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Personal Budgeting Project
Students create an Excel spreadsheet of a personal budget by estimating their possible income and monthly expenses from a worksheet. They group together to create a family unit and use the personal budget sheets to plan a family budget.
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A Look At Spending
Learners use an outdated budget to examine what the county spends its money on for its citizens. Using county information, they describe how the Board of Supervisors make budget decisions and how it can shape public policy. They also...
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The Fairfax County Budget -- A Look At Spending
Students brainstorm a list of items that should be a priority for the government to help its citizens. Using an out of date budget, they identify individual line items and the conflicts involved in making a budget work. They discuss...
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On Your Own
Seventh graders research a certain type of job. They write the details of finding the job and describe the job duties. Students also describe a living arrangement and all the costs associated with it. Then they create a physical budget...
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Plan A Meal For A Family Of Four
Fourth graders use critical thinking skills in order to plan a meal for a family of four. They integrate the knowledge of the Food Pyramid in order to make the meal acceptable. Students use a budget and then create a list for shopping...
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Careers
Eighth graders research careers on the computer to determine which career they are interested in. They create a spreadsheet using the Excel program and calculate the budget for their desired lifestyle and determine if this income is...
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Redistributing Utah's Tax Resources: Burdens and Benefits
Students divide into three groups to investigate the use of community resources. The groups are given a budget and decide which services are most important by conducting discussions. They put the arguments for the spending in writing for...
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Town Budget Meeting Simulation: Meeting Needs of Young and Old Lesson Plan
Students participate in a simulation in which they determine the town budget to help programs in their community for the young and old. In groups, they brainstorm a list of the needs of the young and old and share their thoughts on why...
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Japan's Economic Miracle
Students engage in a lesson that discusses the economy of Japan. They conduct research using budgets found on the internet. Then they have group discussions of how the government gets its money for spending.
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Saving Money On Household Items
Students use sale ads to compare and contrast prices on groceries, electronics, appliances and other goods. Working in groups, students brainstorm ways to save money on these items. This instructional activity is intended for students...
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Prom Date
High schoolers use the internet to research the cost of going to the school prom. As a class, they brainstorm about the things needed in order to go to the dance and use advertisements to make a budget. After all of the data is...
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Desperation: The Great Depression
Pupils examined the feelings of hopelessness that can result from losing
their income, much like one-third of Americans experienced during the Depression in a small group lesson plan of a mock household. Students create a household...
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Family Purchases
Students generate a gift list for their family members making sure the costs remain under budget. They research the cost of items on the internet, calculate sales tax, and determine the total cost for all of the gifts.
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Shopping
Fifth graders simulate a shopping experience. Students are given a specified amount of money and they must spend it. Students choose five items they wish to purchase and determine if they can afford the items.
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Pay Check Advance Loans
Students explore the implications of obtaining loans. They assess interest rates, amount to be paid back, and the implications if they do not pay back the loan on time. Students develop a comparison chart.
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The NHS: Central Government Spending
Students explore England's National Health Service (NHS). They identify problems and suggest solutions to an imaginary incident. Students plan the hospital budget. They discover that spending decisions are political.
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Be Your Own Cahncellor
Students analyze the funding strategies of a modern central government. Individuals or groups construct a plan for increasing spending and making cutbacks in various government programs. Students examine the importance of taxes on the...
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Balance the Budget
Learners make their own decisions over how central government should spend the money they get from taxing the public. They discuss where they could get more money from and how does spending and taxation outlined in the budget affect kids.
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Term Deposits: Worth the Wait?
Students study term deposits and the attributes of long and short-term savings. They examine their spending habits while looking at how different types of accounts meet different economic goals. They complete worksheets that are provided...
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Christmas Shopping on the Internet
Pupils utilize the Internet as a research tool as they "shop" on the Internet for a list of Christmas gifts. In groups, they compare prices, shop for the best price and make sure to spend no more than $300.
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Savings and Stocks
Work together to brainstorm answers to different questions related to the savings of American people. Draw a bar graph representing stocks. Practice using new economic terms as well.
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Why Do People Save?
Students identify ways in which they can save and spend their money. They discover why people save money and calculate simple interest. They discuss the costs and benefits of saving.
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A Money Plan
Students discuss what a budget is and its purpose. They create a draft of a simple budget that they could possible use. They discuss their trade-offs when they choose to follow a budget.
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Let's Go Shopping
Seventh graders calculate sales tax and apply discounts regarding a set budget. They create a shopping list, apply tax and discounts, complete a worksheet, and calculate their total cost to equal as close to $1000.00 as they can without...