Every little penny counts, especially when it comes to saving for emergencies or long-term goals. Pupils evaluate different saving and investment strategies, such as a CD or money market account, through worksheets and by...

Fifth graders complete several activities to learn about earning, budgeting, and saving money. In this saving money lesson, 5th graders read a book about saving money and complete a 'Savings and Earnings' worksheet. Students work in...

Investigate the current financial market and have your class explore savings, borrowing, financial markets, mutual funds, and the stock market. This four-part lesson is designed to help students become knowledgeable and informed consumers.

Learners discover how to save money. In this financial planning lesson plan, students read the story Spend or Save? and discuss ways to save money. Learners choose a character from the story and write about a financial decision they had...

Students discover the importance of saving and spending. In this finance lesson, students read the book Kermit the Hermit and discuss the differences between needs and wants. The students complete worksheets concerning money in their...

Students examine the role of money in the colonial economy by participating in a trading activity. In this colonial economy instructional activity, students complete an activity to learn about colonial trade and what happens when there...

Sixth graders participate in an simulated investment activity. They examine the purpose of different types of investments before they predict which will be the most successful. Finally, they simulate investing $1,000 in stocks, $1,000 in...

Students use the internet to gather information on saving money. They describe the history of money and the responsibilities of the United States Mint. They list their own personal goals and keep a journal as they operate a lemonade...

Once learners are ready to choose a bank, how do they make a smart decision for their financial needs? Scholars help each other by jigsawing the research in groups. After introducing checking and savings accounts with the attached...

Financial literacy is generally focused on personal spending and saving, but consider an opportunity to talk to your pupils about how charitable giving can also factor into money management and how it can enhance life for both...

A thoroughly-written lesson plan and a plethora of worksheets about integers comprise this resource. Neophyte number crunchers learn to recognize integers, add and subtract them, and apply the concepts to the designing of a personal...

Second graders use The Berenstain Bears' to learn about money management. In this money management lesson plan, 2nd graders read The Berenstain Bears' Dollars and Sense book and complete the 'Rainy Day' worksheet. Students then discuss...

What does it mean to be financially responsible? Pupils begin to develop the building blocks of strong financial decision making by reviewing how their past purchases are examples of cost comparing, cost-benefit analysis, and budgeting.

Middle schoolers examine the pros and cons of saving versus spending money and evaluate real-life situations as well as their own spending habits. They discuss the best and worst purchase they have made and why, explore the "Downtown...

Students read a novel about savings and complete activities to define short and long term saving goals. In this income and savings lesson, students read A Gift for Mama and answer discussion questions for it. Students define the terms...

Learners explore budgeting. In this finance and math instructional activity, students brainstorm ways in which households could save money. Learners view websites that give cost reducing ideas. Students complete an expense comparison...

Learners examine ways to extend their budget with coupons. In this budgeting lesson, students read information about using coupons at the given website. Learners make a list of 30-50 products they use in their homes and use online...

Fourth graders implement real life application of money, problem solving, economics, and consumer awareness.  In this three week economics unit, 4th graders operate a business, write checks, balance accounts, and market their...

Young scholars engage in a study of financial institutions that includes the banking industry. They participate in a research study using different resources. They are introduced to the concept of bartering and how it is used as a...

When it comes to all the ways money management and financial responsibility weave into our daily lives as adults, make sure students are prepared to locate resources for managing their finances, such as a financial advisor. 

What financial situations and decisions await young learners after they graduate from high school? This project allows class members to glimpse into the types of responsibilities they will have as adults, from considering job...

Young scholars study exchange and how it has different forms. In this money management lesson, students are able to learn how goods and services work by completing worksheets, activities, essay questions and assessments provided.

First graders explore economics by participating in a group activity. In this commerce instructional activity, 1st graders conduct a role-playing activity in which they utilize goods and services to re-enact a general store's daily...

Students investigate the role of money in the colonial economy. In this colonial economy instructional activity, students participate in a trading activity, read the booklet "Benjamin Franklin and the Birth of a Paper Money Economy,"...