Curated OER
Thinking About Credit
Students explore the concept of credit. For this credit lesson, students discuss what it means to buy items using credit. Students discuss how interest accrues and how much is really being paid with a credit card. Students calculate...
Curated OER
Students Suffocate Under Tens of Thousands in Loans
Students explore the concept of student loans. In this student loans lesson plan, students read an article about the large amount of student loans today's students owe. Students discuss how higher loan payments and increased debt will...
Curated OER
Weigh Before You Pay: Debit or Credit?
High schoolers explore the concept of debit and credit cards. In this debit and credit card instructional activity, students read an article about debit and credit cards. High schoolers discuss differences between the two forms of...
Curated OER
High Earners Can Still Struggle
Students explore the concept of credit. In this credit lesson, students read an article about credit debt and financial trouble. Students discuss ways to avoid financial trouble. Students make a cause and effect chart for the people in...
Curated OER
The Business of Interest
Students explore the concept of simple and compound interest. In this interest lesson plan, students discuss how interest works on a loan. Students calculate simple and compound interest on loans of fictitious characters from a video.
Curated OER
It's Your Future
Students learn about productive resources along with their requirements, supply and demand, savings, investments and interest rates. In this supply and demand lesson plan, students create a career plan and personal budget of their own...
Curated OER
Interest Word Problems
In this interest worksheet, 7th graders solve 10 different problems that include word problems and determining interest rates. First, they determine the principal paid on a certain amount of money borrowed. Then, students determine how...
Curated OER
Percents
In this percents learning exercise, students solve 5 different problems that include determining various percents. First, they determine the percent of increase in population over a year. Then, students determine the sales tax of a...
Curated OER
Who Is Considered A Good Credit Risk?
Students apply the C's of credit to evaluate who is a good credit risk. They are asked how their loaning money to friends relates to their class. Students work in groups of 4-5. They identify as many advantages and disadvantages of...
Curated OER
ADULT ESOL LESSON PLAN--Level 5--Time and Money
Pupils, after defining and reviewing the extensive list of vocabulary words on the board, examine various banking systems and terms (loans, interest rates, investments, mortgages, etc.). They also show mastery of this task by...
Curated OER
Lesson 3: What Happens When a Bank Makes a Loan?
Students role-play to show how bank loans made to people can have an impact on others in the community. In small groups, they analyze hypothetical loans, using flow charts or other diagrams to describe the probable impact of each.
Curated OER
How Credit Works
Students discuss credit terminology and analyze an actual loan application from a family member.
Curated OER
Topic 5: Running the Business
Students explore the concept of running a business. In this running a business instructional activity, students put their plan of action into practice. Students market a product and try to maximize profit.
Curated OER
PayCheck Advance Loans
Students discuss the role of a paycheck advance loan company. Using data given to them, they calculate interest rates on the amount of advance they receive and identify the penalties of not repaying the loan on time. They record their...
Curated OER
VAROOOOOOMMMMMMMMMMMM!!!!!!!!!!!!!
Students simulate purchasing a car. They use various search engines on the Internet to research the car purchase. Students investigate types of cars, trade in value, insurance costs, interest rates and monthly costs.
Curated OER
Stock Market Math
Pupils select a company that they like and using technology, in teams, they prepare a class presentation about their company. The class have the option to buy stock or choose a competitor. Each team research a company and buy stock...
Curated OER
Pay Check Advance Loans
Students explore the implications of obtaining loans. They assess interest rates, amount to be paid back, and the implications if they do not pay back the loan on time. Students develop a comparison chart.
Curated OER
Using an Amortization Table
Students search the Internet to find a site that contains an amortization table and make a hypothesis about the results of changing time and rate. They examine the affects of time and rate on a mortgage and discuss the difference in the...
Curated OER
Selling, Spending, or Saving
Pupils examine and discuss vocabulary dealing with finances. They write and develop commercials promoting savings practices and spending habits that incorporate emotional appeals.
Curated OER
Who Gets the Money?
Students determine the characteristics of a good loan. Using a Loan Considerations worksheet, they examine and discuss their assigned credit area and list what characteristics, as a lender, a repayable loan should have.
Curated OER
Cars: Math, Research, Economics, Loans
Students investigate what the purchasing of a car entails. They explore car criteria and financing options.
![Federal Reserve Bank of Philadelphia: What Is the Federal Reserve? [Pdf] Lesson Plan](http://lessonplanet.com/content/resources/thumbnails/409975/large/bwluav9tywdpy2symdiwmduymc0xmdqxmc03zmj5zmguanbn.jpg?1589982798 "Federal Reserve Bank of Philadelphia: What Is the Federal Reserve? [Pdf] Lesson Plan")
Federal Reserve Bank
Federal Reserve Bank of Philadelphia: What Is the Federal Reserve? [Pdf]
Questions like "How does the bank hold reserves?" or "How do banks make deposits?" are examples of what is explained through this banking simulation lesson plan to illustrate the purpose of the Federal Reserve.
Other
Canadian Bankers Association: Getting Started in Small Business
This resource discusses the possible sources of financing when starting a small business, debt financing (borrowing money) and equity financing (investing money).
The Federal Reserve System
Federal Reserve Board: A Consumer's Guide to Mortgage Refinancings
A comprehensive go-to guide for understanding refinancing and shopping for a new mortgage or loan. Poses guestions that will help the consumer decide if refinancing a mortgage is the way to go.