Curated OER
Money Creation
How is money created? Watch this simple visual representation to give beginning economics learners a basis of understanding before moving to more complex topics.
Khan Academy
Banking 3: Fractional Reserve Banking
With just 1000 pieces of fictional gold, Sal takes viewers through fractional reserve banking. He explains how deposits made into a bank can be assets and liabilities, and the role of having reserves. Additionally, he demonstrates the...
Khan Academy
Banking 12: Treasuries (Government Debt)
Taking viewers through the creation of a reserve bank (Federal Reserve), Sal introduces the idea of government involvement in modern banking. He also explains the government's obligation to cover reserves and why bonds issued by the...
Khan Academy
FRB Commentary 3: Big Picture
Summarizing his thoughts on creating the last few videos on the weaknesses of the fractional reserve, Sal goes on to explain why he believes the nature of this system is "disingenuous. " This leads to a discussion that contextualizes the...
Khan Academy
Fractional Reserve Banking Commentary 1
After a short review of the banking process and lending procedures, Sal outlines some of the problems and weaknesses of fractional reserve banking. Additionally, he details the differences between illiquidity and insolvency, as well as...
Khan Academy
FRB Commentary 2: Deposit Insurance
Going into more detail about the potential weaknesses of fractional reserve banking, this video introduces some of the ways the economy has been engineered to address these issues, such as the "lender of last resort" and insurance...
Curated OER
How the Federal Reserve Works, Part 1
What is money? Journey back in time to see different forms of money at different points in US history. From trading to the first gold coin to the US dollar, your class will see the evolution of money in early American years. This is part...
Curated OER
Money - A Brief History Of The American Dollar - Part 1 of 2
What is a dollar? Trace the dollar through US history. First it started as a silver or gold piece, then it became a promissory note, and eventually it became the bill we know today. Pink Floyd's "Money" plays quietly in the background...
Federal Reserve Bank
Federal Reserve and You: Fractional Reserve Banking
Fractional Reserve Banking is featured in this brief video explaining the system of deposits and loans.
Federal Reserve Bank
The Federal Reserve and You: How Money Is Created and Destroyed
Money gets destroyed? The video unveils what happens to money after loans are paid off.
Khan Academy
Khan Academy: Weaknesses of Fractional Reserve Lending
Discusses the disadvantages of fractional reserve lending. [7:34]
Khan Academy
Khan Academy: Fractional Reserve Banking: Overview of Fractional Reserve Banking
Presents the big picture of how money enters circulation and how lending can increase the money supply. [8:28]
Khan Academy
Khan Academy: Banking and Money: Banking 3: Fractional Reserve Banking
Video lecture serves as an introduction to the money supply while explaining fractional reserve banking and the multiplier effect. [11:48]
Khan Academy
Khan Academy: Fractional Reserve Banking: Full Reserve Banking
Overview of full reserve banking in comparison to fractional reserve banking. [7:32]
Khan Academy
Khan Academy: Banking 3: Fractional Reserve Banking
A video [11:47] about fractional reserve banking, the multiplier effect, and money supply.
Khan Academy
Khan Academy: Full Reserve Banking
This video is an overview of full reserve banking in comparison to fractional reserve banking. [7:32]
Khan Academy
Khan Academy: Frb Commentary 3: Big Picture
This is a summary of Sal Khan's thoughts from the last two videos. It centers around the discussion of why fractional reserve banking is a subsidy to banks and allows them to arbitrage the yield curve. [21:27]
Khan Academy
Khan Academy: Frb Commentary 2: Deposit Insurance
Sal Khan offers commentary on the weaknesses of fractional reserve banking, the FDIC, and deposit insurance and its side effects. [17:19]