Lesson Plan
SaveandInvest.org

The True Cost of Owning a Car

For Teachers 10th - 12th
Almost every teen wants a car, but can they really afford one? The lesson walks pupils through how to identify a budget, find all of the costs associated with car ownership, and determine if they should buy the car or keep looking.
Lesson Plan
Curated OER

The Money Circle

For Teachers 9th - 12th
High schoolers investigate the Federal Reserve System.  In this Mathematics/Economics lesson, students explore the role of the Federal Reserve in promoting a stable economic environment.  In this multi-lesson unit of study,...
Lesson Plan
Curated OER

Money Management-Grocery Shopping for a Family Profile

For Teachers 6th - 12th
Students investigate a family profile and design a menu plan. In this consumer science lesson, students plan and prepare a weekly menu based on a family profile.
Lesson Plan
Visa

Buy, Sell or Hold?: An Overview of Investing

For Teachers 9th - 12th Standards
Break down the often-daunting topic of the stock market with this resource, in which pupils learn basic terminology regarding buying and selling stocks, as well as the factors that influence how much return individuals can receive...
Lesson Plan
Curated OER

Does My hair Disrupt Your Learning?

For Teachers 8th - 12th
Young scholars use the internet to research ways to save and earn money. They interview bankers and financial counselors to discover different types of investments. Students create public service announcements to inform their classmates...
Lesson Plan
Curated OER

The Consumer Price Index: A Measure of Inflation

For Teachers 7th - 9th
Students examine inflation over the years and learn to calculate how it changes over time. In this money management lesson, students learn how price changes affect their purchasing power, how to come up with strategies for dealing with...
Lesson Plan
Curated OER

Hot Wheels (Grades 9-12 )

For Teachers 9th - 12th
Using internet research, high schoolers compute the costs of different models of card. They discuss the advantages/disadvantages of purchasing a new car versus a used car, the cost of car insurance, and the best way to finance their...
Lesson Plan
Curated OER

"Reality Math: Fact or Fiction"

For Teachers 6th - 8th
Students investigate the use of math in everyday life. They investigate several occupations and pay scales. They complete spreadsheets that show how monthly bills can be organized using technology. They use word processing software to...
Lesson Plan
Curated OER

Loan Amortization - Mortgage

For Teachers 9th - 12th
Upper graders explore the connection between interest and principal. They use an amortization schedule to determine the amount of principal paid vs interest on a $100,000 home loan. Fourteen discussion questions and a research-based...
Lesson Plan
Curated OER

Bingo Brown and the Language of Love

For Teachers 4th - 5th
Students study credit and interest in a novel and consumer math activity. In this credit lesson, students read the book Bingo Brown and the Language of Love. Students discuss the book and the ideas of credit, interest, and loans....
Lesson Plan
Curated OER

Filling Empty Pockets: Borrowing, Loans, and Credit

For Teachers 9th - 12th
Students examine credit components and how each works within our economy today. In this financial literacy lesson, students explore credit terms and make decisions based on real credit card offers that they find in their on line research.
Lesson Plan
Curated OER

Cards, Cars and Currency

For Teachers 10th - 12th
Students investigate the deals presented with cards. In this math lesson, students investigate the pros and cons of having a credit card. They calculate interest and fees for credit cards.
Lesson Plan
Curated OER

Financial Literacy - Consumer Credit

For Teachers 6th - 9th
Students investigate consumer credit and how it works. They also examine basic types of credit, risks and responsibilities associated with credit, ways to establish and maintain good credit, ways to avoid hurting ones credit and what one...
Lesson Plan
Curated OER

Financial Literacy - Consumer Privacy

For Teachers 6th - 8th
Pupils investigate consumer privacy and how it works. They also describe the rights and responsibilities of buyers and sellers under consumer protection laws and complete a list of activities and assignments on consumer privacy.
Lesson Plan
Curated OER

Money Math

For Teachers 9th - 11th
Students define human capital and income earning potential. For this algebra lesson, students analyze the relationship between income and capital resources. They calculate tax rates and understand how to read a tax table.
Activity
Sierra College

"Deals on Wheels!" Car Loan Project

For Teachers 9th - 12th Standards
Help your class members learn how to use their income wisely with a comprehensive lesson plan on calculating monthly car payments. Using basic math skills and online calculators, your learners will determine the total amount to be...
Lesson Plan
Curated OER

Under the Bed or in the Bank?

For Teachers 10th - 11th
Students explore personal finance.  In this consumer /financial mathematics lesson, students compare interest rates as they explore savings. 
Lesson Plan
Curated OER

To Get the Right Answers about College: Ask the Right Questions

For Teachers 9th - 12th
Students survey college students.  In this lesson, students explore typical costs.  They examine education loans.  Students complete a FASFA form and write an essay describing plans for obtaining money for college expenses.
Lesson Plan
Curated OER

Grocery Shopping and Budgeting

For Teachers 9th
Ninth graders establish a food budget based on individual needs and resources. They evaluate grocery stores and establish guidelines for purchasing specific foods.
Lesson Plan
Curated OER

Math for the Frontier

For Teachers 3rd - 5th
Students explore the concept of inflation. In this inflation lesson, students compile a list of necessities they would need to take with them if they were moving to a new state next month. Students compare their list with that of a...
Lesson Plan
Curated OER

Payment Parliament

For Teachers 5th - 8th
Students investigate how the economy works by role playing in their class.  In this money management lesson, students read parts from a script for use in a role playing lesson simulating the Federal Reserve and their payment...
Lesson Plan
Curated OER

Credit - Good? Bad?

For Teachers 9th - 12th
Students examine credit cards. They explore the detrimental effects that result from debt and poor credit. Students analyze interest rates, minimum balances, and consumer debt. Students survey the benefits of credit cards.
Lesson Plan
Curated OER

Recording Artist and MP3 Players

For Teachers 8th - 10th
Students explore the concept of being a recording artist. In this recording artist instructional activity, students determine the costs of producing various music products such as a demo tape, 8-track tape, and a record deal. Students...
Lesson Plan
Curated OER

Teaching Economics Using LUNCH MONEY

For Teachers 3rd - 6th
Young scholars, after reading the book "Lunch Money" by Andrew Clements, explore money and different saving places. They research different ways in which productivity has increased over the years, they examine products to determine if...