Practical Money Skills
Visa: Practical Money Skills: Lesson Plans for Grades 7 8
Fourteen financial literacy lesson plans for middle school students cover topics such as budgeting, living on your own, the influence of advertising, and saving and investing.
Other
California Jump Start: Money Rules 4 Kids
Ten money rules that every high school kid should know, available in both English and Spanish.
Other
Ally: Adventures With Money;: Planet Zeee and the Money Tree
Comic book for elementary students helps with understanding money concepts.
Other
Federal Bank of Richmond: Dollars and Sense Game
This budgeting game helps middle and high school students learn how to make smart financial choices and to stay within a budget. The teacher's guide and game are both available as PDFs.
Other
Montana State University: Using Check Registers to Track Your Expenses
[PDF] Explains a system of labeling a check register and recording expenses in a way to help students keep to a budget.
Scholastic
Scholastic: Adventures in Math: Lesson 4: How to Use Your Money
In this instructional activity, students will identify why having a budget and keeping records of their spending and saving habits helps them make better financial choices.
Alabama Learning Exchange
Alex: Money Matters: Where Does It Go?
In this project students will utilize math and reasoning skills to develop a personal budget. By weighing their expenses as "wants" vs. "needs," students will develop management skills and learn the importance of getting the most out of...
Alabama Learning Exchange
Alex: Becoming a Wise Consumer: Creating a Budget
In this lesson, students will learn how to become a wise consumer by creating a budget based on needs and wants. Students will create a weekly budget with a variable income using the interactive app MWB: My Weekly Budget available on...
Alabama Learning Exchange
Alex: That's All I Have to Spend for a Whole Month?
As a part of the study of personal economics, students will research a career, costs of rent, insurance, food, transportation, etc. and prepare a monthly budget based on their research.
Alabama Learning Exchange
Alex: How Much Does It Cost?
Middle schoolers will use an online mortgage calculator to determine the cost of financing a house over various lengths of time and at various interest rates. This lesson is excellent to include in a budgeting unit.
Alabama Learning Exchange
Alex: How Much Will College Cost Me?
Students will research the cost of college by comparing a 2-year and a 4-year institution via the Internet. Students will follow-up with a presentation and prepare a monthly budget. This lesson plan contains a financial aid component.
Alabama Learning Exchange
Alex: Can You Survive in the Real World?
Living in the real world is expensive and sometimes hard for a new college graduate to adjust to. This lesson will allow middle schoolers to see the importance and need of budgeting money. Students will have to make choices and research...
Alabama Learning Exchange
Alex: How Much Will This Lifestyle Cost?
Young scholars will create a detailed monthly budget using a spreadsheet. The budget will depend on an individual's earning potential as determined by career choice and education. This is a project-based, Commerce and Information...
Alabama Learning Exchange
Alex: What's the Real Cost of That Car?
This is a Commerce and Information Technology lesson plan. A project requiring research, critical thinking and complex decision-making about factoring all the costs of purchasing a large ticket item - a car.
Alabama Learning Exchange
Alex: "All in the Family"
A cooperative unit where students work together and use a variety of math skills to establish budgets and compare and compute the best buys. Students will continue practicing their writing skills by writing thank you notes to local...
Federal Reserve Bank
Federal Reserve Bank of Atlanta: Budgeting
Illustrates the difference between sources of income and fixed versus variable expenses through a simple budget plan. Introduces students to the basics of budgeting.
Consumer Financial Protection Bureau
Consumer Financial Protection Bureau: Saving Each Payday
Young scholars use a real-world simulation to learn how saving a little money each payday can be a successful strategy for saving. Includes teaching guide and student worksheet that can be filled in on a computer.
Other
Balance Track: Finances for College Students: Money Management
From BalanceTrack, this section focuses on establishing financial goals, provides students with a calculator to estimate how much they should be saving each month, and provides students with a sample budget worksheet.
Khan Academy
Khan Academy: Decisions Within a Budget Constraint
Another approach to maximizing utility uses indifference curves (sometimes called utility curves) and budget constraints to identify the utility optimizing combination of consumption. Read about this method in this article.
Thinkport Education
Maryland Public Television: Plan Your Dream Prom
In this interactive, you decide what to wear, how to ride and more. More importantly, find out if you have enough loot to cover your choices.
Louisiana Department of Education
Louisiana Doe: Louisiana Believes: Civics: Personal Finance
Students develop and express claims through discussions and writing which examine how being financially responsible affects their future.
Google
Google for Education: Life on Minimum Wage
A game where students try to reach financial goals by working and budgeting their money. Site includes rules for games as well as playing pieces.
University of Regina (Canada)
University of Regina: Math Central: Stewart Resources Centre: Consumer Wise [Pdf]
A tenth-grade math unit, developed in 1993 by a Saskatchewan teacher, on budgeting.