Lesson Plan
Curated OER

Budgeting - The Basics, Part 1

For Teachers K - 8th
Students investigate personal budgets and discuss how to make monetary decisions. They work in small groups to make money decisions for their classrooms or a playground, and present their decisions to the whole class.
Lesson Plan
Curated OER

Who's Going to the Convention?

For Teachers 9th - 12th
High schoolers practice planning budgets as they create a budget for ten employees of a company to attend a professional convention. They use the Internet, and spreadsheet software to complete their assignment.
Lesson Plan
Curated OER

Managing Your Money

For Teachers 3rd - 12th
Students discuss different money management options in a variety of situations. They identify moments to share, spend and save money.
Lesson Plan
Curated OER

Painting a Mural

For Teachers 10th - 12th
Students research create and design symbols to welcome students to their school. They present their idea to the class that includes a budget. The class work together to paint the mural.
Lesson Plan
Curated OER

Creating and Maintaining a Budget

For Teachers 7th - 8th
Students explore the videogame, Sim City to create functioning cities. They develop and maintain a budget for their cities, and present their city using a Powerpoint presentation.
Lesson Plan
Curated OER

The Cost of Life

For Teachers 3rd - 8th
Students research the salary for a career of interest. They consider what kind of lifestyle that career would provide and graph their information for comparison.
Lesson Plan
Curated OER

Thinking About Shopping and Spending

For Teachers 9th - 12th
Students list and discuss recent commercials they have viewed. They identify advantages and disadvantages of the advertised items, and write about the effects of advertising, planned spending and spontaneous spending.
Lesson Plan
Curated OER

How to Get Rich Slowly

For Teachers 4th
Fourth graders discover how to budget in order to live in today's world. Allocating their resources is of prime importance in the monthly budget. They utilize a worksheet imbedded in this plan to figure out their monthly budget.
Lesson Plan
Curated OER

Budgeting Fixed and Variable Expenses

For Teachers 6th - 10th
Learners create a workable budget that includes allowances for fixed and variable expenses.
Lesson Plan
Curated OER

Needs or Wants

For Teachers 1st - 6th
Students explore which items are needs and wants and explore basic budgeting principles.
Lesson Plan
Curated OER

Getting Green for Christmas

For Teachers 6th - 12th
Students examine their family's particular spending habits for a holiday they celebrate, research the financial expectations of retailers during the holiday season and at other times during the year.
Lesson Plan
Curated OER

Fun With Estimation

For Teachers 3rd - 5th
Learners get an opportunity to practice estimation skills in a real life situation after a unit on estimation has been taught.
Activity
Federal Reserve Bank

Federal Reserve Bank of St. Louis: The Piggy Bank Primer [Pdf]

For Students 3rd - 5th
A workbook for children on how to save and manage their money, and how to create a budget.
Lesson Plan
Yale University

Yale New Haven Teachers Institute: Income Budgeting

For Teachers 9th - 10th
This site contains a unit on budgeting money for use by middle school teachers. Includes enrichment problems, a bibliography, and many example problems and situations.
Website
iCivics

I Civics: Curriculum Units

For Students 9th - 10th
A large collection of Social Studies units, WebQuests, and games that focuses on teaching students how government works and the importance of being responsible, informed American citizens. Units are linked to state standards. A teacher...
Website
PBS

Pbs: Your Life Your Money

For Students 9th - 10th
PBS presents an abundance of financial information and helpful tips; real stories from real people on managing your money. Some of the financial challenges include getting out of debt, saving money, insurance, and investments.
Unit Plan
C3 Teachers

C3 Teachers: Inquiries: Economic Choices

For Teachers K - 1st
A learning module on choices people make with their money. It includes several supporting questions accompanied by formative tasks and source materials, followed by a summative performance task. Students will learn how families get...
Interactive
Practical Money Skills

Visa: Practical Money Skills for Life: Financial Football

For Students 9th - 10th
Football-themed game tests your consumer-finance aptitude regarding interest, banking, credit, budgeting, saving, and spending.
Article
Wolters Kluwer

Business Owner's Toolkit: Steps to Take to Improve Cash Flow Management

For Students 9th - 10th
This resource begins a discussion on preparing a cash flow budget. Click the links on the page to go to additional steps in preparing this budget or click the 'Next' button at the bottom of the page. This page also includes a...
Unit Plan
Department of Defense

Do Dea: Business & Personal Finance: Module 1: Financial Planning

For Students 9th - 10th
This self-guided course is designed to give you the tools necessary to help manage money and plan for your financial future. Topics discussed are setting goals, making financial decisions, setting a budget, information on careers and...
Handout
Goodwill

Gcf Global: Assessing How You Manage Money

For Students 9th - 10th
This lesson examines how to manage your money safely.
Unit Plan
Texas Education Agency

Texas Gateway: How Individuals Make Choices Based on Their Budget

For Students 11th - 12th
By the end of this section, you will be able to calculate and graph budgets constraints, explain opportunity sets and opportunity costs, evaluate the law of diminishing marginal utility, and explain how marginal analysis and utility...
Interactive
Practical Money Skills

Practical Money Skills: Countdown to Retirement

For Students 9th - 10th
Discover whether your budgeting skills will leave you wealthy or land you in the poor house in this engaging interactive game. This game teaches practical life skills for developing sound budgeting practices and making good financial...
Lesson Plan
Utah Education Network

Uen: Budgeting

For Teachers 9th - 10th
It is very important that you know about budgeting and have discussed it before you get married. Learn why a budget must be flexible in order to work and is important for couples managing money.