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Money Responsibility
Introduce young learners to the important life skill of responsibly managing money and recording how much they spend and save.
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Credit Cards
Choosing your first credit card can often be an intimidating and confusing experience for young adults. Give your pupils the foundational knowledge they need for tackling this process head-on, including learning to distinguish different...
Curated OER
The Money Circle
Students investigate the Federal Reserve System. In this Mathematics/Economics lesson, students explore the role of the Federal Reserve in promoting a stable economic environment. In this multi-lesson unit of study, students explore...
Practical Money Skills
Living on Your Own
Every teen dreams of living independently, but often without thinking about the details and costs involved with moving out. Three lessons in a unit about living on your own focus on moving costs, fixed and flexible costs associated with...
Curated OER
Hot Wheels (Grades 9-12 )
Using internet research, students compute the costs of different models of card. They discuss the advantages/disadvantages of purchasing a new car versus a used car, the cost of car insurance, and the best way to finance their purchase.
Curated OER
Under the Bed or in the Bank?
Students explore personal finance. In this consumer /financial mathematics lesson, students compare interest rates as they explore savings.
Practical Money Skills
Making Decisions
A set of quizzes and assessments would make a great companion to your lesson on making decisions and opportunity risks. Learners watch a PowerPoint before answering multiple choice questions about interest rates, saving money, and the...
Curated OER
Does My hair Disrupt Your Learning?
Students use the internet to research ways to save and earn money. They interview bankers and financial counselors to discover different types of investments. Students create public service announcements to inform their classmates of...
Curated OER
Savings Accounts and Interest
First graders study money, banks, and getting interest on money. In this consumer math lesson, 1st graders listen to Stan and Jan Berenstain's, Berenstain Bears' Trouble With Money. They use the concepts in the book to discuss...
Curated OER
Financial Literacy - Consumer Credit
Students investigate consumer credit and how it works. They also examine basic types of credit, risks and responsibilities associated with credit, ways to establish and maintain good credit, ways to avoid hurting ones credit and what one...
Curated OER
Financial Literacy - Consumer Privacy
Students investigate consumer privacy and how it works. They also describe the rights and responsibilities of buyers and sellers under consumer protection laws and complete a list of activities and assignments on consumer privacy.
Curated OER
Loan Amortization - Mortgage
Upper graders explore the connection between interest and principal. They use an amortization schedule to determine the amount of principal paid vs interest on a $100,000 home loan. Fourteen discussion questions and a research-based...
SaveandInvest.org
The True Cost of Owning a Car
Almost every teen wants a car, but can they really afford one? The lesson plan walks pupils through how to identify a budget, find all of the costs associated with car ownership, and determine if they should buy the car or keep looking.
Curated OER
Money Math
Students define human capital and income earning potential. In this algebra instructional activity, students analyze the relationship between income and capital resources. They calculate tax rates and understand how to read a tax table.
Curated OER
Credit - Good? Bad?
Students examine credit cards. They explore the detrimental effects that result from debt and poor credit. Students analyze interest rates, minimum balances, and consumer debt. Students survey the benefits of credit cards.
Curated OER
Payment Parliament
Students investigate how the economy works by role playing in their class. In this money management lesson, students read parts from a script for use in a role playing lesson simulating the Federal Reserve and their payment processing....
Curated OER
Bingo Brown and the Language of Love
Students study credit and interest in a novel and consumer math activity. In this credit lesson, students read the book Bingo Brown and the Language of Love. Students discuss the book and the ideas of credit, interest, and loans....
Curated OER
Filling Empty Pockets: Borrowing, Loans, and Credit
Students examine credit components and how each works within our economy today. For this financial literacy lesson, students explore credit terms and make decisions based on real credit card offers that they find in their on line research.
Curated OER
Cards, Cars and Currency
Students investigate the deals presented with cards. For this math lesson, students investigate the pros and cons of having a credit card. They calculate interest and fees for credit cards.
Curated OER
Life Skills for Vocational Success: Transportation, Owning a Car; Topic 2: Financing a Car
Discuss various places to obtain a loan. Your class will determine the principal, interest, and terms of a loan. They will also compute the monthly payments of loans, including the interest. They contact three lending institutions to...
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Buy, Sell or Hold?: An Overview of Investing
Break down the often-daunting topic of the stock market with this resource, in which pupils learn basic terminology regarding buying and selling stocks, as well as the factors that influence how much return individuals can receive on...
Curated OER
Debit or Credit-You Decide
Students identify the similarities and differences between an debit and credit card. In this debit or credit lesson plan, student explain the advantages and disadvantages of using cash and consumer credit to purchase good and services...
Curated OER
Real Life Challenge ~ Budget
In this consumer mathematics worksheet, students complete one month of budgeting by completing each of the statements with the appropriate information. Then they calculate their total expenses for the month minus their savings account...