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Making a Grocery List

For Teachers 3rd - 6th
Student examine the benefits of making grocery lists. In this family budgeting lesson, students participate in an activity that requires them to create grocery lists for selected meals that families may share.
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The Hundred Penny Box

For Teachers 5th - 7th
Students analyze the advantages of regular saving and how savings grow with compounding. After reading the story "The Hundred Penny Box", students define the terms "interest," "interest rate," and "compounding." Through several...
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Navigating Around the United States

For Teachers 6th - 8th
Learners calculate mileage and determine how long a trip take and what stops are necessary as they plan a vacation within the United States. They take money, food, lodging and gas into account for budgeting purposes.
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Spending

For Teachers 2nd
Student explore the value of money. In this addition and subtraction lesson, 2nd graders earn "money" for classroom jobs and spend it in the classroom. Students practice how to add prices and calculate change. This lesson incorporates...
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Four Dollars and Fifty Cents

For Teachers 7th - 8th
Students role play a scenario between a creditor and debtor. For this consumer education lesson, students read the book Four Dollars and Fifty Cents, discuss the vocabulary introduced in the book and role play a  situation between a...
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All I Want For Christmas

For Teachers 4th
Fourth graders create wish lists from catalogues and sales ads based on a given budget. They add, subtract, estimate, and budget their given amount of money so they don't go over budget.
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Money Management

For Teachers 5th - 6th
Students explore money management skills and economics thru a creative project where students earn "money" for their assigned "jobs." They keep track of their income and expenses in a transaction record and explore the Excel money...
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The REAL Cost of College

For Teachers 7th - 12th
Students explore the cost of college and how to plan and save. In this money management lesson students do research on the cost of college, learn about making financial choices, earning, spending, saving, investing and how they apply to...
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Financial Planning

For Teachers 8th - 10th
Students research possible careers. They determine typical starting income for the career. Using collected information, students develop a budget for their starting income. Students consider car payments and research the process of...
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Saving Makes Cents

For Teachers K - 2nd
Students identify ways families save money. For this financial lesson, students read the book A Chair for My Mother and discuss ways to save money. Students identify coin values and practice counting money.
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What A Trip!

For Teachers 9th - 12th
Students plan a vacation trip from start to finish. Given a budget, they make decisions regarding where they would like to go, what mode of transportation they will use, where they will lodge, and what attractions they will visit while...
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Estimate a Dinner Plate

For Teachers 2nd - 3rd
Students work with a partner to solve the real-world problem of planning a favorite meal given a specific budget. They review and practice estimation strategies to determine the reasonableness of calculations in a given situation.
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Financial Planning for Catastrophe

For Teachers 9th - 12th
Students examine the case of The Gulf Coast and relate it financial importance. In this financial planning lesson, students watch a video and then begin to analyze how to plan for the unexpected by reviewing the financial components that...
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Why We Save

For Teachers 2nd - 8th
Students discover how to save money. In this financial planning lesson, students read the story Spend or Save? and discuss ways to save money. Students choose a character from the story and write about a financial decision they had to make.
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Spending: Spend Wisely

For Teachers 6th - 9th
Students investigate the basics of pricing and the long-term effects of smart spending. They explore the "Bargain Basement" section of the ING website, read about a boy's ideal meal, complete a worksheet that compares the cost of eating...
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There's No Business Like Bank Business

For Teachers 3rd - 5th
Students participate in a role play where they see how a bank works and how interest is paid by having money in the bank. In this bank lesson plan, students operate a bank and learn about saving, accounts, deposits, withdrawals,...
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Financial Dieters Make Progress

For Teachers 9th - 12th
Students give financial advice. In this financial lesson, students read real-life financial problems. They explore the problem and make recommendations for a financial remedy.
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Recession Lesson: The Silver Lining of the Economic Downturn

For Teachers 6th - 8th
Students discuss money and interest.  In this discussing money and interest lesson, students discuss positives of an economic recession.  Students discuss how savings rates have increased over time and the general attitude...
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Stone Fox

For Teachers All
Students use the book, Stone Fox, to explore income, capital, saving, taxes, and credit. Stone Fox tells the story of Little Willy, a ten year old who enters a challenging dog-sled race in hopes of winning money to pay the back taxes on...
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Tarantula Shoes

For Teachers 9th - 12th
High schoolers read a book about Ryan O'Keefe, a young man who wants a pair of basketball shoes promoted by a basketball star. They explore about spending, saving, opportunity cost, and trade-offs as they study Ryan's decisions...
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Spend, Save, Invest or Donate (9-12)

For Teachers 9th - 12th
Students explore the concept of personal finance. In this philanthropy lesson, students examine decisions they make about money as they discover the definitions of philanthropy, resources, scarcity, choice, benefits, costs, opportunity...
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Balancing a Budget

For Teachers 9th - 12th
Students investigate money management.  In this secondary mathematics lesson, students participate in a cost-of-living budget simulation in which they calculate monthly and yearly projected costs.  Students investigate housing...
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Balancing a Budget

For Teachers 9th - 12th
Students calculate living expenses for a non-traditional career choice. They examine interest, balancing a checkbook, and financing cars and homes.
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Money & Work

For Teachers 12th
Twelfth graders explain basic information concerning financial investments. They identify consumer rights and responsibilities and effective practices for purchasing consumer goods, services, housing and insurance. They list steps in...