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Lesson Plan
Curated OER

Savings and Earnings

For Teachers 5th
Fifth graders complete several activities to learn about earning, budgeting, and saving money. In this saving money lesson plan, 5th graders read a book about saving money and complete a 'Savings and Earnings' worksheet. Students work in...
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Lesson Plan
Curated OER

Short-Term and Long-Term Savings Goals

For Teachers 5th
Fifth graders discover how saving money can apply to their lives. In this personal finance lesson, 5th graders use the book The Leaves in October, as a conversation starter on income, savings and setting goals. Students explore the...
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Lesson Plan
Curated OER

Money, Money, Honey Bunny!

For Teachers K - 3rd
Students read a story about spending and saving money and talk about the difference between goods and services. In this money lesson plan, students also play a matching game to review the story and practice rhyming words from the story.
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Lesson Plan
Curated OER

Cyber Currency, Currently

For Teachers 4th - 6th
Students explore the value of currency and how to save and earn interest. In a key lesson, kids even get to purchase items in their classroom's general store. It's a fun way to learn the importance of being financially literate!
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Curated OER

Saving Makes Cents

For Teachers K - 2nd
Young scholars identify ways families save money. In this financial lesson, students read the book A Chair for My Mother and discuss ways to save money. Young scholars identify coin values and practice counting money.
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Lesson Plan
Curated OER

Why We Save

For Teachers 2nd - 8th
Students discover how to save money. In this financial planning lesson, students read the story Spend or Save? and discuss ways to save money. Students choose a character from the story and write about a financial decision they had to make.
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Lesson Plan
Curated OER

Uncle Jed's Barbershop

For Teachers 4th
Fourth graders examine productive resources. In this economics lesson, 4th graders read a book about a man who saves money to buy his own barbershop. After reading, students get into groups to play a game to learn about savings.
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Lesson Plan
Curated OER

Wise Pockets

For Teachers 3rd - 6th
Using children's picture books and role-playing activities, youngsters begin to learn about personal finance management. These lesson plans are engaging and intend to endow pupils with skills for making wise decisions with money as they...
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Lesson Plan
Curated OER

Thinking About Money

For Teachers K - 2nd
Students evaluate various approaches to spending money.In this spending money literacy lesson, students broaden their financial goals by reading "Alexander Who Used to Be Rich Last Sunday" and "A Chair for My Mother."Students use a Venn...
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Lesson Plan
Curated OER

Saving Money On Household Items

For Teachers 9th - 12th
Students use sale ads to compare and contrast prices on groceries, electronics, appliances and other goods. Working in groups, students brainstorm ways to save money on these items. This lesson is intended for students acquiring English.
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Lesson Plan
Curated OER

Saving and Spending

For Teachers 1st - 2nd
Students identify the reasons why they believe people save money. After this list, they discuss what they spend their money on and determine if the reasons for saving money change over time. In groups, they use the story of "Uncle Jed's...
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Organizer
Curated OER

Family Profile Record Sheet

For Students 6th - 7th
In this math worksheet, students learn real world math applications for budgeting expenses in a simulated family. Students make a family profile with profession choice and monthly income. Students then fill out detailed budgets which...
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Lesson Plan
Curated OER

"Golden" Years?

For Teachers 6th - 12th
The Golden Years? Upper graders may think retirement is a long way off, but in life everything is just around the corner. They consider what it means to retire and the current trend of parents working for their Students. They research...
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Lesson Plan
Curated OER

Spend, Save or Donate

For Teachers K - 2nd
Students identify the difference between spending, saving, and donating. They brainstorm reasons to give and options to donate. They sing a song about donating to charity.
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Lesson Plan
Curated OER

May the Best Character Win

For Teachers 3rd - 5th
Running an election campaign takes money. Class groups must effectively budget money in order to design and purchase sufficient advertising aimed at procuring classmates' votes. After completing an online tutorial, they also write and...
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Lesson Plan
Curated OER

Book Club Order

For Teachers K - 3rd
Students complete a simulated book order form for their class. In this book club instructional activity, students budget and plan an order form for their fellow students, discussing why they chose specific books.
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Lesson Plan
Curated OER

Meet Molly An American Girl

For Teachers 4th - 5th
Students examine concepts of personal finance. In this personal finance lesson, students use Valerie Tripp's, Meet Molly, An American Girl, to learn about saving and spending after World War II. They compare financial decisions after...
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Lesson Plan
Curated OER

Managing My Money

For Teachers 2nd
Second graders use The Berenstain Bears' to learn about money management. In this money management instructional activity, 2nd graders read The Berenstain Bears' Dollars and Sense book and complete the 'Rainy Day' worksheet. Students...
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Lesson Plan
Curated OER

The Leaves in October

For Teachers 3rd - 5th
Students determine whether or not to save or spend and defend a decision.  In this personal finance activity, students identify opportunity cost of various spending and saving decisions. Students read a story where two girls share...
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Lesson Plan
Curated OER

A Gift for Mama

For Teachers 5th - 7th
Young scholars read a novel about savings and complete activities to define short and long term saving goals. In this income and savings lesson, students read A Gift for Mama and answer discussion questions for it. Young scholars define...
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Lesson Plan
Curated OER

How to Achieve Your Financial Goals

For Teachers 2nd - 5th
Students explore economics by creating a budget. In this financial goal setting instructional activity, students investigate their use of time by completing a worksheet. Students identify financial goals they would like to achieve in the...
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Lesson Plan
Curated OER

Personal Budgeting Project

For Teachers 8th - 11th
Students create an Excel spreadsheet of a personal budget by estimating their possible income and monthly expenses from a worksheet. They group together to create a family unit and use the personal budget sheets to plan a family budget.
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Lesson Plan
Curated OER

The Berenstain Bears' Mad, Mad, Mad Toy Craze

For Teachers 1st - 3rd
Students use the book, The Berenstain Bears' Mad, Mad, Mad Toy Craze, to explore spending, collecting, opportunity cost, saving, and speculating.
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Lesson Plan
Curated OER

From the Mixed Up Files of Mrs. Basil E. Frankweiler

For Teachers 3rd - 7th
Students listen to From the Mixed-up Files of Mrs. Basil F. Frankweiler and discuss wants and needs.  In this iincome and expenses lesson, students relate the adventures of the children in the book to a real life financial situation....