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Saving Makes Cents
Students identify ways families save money. In this financial instructional activity, students read the book A Chair for My Mother and discuss ways to save money. Students identify coin values and practice counting money.
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Shopping!!!
Learners explore money management. In this financial awareness lesson, students are given an amount of money and a sheet of objects to choose from to buy. Learners choose only five objects they can afford to "buy."
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Why We Save
Young scholars discover how to save money. In this financial planning lesson, students read the story Spend or Save? and discuss ways to save money. Young scholars choose a character from the story and write about a financial decision...
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There's No Business Like Bank Business
Students participate in a role play where they see how a bank works and how interest is paid by having money in the bank. In this bank lesson plan, students operate a bank and learn about saving, accounts, deposits, withdrawals,...
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What A Trip!
High schoolers plan a vacation trip from start to finish. Given a budget, they make decisions regarding where they would like to go, what mode of transportation they will use, where they will lodge, and what attractions they will visit...
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Stone Fox
Students use the book, Stone Fox, to explore income, capital, saving, taxes, and credit. Stone Fox tells the story of Little Willy, a ten year old who enters a challenging dog-sled race in hopes of winning money to pay the back taxes on...
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Spend, Save, Invest or Donate (9-12)
Learners explore the concept of personal finance. In this philanthropy lesson, students examine decisions they make about money as they discover the definitions of philanthropy, resources, scarcity, choice, benefits, costs, opportunity...
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After 6 Months of Financial Dieting
Explore the concept of financial planning by reading an article about 5 families and their plans to save money. Students discuss the progress each family made financially after three months, and then make their own financial plan.
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Grocery Shopping and Budgeting
Ninth graders establish a food budget based on individual needs and resources. They evaluate grocery stores and establish guidelines for purchasing specific foods.
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Money & Work
Twelfth graders explain basic information concerning financial investments. They identify consumer rights and responsibilities and effective practices for purchasing consumer goods, services, housing and insurance. They list steps in...
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Earth's Radiation Budget
Twelfth graders explore the Earth's radiation budget using Earth radiation Budget Experiment (ERBE) data archived at the IRI/LDEO Climate Data Library. They use photometers and light sources to work through several hands-on activities...
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COULD YOU START A BUSINESS?
Students learn how a business starts and finds financial independence. In this lesson, students learn the struggle of financial management, the costs of running a business and how to keep a budget.
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A Family Spending Plan
Students investigate family expenditures. In this family budget instructional activity, students examine the wages and expenditures of family and then create a monthly budget for the family to follow.
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Learn to Build a Rocket in 5 Days or Your Money Back
Students discover the entire process that goes into designing a rocket for any customer. They study important factors such as supplies, ethics, deadlines and budgets. Also, students explore about the Engineering process, and recognize...
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Taxes: Where Does Your Money Go?
Students explore the concept of taxes. In this tax lesson, students investigate types of taxes and deductions taken out of a paycheck before they see it. Students calculate the tax on a given dollar amount. Students discuss 401(k)s...
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The Real Way to Moolah Beach!
Learners explore various avenues to the difficulties of managing money. They view key insights into the basics of managing their finances. Keeping an accurate checkbook and accounting system is covered in depth within this lesson.
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Shopping
Fifth graders simulate a shopping experience. Students are given a specified amount of money and they must spend it. Students choose five items they wish to purchase and determine if they can afford the items.
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Making Choices to Save Money on Food
Students review lists of coupons and complete a worksheet to analyze the benefits of the specials. In this household budget activity, students determine which foods are nutritional and the advantages of using coupons or specials to save...
California Department of Education
Choosing My Lifestyle
How much does it cost to live the life your dream life? Scholars explore the pitfalls of personal finance through planning, discussion, and research. The first lesson in a five-part series tasks individuals with determining an...
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Money Management
Students choose an occupation and set up a paper family and household. They create a monthly budget, pay monthly bills and file taxes. They practice math skills using financial information and view money as a resource. They create an...
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Budgeting 101
Students identify various sources of income and discern between needs and wants as they also learn to create a personal budget. In this personal budget lesson, student understand financial scenarios as they relate to different ways...
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Toothpick Bridges
Students study the techniques of building a bridge. They explore different type of bridges and then plan and build a bridge to specified instructions. Students draw plans, keep a budget, and prepare balance sheets during their bridge...
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Savings and Consumption
Young scholars engage in a study that is focused upon the practice of how financial savings is accumulated and spent. This is based upon the rate of consumption with spending. The lesson helps students to create a working budget...
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Managing Your Money
Students discuss different money management options in a variety of situations. They identify moments to share, spend and save money.
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