Curated OER
A Safe Place For My Money
Middle schoolers examine the roles of different types of financial institutions. They also identify the basic accounts found at the institutions. They ask questions to representatives that come and speak to the class.
Curated OER
Term Deposits: Worth the Wait?
Students study term deposits and the attributes of long and short-term savings. They examine their spending habits while looking at how different types of accounts meet different economic goals. They complete worksheets that are provided...
Howard County Schools
Generous Aunt
Witness the power of exponential growth with an activity that investigates two different savings plans. Class members create tables of values to see how and when a savings plan increasing exponentially exceeds one increasing linearly.
Federal Reserve Bank
Credit Cards - A Package Deal
Arm your learners with the information they will need to make smart decisions regarding credit cards and personal savings.
Howard County Schools
Maria’s Quinceañera
How long will it take to save up for a car? Classmates use linear and exponential models to see how money received during a Quinceanera will grow over time.
Curated OER
Savings
Students investigate the different ways to save money and the reasons for doing so. They use addition, subtraction, multiplication, and division (with whole numberrs, fractions, decimals, and/or percents, mixed numbers) to solve...
Curated OER
Keeping Track
For this data table worksheet, learners complete a table with information on money earned, spent and saved in each of 4 weeks for a student's job.
Curated OER
Taxes
Fourth graders read Stone Fax and explore earning money, saving, credit and taxes. In this taxes lesson, 4th graders complete a worksheet to develop understanding of paying off debts, keeping a checkbook, calculating sales tax and...
Practical Money Skills
About Credit
It's tempting to stay away from credit cards entirely, and it can also be tempting to charge large purchases on credit cards with the intention to pay them off later. But as a three-part lesson on credit and debt shows your high...
Practical Money Skills
Making Money
Prepare your class for a life of financial literacy and stability with a unit about making money. Three lessons guides learners through the process of preparing a resume, interviewing for a job, and reading a pay stub.
Practical Money Skills
Buying a Home
Guide high schoolers through the process of buying a house with a simulation lesson. As pupils learn about mortgages, renting versus buying, and home inspections, they discuss ways to make informed financial decisions and sound...
Houghton Mifflin Harcourt
Simple and Compound Interest
Your learners will get lots of practice calculating simple and compound interest by the end of this lesson. Simple explanations and examples lead learners through the concepts and steps of calculating simple and compound interest...
Curated OER
Interest: Interest Olympics
Learners determine how interests is calculated and a how it accrues. They examine charts and graphs that show the intricacies of interest. They determine how to increase their own saving by using interest while working with a partner to...
Curated OER
A Lesson to Accompany "Benjamin Franklin and the Birth of a Paper Money Economy"
Students examine the role of money in the colonial economy by participating in a trading activity. In this colonial economy lesson, students complete an activity to learn about colonial trade and what happens when there is a lack of...
Curated OER
Charge Cards!
Young scholars identify and define the various types of credit cards and credit card offers. In this credit cards lesson, students identify the pros and cons of managing a credit card account. Young scholars locate information on the...
Curated OER
Family Finances
Students examine the dynamics of family finances. In groups, they discuss the importance of a budget and create their own given a fictional amount of money. As a class, they listen to a speaker from the bank discussing the importance of...
Curated OER
Using An ATM
Students engage in a lesson on how to use an ATM, or Automated Teller Machine. They see how to bank with an ATM and practice banking using several different types of transactions. This lesson includes a teaching worksheet to practice...
Curated OER
Introduction to Earning Interest: What are APR and APY?
Students explore saving and investing money. In this middle school personal finance lesson, students define and use investment vocabulary, explore compound interest and its effect of savings, and compute simple and compound...
Curated OER
A Lesson to Accompany "Benjamin Franklin and the Birth of a Paper Money Economy"
Young scholars investigate the role of money in the colonial economy. In this colonial economy lesson, students participate in a trading activity, read the booklet "Benjamin Franklin and the Birth of a Paper Money Economy," participate...
Curated OER
Whole Numbers
In this whole numbers activity, students solve and complete 40 different word problems. First, they determine the amount of a paycheck once income tax is paid. Then, students determine the balance of an account after a deposit described...
Curated OER
How to Protect Your Money
Learners review the basics of investing. They discuss saving strategies and investing fundamentals. Afterward, they consider a scenario from different investment perspectives.
Curated OER
Lender or Borrower Be?
Eighth graders study the costs and benefits of interest involved with borrowing and depositing at banks.
Curated OER
How Does the Stock Market Really Work?
Investigate the stock market as it relates to the business world. Young scholars investigate ways to invest their money for the future. They make a presentation and discuss their findings with the class.
EngageNY
Modeling a Context from a Verbal Description (part 1)
When complicated algebraic expressions are involved, it is sometimes easier to use a table or graph to model a context. The exercises in this instructional activity are designed for business applications and require complex...