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Journal Entry: What You Want To Buy!
Third graders write a one page paper about what they would like to purchase given the savings techniques. They write down what the object is that they are going to buy, how they are going to earn money to purchase this object, and what...
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Understanding Risk And Return
Students engage in a lesson introducing them to the concept of Risk and Return. Risk and return is a basic principle that should be understood before investing money. They utilize an interactive worksheet imbedded in this plan.
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Calculating Interest
Students explore the concept that when money is borrowed, people pay to use it because someone else is losing an opportunity to use it while they have it. What you pay to use the money is called interest. The rate of interest is a...
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Pay Credit When Credit is Due
High schoolers explore the concept of credit. In this credit lesson, students examine student organizers that focus on credit scores and credit history. High schoolers participate in an on-line activity. Students examine credit card...
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Checkbook
Develop life skills through the use of an AppleWorks Banking kit, a spreadsheet program, and a role play activity. This life skills lesson plan utilizes technology plus busines and social studies principles. Note: All materials...
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A Priceless Collection
Students read and discuss the background of plants, seeds, and gene banks and grow seeds on their own. In this seeds lesson plan, students also use maps to identify seed banks and research plant farmers.
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Hitting the Roof
Students examine the state of the British housing market. For this current events lesson, students visit selected websites to study Gordon Brown's plan for eco-towns, how to borrow money to buy homes, and what the home prices are in...
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A Priceless Collection
Students read about and discuss life of Russian geneticist Nikolai Vavilov, define terms related to field of genetics, complete worksheets, conduct seed experiments, observe and record results, and locate seed banks on world map or globe.
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Spedwards
Students discuss what makes up a community. Students elect officials of their community and complete an application for the position. Students research jobs within the community and hold a job fair where parents come to school and share...
National Museum of Nuclear Science & History
Nuclear Popcorn
Make your lesson on radioactive decay pop with this lab exercise. Using popcorn kernels spread over a tabletop, participants pick up all of those that point toward the back of the room, that is, those that represent decayed atoms. As the...
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Currency (Bank notes)
Students explore and examine the relationship between the sizes and values of Euro notes, assess ratio notation and recognize the implications for enlargement in one and two dimensions. They complete several worksheets along the way as...
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Monetary Policy
Young scholars develop an understanding of monetary policy. In this monetary policy lesson, students define economic indicators and specify the economic conditions they reflect. Young scholars explain the three functions of the system...
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Finance and Responsible Lending
Students learn the characteristics of economic systems through problem solving, communication and representation. In this financial lending lesson, students use math to solve problems dealing with the economy today, to work with their...
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The Business of Interest
Learners explore the concept of simple and compound interest. In this interest instructional activity, students discuss how interest works on a loan. Learners calculate simple and compound interest on loans of fictitious characters...
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Service Auction
Students work together to raise money for a community service program by auctioning their services. They brainstorm a list of services that they can provide to parents and other members of the school community.
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Penny Pinchers
Students, by participating in a classroom toy store, are introduced to the penny.
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Business: Making a Budget
Students plan a one-month budget, allowing for unexpected expenses. Using checkbook skills, they pay mock bills. Working in small groups, students watch a teacher-prepared Powerpoint presentation, visit financial Websites, and utilize...
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How You Use Credit Cards Should Determine How You Choose Them
Students explore the concept of credit cards. In this credit cards lesson, students read an article about credit card spending. Students discuss different ways in which people use credit cards. Students determine what kind of spender...
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Financial Planning
Students research possible careers. They determine typical starting income for the career. Using collected information, students develop a budget for their starting income. Students consider car payments and research the process of...
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Lender or Borrower Be?
Eighth graders study the costs and benefits of interest involved with borrowing and depositing at banks.
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Do You Like to Spend or Save?
Students, after briefly discussing spending and saving habits, take a poll to see how their peers like to manage money. Then students graph their findings and discuss the survey results.
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Kinder Bakeshop
Students create a bakery where they sell cookies for a week. Students identify and interpret how to make their own money and deposit it into their bank accounts. Students also identify how to withdraw money from these accounts in order...
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The Fed's Role in Making & Setting Monetary Policy
Students study inflation and its relationship to money and pricing. In groups, students examine how investment decisions have changed since the 1970's. After looking at a designated website, students discover the reason for printing...
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What is Credit?
Learners listen to a guest speaker discuss credit, and what lenders look for when approving loans. They investigate savings and loans, banks, credit unions and finance companies to find out what A.P.R. they charge for certain items.
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