Lesson Plan
Curated OER

Moving Out

For Teachers 9th - 11th
Students determine their cost of living.  In this determining their cost of living lesson, students think of ten necessary things they would need if they moved out of their parents house.  Students research the cost of renting...
Lesson Plan
Curated OER

The Fuelish Fact Finding

For Teachers 8th - 10th
Learners define fluctuation and the price of food. In this algebra lesson, students create a budget to live on based on their living expenses. They create a chart and explore the cause and effect of real life scenarios.
Lesson Plan
Curated OER

Choice, Opportunity, Cost and Decisions

For Teachers 9th - 12th
High schoolers discuss the definition of scarcity and tradeoffs, and the differences between choice and cost. They create budgets and must provide tradeoffs for some of their choices.
Lesson Plan
Curated OER

Tarantula Shoes

For Teachers 9th - 12th
High schoolers read a book about Ryan O'Keefe, a young man who wants a pair of basketball shoes promoted by a basketball star. They explore about spending, saving, opportunity cost, and trade-offs as they study Ryan's decisions...
Lesson Plan
Curated OER

Balancing a Budget

For Teachers 9th - 12th
Students calculate living expenses for a non-traditional career choice. They examine interest, balancing a checkbook, and financing cars and homes.
Lesson Plan
Curated OER

The REAL Cost of College

For Teachers 7th - 12th
Students explore the cost of college and how to plan and save. In this money management lesson students do research on the cost of college, learn about making financial choices, earning, spending, saving, investing and how they apply to...
Lesson Plan
Curated OER

Balancing a Budget

For Teachers 9th - 12th
Students investigate money management.  In this secondary mathematics lesson, students participate in a cost-of-living budget simulation in which they calculate monthly and yearly projected costs.  Students investigate housing...
Lesson Plan
Curated OER

A Family Spending Plan

For Teachers 6th - 8th
Students investigate family expenditures. In this family budget lesson, students examine the wages and expenditures of family and then create a monthly budget for the family to follow.
Lesson Plan
Curated OER

Money Comes and Goes

For Teachers 7th - 12th
Students explore the concept of budgeting. In this family economics instructional activity, students track family sources of incomes as well as family expenses for 1 month. Students analyze the data they collect and discuss personal...
Lesson Plan
Curated OER

COULD YOU START A BUSINESS?

For Teachers 9th - 12th
Students learn how a business starts and finds financial independence. In this activity, students learn the struggle of financial management, the costs of running a business and how to keep a budget.
Lesson Plan
Curated OER

Managing Your Food Money

For Teachers 6th - 9th
Young scholars investigate family budgeting methods. In this family budget lesson, students examine the wages and expenditures of family and participate in a simulation that requires them to employ the envelope budget method.
Lesson Plan
Curated OER

Organizing a Business Trip: A Technolgy-Integrated Project

For Teachers 8th - 12th
Students research the Internet to gather information about silk and make travel arrangements for a business trip. They create a memo to participants, create a database of suppliers, a letter to suppliers, design company letterhead and...
Lesson Plan
Curated OER

Money Math

For Teachers 6th - 12th
Students explore the use of money in daily life. Through activities and real-life simulations, students write and balance a checkbook, explore the importance of budgeting, saving, and expenses. Using spreadsheet technology, they examine...
Lesson Plan
California Department of Education

Choosing My Lifestyle

For Teachers 10th Standards
How much does it cost to live the life your dream life? Scholars explore the pitfalls of personal finance through planning, discussion, and research. The first lesson in a five-part series tasks individuals with determining an...
Lesson Plan
Curated OER

Budgeting and Travel

For Teachers 7th - 8th
Learners plan a trip to the Olympics.  For this middle school mathematics lesson, students are given a worksheet describing the cost of necessities for their trip.  Learners are given a balance and must purchase airline ticket,...
Lesson Plan
Curated OER

Money Smart Choices

For Teachers 9th - 12th
Young scholars make choices regarding money management. In this personal finance lesson, students explore budgets, incomes, and expenses as they learn vocabulary regarding personal finance and consider how to create personal...
Lesson Plan
Council for Economic Education

Government Spending: Why Do We Spend the Way We Do?

For Teachers 9th - 12th
Students examine the categories for federal spending using the internet to locate them. They create a list of expenditures noting them as government purchases or transfer payments. They analyze the patterns of spending during the past 40...
Lesson Plan
Curated OER

The Odyssey

For Teachers 10th - 11th
Learners research and plan the routes and expenses associated in an "Odyssey" that they plan for themselves. They decide which countries they will visit and what they will see while they are there. They have a spending limit which they...
Lesson Plan
Curated OER

Take Time to Save Now

For Teachers 6th - 12th
Students brainstorm reasons to save money, investigate impact of saving regularly using interactive, on-line calculators, explain how compounding interest affects savings, explore different strategies for saving money, and write personal...
Lesson Plan
Curated OER

What Can I Afford?

For Teachers 6th - 8th
Students explore the costs of various cell phone plans, and various types of banking accounts to determine which one would yield the highest returns if the money saved from the cell phones were placed in different accounts.
Lesson Plan
Curated OER

Extra Credit: It’s No Fairy Tale

For Teachers 9th - 12th
Learners discuss their knowledge of payday loans and credit cards. In this Economics lesson, students complete a read an article and Q&A activity in groups, and play a vocabulary bingo game and a quiz game on payday loans. Learners...
Lesson Plan
Curated OER

Introduction to the National Debt

For Teachers 9th - 11th
Students relate the national debt to the economy. In this algebra lesson, students discuss what the national debt is, create a national budget based on priority and what the government should spend money on. They analyze their findings...
Organizer
American Consumer Credit Counseling

Money Mania

For Teachers 3rd - 6th
Become a money maniac with a fun set of worksheets about budgeting! Kids read about how to save, earn, budget, and borrow money, and fill out their own budget and expenses.
Lesson Plan
Curated OER

Money Management Part III: Savings Accounts and Cash vs. Credit

For Teachers 7th - 8th
Help your class understand the importance of saving and managing their money. Here is part three to a unit on credit, cash, and savings. Learners discuss savings accounts and the idea that a budget plan can help them avoid costly credit...