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The Bernstein Bear's Trouble with Money: Financial and Academic Literacy

For Teachers 2nd - 8th
What do figures of speech have to do with financial literacy? Take an interdisciplinary look at The Berenstain Bears' Trouble with Money to find out. Young analysts read about the cubs' spendthrift ways and how Mama and Papa Bear...
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A Visit to the Mint

For Teachers 3rd
Emerging consumers recognize the types and denominations of U.S. currency. They listen to a guest speaker (if possible) and view a video.  They create their own money using styrofoam and a toothpick for engraving. Consider creating...
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How to Achieve Your Financial Goals

For Teachers 2nd - 5th
Students explore economics by creating a budget. In this financial goal setting lesson, students investigate their use of time by completing a worksheet. Students identify financial goals they would like to achieve in the next several...
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The Berenstain Bears Trouble with Money

For Teachers 2nd - 4th
Students will explore good and services, income and saving listening to the story The B. Bears Trouble With Money.  In this early economic lesson, students discuss what it means to earn money doing services and save money to...
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Lesson 3: What Happens When a Bank Makes a Loan?

For Teachers 9th - 12th
High schoolers role-play to show how bank loans made to people can have an impact on others in the community. In small groups, they analyze hypothetical loans, using flow charts or other diagrams to describe the probable impact of each.
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Spending Money

For Teachers K
Students complete activities to study the value of money. For this money study lesson, students read a story about money and discuss how they earn money at home. Students watch a related video clip and create a class book about the ways...
Activity
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Advanced Math Budget Project

For Teachers 11th - 12th Standards
What financial situations and decisions await young learners after they graduate from high school? This project allows class members to glimpse into the types of responsibilities they will have as adults, from considering job...
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There's No Business Like Bank Business

For Teachers 3rd - 5th
Students participate in a role play where they see how a bank works and how interest is paid by having money in the bank. In this bank lesson plan, students operate a bank and learn about saving, accounts, deposits, withdrawals,...
Lesson Plan
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Describe How Money Barter, and Credit Were Used in Colonial Virginia

For Teachers 4th
Fourth graders listen as the teacher lectures about bartering. They work in small groups to define and create a skit about one term related to bartering. Students create an Economic Terms booklet. They review that tobacco was a cash crop...
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Money Matters to Me

For Teachers 4th
Fourth graders explore economics by identifying financial goals. In this consumerism lesson plan, 4th graders discuss money matters and how to conserve an income when they get older in order to achieve their goals. Students collaborate...
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Counting Money

For Teachers 2nd - 3rd
Students discover the importance of economics through Shel Silverstein's poem Smart. Students are introduced to the concept of earning money and using money to purchase necessary items, after becoming familiar with U.S. money.
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Money Management

For Teachers 3rd - 4th
Students role play buying and selling items. In this economics instructional activity, students are given play money with which to purchase items, as well as value their own items for others to buy. Each student in the group works...
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May The Best Character Win

For Teachers 3rd - 5th
Students examine the financial committment to running a campaign. They discuss the difference between electroal and popular votes. They realize how involved a political campaign is!
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Abraham Lincoln and the Five-Dollar Note

For Teachers 5th - 8th Standards
Students study Presidential history by researching Abraham Lincoln.  For this U.S. history lesson, students discuss the changes in the 5 dollar bill and create a timeline of Abraham Lincoln's life.  Students complete a puzzle...
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A Penny for Your Thoughtfulness

For Teachers 6th - 12th
Students reflect on the value of a penny. They examine how working families endure economic hardships with the help of charities. They create their own philanthropic event to raise money for a charity.
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"Wet" Your Appetite: Conserving Water

For Teachers 3rd - 6th
Students investigate how water is utilized in producing food. In this agriculture lesson, students examine how much water goes into the creation of their daily menu. Students create a new menu that can conserve water and cut their water...
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Accounting Monopoly

For Teachers 9th - 11th
Students use Monopoly to review the accounting cycle. They create their own transactions while playing Monopoly. Students produce the financial statements that will match the transactions of the game.
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Family Finances

For Teachers 7th - 8th
Students examine the dynamics of family finances. In groups, they discuss the importance of a budget and create their own given a fictional amount of money. As a class, they listen to a speaker from the bank discussing the importance of...
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Keystone Science School: Sustainable Automobiles

For Teachers 5th - 11th
Students explore how to choose the correct car for them based on their needs.
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Collected Works

For Teachers 6th - 12th
Learners consider why people collect stamps and other items and how the Internet has changed hobbies. They review stamp collecting Web sites and brainstorm how the Web can serve another popular collectible.