more difficult for people of means to use bankruptcy to walk away from debt. Those who could pay at least 20 percent of their...
Interactive
Thinkport Education

Maryland Public Television: Sense and Dollars

For Students 9th - 10th
Engaging, fun tutorials and interactive games related to earning, spending, saving, and budgeting money.
Website
Other

Amos Web: A Pedestrian's Guide to the Economy

For Students 9th - 10th
Exploring the economy can be a fun adventure with the Pedestrian's Guide to the Economy. Use this site to find your answers to economic topics in a user-friendly format with comic strip guides.

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