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Lesson Plan
Curated OER

"A Gift for Mama," by Esther Hautzig

For Teachers 2nd - 8th
Students read a story about a girl named Sara. Sara decides to buy a gift for Mother's Day. They create booklets to illustrate Sara's short-term savings goal and their own short-term savings goal.
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Lesson Plan
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"Kermit the Hermit," by Bill Peet

For Teachers 2nd - 8th
Students read a story about making decisions to spend and save. They fill in missing words in a poem about spending.
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Lesson Plan
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"Tarantula Shoes," by Tom Birdseye

For Teachers 2nd - 8th
Pupils read a book and explore spending, saving, opportunity cost, and trade-offs. They keep a diary of expenses to track their spending and examine their opportunity costs.
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Lesson Plan
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Saving For Retirement

For Teachers 7th - 8th
Students examine the fundamentals related to saving for retirement and investing such as return on investment, compound interest, and planning for different rates of savings. They see the importance of setting long term saving goals.
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Lesson Plan
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Jesse's Big Change

For Teachers 9th - 12th
Students explain assets, liabilities and expenses. They record information on income statements and balance sheets and brainstorm opportunities to make money work for them.
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Lesson Plan
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Budgeting 101

For Teachers 7th - 12th
Students identify various sources of income and discern between needs and wants as they also learn to create a personal budget.  In this personal budget lesson plan, student understand financial scenarios as they relate to different ways...
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Lesson Plan
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Unit Pricing

For Teachers 11th - Higher Ed
Students explore unit pricing to determine the best buy for their money. In this personal finance lesson, students calculate cost per wear examples and create a list of criteria for picking clothes. Students visit a story and use their...
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Lesson Plan
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Under the Bed or in the Bank?

For Teachers 10th - 11th
Students explore personal finance.  In this consumer /financial mathematics lesson, students compare interest rates as they explore savings. 
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Lesson Plan
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Retirement: Show Me the Money!

For Teachers 9th - 10th
Learners explore the concept of retirement finances. For this retirement finances lesson, students discuss what it means to save, invest, risk, or the time value of money. Learners play the stock market game. Students interview a parent...
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Lesson Plan
Curated OER

You Can Bank on Me!

For Teachers K - 2nd
Young scholars identify reasons people choose to donate. In this donating lesson, students contrast the words spend, save, and donate. Young scholars learn a song about donating, brainstorm reasons to give, and make sound choices with...
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Worksheet
Curated OER

Real Life Challenge ~ Budget

For Students 9th - 12th
In this consumer mathematics worksheet, students complete one month of budgeting by completing each of the statements with the appropriate information. Then they calculate their total expenses for the month minus their savings account...
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Lesson Plan
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Term Deposits: Worth the Wait?

For Teachers 5th - 9th
Students study term deposits and the attributes of long and short-term savings. They examine their spending habits while looking at how different types of accounts meet different economic goals. They complete worksheets that are provided...
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Lesson Plan
Curated OER

Sources of Finance for Development

For Teachers 9th - 12th
Students identify the positives and negatives of foreign aid. They explain the main functions of the World Bank and the IMF. They discuss concepts related to these in class.
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Lesson Plan
Curated OER

Meet the Financial Institution Representative

For Teachers 6th - 8th
Middle schoolers listen to a financial institution representative discuss how to open a savings account, and fill out an application for a new account. Students practice creating a savings deposit slip and determine the differences...
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Lesson Plan
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Lesson 2: Savings Accounts and U.S. Savings Bonds

For Teachers 9th - 12th
High schoolers explore the importance of savings accounts and U.S. Savings Bonds. They study the concept of simple interest through a math activity.
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Lesson Plan
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Selling, Spending, or Saving

For Teachers 8th - 12th
Students examine and discuss vocabulary dealing with finances. They write and develop commercials promoting savings practices and spending habits that incorporate emotional appeals.
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Lesson Plan
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Thinking About Shopping and Spending

For Teachers 9th - 12th
Students list and discuss recent commercials they have viewed. They identify advantages and disadvantages of the advertised items, and write about the effects of advertising, planned spending and spontaneous spending.
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Lesson Plan
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"The Leaves in October", by Karen Ackerman

For Teachers 2nd - 8th
Students read a story about a family living in a shelter. They explore different places to save their money and the advantages and disadvantages of each.
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Lesson Plan
Curated OER

"Four Dollars and Fifty Cents," by Eric Kimmel

For Teachers 2nd - 8th
Students use the book, "Four Dollars and Fifty Cents" to discover ways that creditors can obtain payment from reluctant debtors
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Lesson Plan
Curated OER

Reno's Dilemma

For Teachers K - 2nd
Students explain proportions as it relates to principle and interest. They use proportions to explain relationships and analyze relationships by identifying patterns.