Curated OER
Having a Savings Plan
Students discover the importance of saving and spending. In this finance lesson, students read the book Kermit the Hermit and discuss the differences between needs and wants. The students complete worksheets concerning money in their...
Federal Reserve Bank
Lesson 4: Back to School
Based on your current level of human capital, how long would it take you to earn $1,000,000? What about your potential human capital? Learners explore the importance of education and experience when entering the workforce, and compare...
Practical Money Skills
Protecting Your Money
How can you tell if a commercial or salesperson is being misleading? Encourage your learners to protect themselves and their money with a lesson about consumer rights. They review laws that keep consumers safe from faulty claims and...
Curated OER
Charge Cards!
Young scholars identify and define the various types of credit cards and credit card offers. In this credit cards lesson, students identify the pros and cons of managing a credit card account. Young scholars locate information on the...
Curated OER
Developing Countries - International Monetary Fund
Students access the International Monetary Fund website and explore it in order to research the role of the organization. They use their findings to describe the purpose and activities of the International Monetary Fund.
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A Safe Place For My Money
Middle schoolers examine the roles of different types of financial institutions. They also identify the basic accounts found at the institutions. They ask questions to representatives that come and speak to the class.
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Selling, Spending, or Saving
Students examine and discuss vocabulary dealing with finances. They write and develop commercials promoting savings practices and spending habits that incorporate emotional appeals.
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ABC's Of Figuring Interest
Pupils participate in a lesson of figuring interest. This is done in order to strengthen number calculation skills while computing the interest when buying different things. This done in conjunction with using credit to make purchases...
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A Budget Can Help Young People Cut Their Spending
Students explore the concept of budgeting. In this budgeting lesson, students read an article about how a budget helps young adults keep track of their spending. Students discuss financial issues that young adults have to deal with as...
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State Government Debt in Utah: Rapid Growth in Recent Years
Students examine growth of debt in Utah state government from 1991 to present, compare general obligation debt and revenue debt incurred by state, identify four primary methods used by governments to finance projects, and complete...
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What is Credit?
Learners listen to a guest speaker discuss credit, and what lenders look for when approving loans. They investigate savings and loans, banks, credit unions and finance companies to find out what A.P.R. they charge for certain items.
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The Business of Interest
Students explore the concept of simple and compound interest. In this interest lesson, students discuss how interest works on a loan. Students calculate simple and compound interest on loans of fictitious characters from a video.
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Pay Credit When Credit is Due
Students explore the concept of credit. In this credit lesson, students examine student organizers that focus on credit scores and credit history. Students participate in an on-line activity. Students examine credit card offers and...
Federal Reserve Bank
So How Much Are You Really Paying for that Loan?
Loans are rarely provided without a cost. Pupils evaluate the high cost of using a payday loan or payday advance through discussion and worksheets, and finally work in groups to develop short public service announcements...
Curated OER
Savers & Borrowers: Financial Markets in the United States
Investigate the current financial market and have your class explore savings, borrowing, financial markets, mutual funds, and the stock market. This four-part lesson is designed to help young scholars become knowledgeable and informed...
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The Panic of 1837 and the Presidency of Martin Van Buren
Students analyze period political cartoons and the causes of the economic downturn that began in1836. President Martin Van Buren's response as president and the reaction to his measures form the focus of this instructional activity.
Curated OER
Avoiding Consumer Fraud: Financial Scams and Schemes
Young consumers get a hefty dose of information on how fraud can put their financial health at risk. The resource provides detailed lecture notes, scaffolded notetaking sheets, vocabulary worksheets, transparencies, and seven links to...
Practical Money Skills
Budgeting Your Money
How do you make sure that your income doesn't disappear before you have a chance to save it? Use a creative budgeting activity to teach learners in both special education and mainstream classes how to keep track of their expenditures and...
Curated OER
Financial Contracts
Prepare your class for the real world and learn the basics about credit and the principles behind using it wisely. The activity includes handouts that explain the necessary vocabulary and concepts to understanding credit. After reviewing...
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Consumer Borrowing and Spending
Credit can be confusing for teens, some of whom are already using credit cards. Clear up misconceptions with this group research activity which has a solid outline with a lot of room to adjust to your needs and resources. Groups are...
Curated OER
The Panic of 1837 And the Presidency of Martin Van Buren
Students analyze period political cartoons as they study the causes of the Panic of 1837. They use primary sources to evaluate President VanBuren's response to the panic and public opinion of the results of his policies. Then they...
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A Fallen Giant
Students investigate the economic concepts related to the fall of Enron in order to begin unraveling this complex scandal. They do research in small groups to identify such things as the Securities Exchange Commission.
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The Ad Campaign
Learners explore how political candidates use mass media to deliver their messages to voters. Focusing on specific issues in the upcoming election, students create television commercials representing different parties' views.
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Taking Stock
Students match scenarios with the terminology related to stock market fluctuations. They read an article, answer discussion questions, create a terminology poster, and write an essay.