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Curated OER
Does the Bailout Have a Chance of Working?
To start this video Sal lists the liability and assets of an imaginary bank and then discusses how banks acted with different levels of caution, which then led to some loans backed up but others defaulted on.
Federal Reserve Bank
Federal Reserve and You: Fractional Reserve Banking
Fractional Reserve Banking is featured in this brief video explaining the system of deposits and loans.
Federal Reserve Bank
The Federal Reserve and You: How Money Is Created and Destroyed
Money gets destroyed? The video unveils what happens to money after loans are paid off.
Federal Reserve Bank
Federal Reserve and You: Money and Banking 101: How Banks Make Money
Did you ever wonder how banks make money? This short video describes how banks make money off charging both interest on loans and fees for banking products. [0:52]
Khan Academy
Khan Academy: Mortgage Backed Securities: Mortgage Backed Securities I
Video lecture provides an introduction to mortgage-backed securities. [7:57]
Khan Academy
Khan Academy: Banking and Money: Giving Out Loans Without Giving Out Gold
Video lecture explores how banks can give out loans without ever giving out gold. [8:29]
Other
Consumer Education and Training Services: Smart Borrowing: Payday Loans
Explains what a payday loan is and how repayment works. The importance of paying it back quickly is stressed, as well as some alternatives to a payday loan that might be considered. [4:24]
Khan Academy
Khan Academy: Annual Percentage Rate (Apr) and Effective Apr
The annual percentage rate (APR) that you are charged on a loan may not be the amount of interest you actually pay. The amount of interest you effectively pay is greater the more frequently the interest is compounded. In this video, we...
Khan Academy
Khan Academy: Repurchase Agreements (Repo Transactions)
This video [11:25] discusses the mechanics of repurchase agreements (repo transactions/loans).
Khan Academy
Khan Academy: Frb Commentary 2: Deposit Insurance
Sal Khan offers commentary on the weaknesses of fractional reserve banking, the FDIC, and deposit insurance and its side effects. [17:19]
Khan Academy
Khan Academy: Fractional Reserve Banking Commentary 1
Sal Khan offers commentary on the weak points of Fractional Reserve Banking. [19:13]
Khan Academy
Khan Academy: Formula for Continuously Compounding Interest
Learn how to calculate interest when interest is compounded continuously. This video compares the effects of compounding more than annually, building up to interest compounding continually. [8:58]
Khan Academy
Khan Academy: Corporate Debt Versus Traditional Mortgages
Sal Khan helps you understand how most corporate debt is different than most personal mortgages. [4:55]