Lesson Plan
Curated OER

Balancing the Budget

For Teachers 9th - 12th
Students identify the different components that make up the federal budget. They discuss the relationship between government revenues and spending and between budget deficits and the national debt. Students predict how changes in...
Lesson Plan
Curated OER

Reality Store: How to Plan a Budget, Pay Bills, and Manage Your Money

For Teachers 1st - 5th
Students plan a budget and pay bills when they visit the "Reality Store," a series of classroom studying stations. The use of paying bills and running a class store is used to help students grasp the concept of business.
Worksheet
Curated OER

Americans Spending at Record Rates

For Students 8th
In this Americans spending at record rates worksheet, 8th graders read or listen to an article, discuss money topics, answer 8 true or false, match 10 synonyms, and 10 phrases, fill in 16 blanks, answer 6 short answer questions, discuss,...
Lesson Plan
Curated OER

Tarantula Shoes

For Teachers 9th - 12th
High schoolers read a book about Ryan O'Keefe, a young man who wants a pair of basketball shoes promoted by a basketball star. They explore about spending, saving, opportunity cost, and trade-offs as they study Ryan's decisions...
Lesson Plan
Curated OER

Meet Molly An American Girl

For Teachers 4th - 5th
Students examine concepts of personal finance. In this personal finance lesson, students use Valerie Tripp's, Meet Molly, An American Girl, to learn about saving and spending after World War II. They compare financial decisions after...
Lesson Plan
Visa

Money Matters: Why It Pays to Be Financially Responsible

For Teachers 9th - 12th Standards
What does it mean to be financially responsible? Pupils begin to develop the building blocks of strong financial decision making by reviewing how their past purchases are examples of cost comparing, cost-benefit analysis, and budgeting.
Lesson Plan
PricewaterhouseCoopers

Planning and Money Management: Financial Plan

For Teachers 9th - 12th
More planning goes into a budget than a high schooler thinks. Here, they learn about the expected expenses and incomes, along with outside factors such as natural disasters. Learners prepare their own budget and adjust it based on...
Worksheet
Curated OER

Life on the Run: A Budget for Claudia and Jamie

For Students 5th - 8th
In this budget worksheet, students create a budget for 2 girls that are trying to escape and use their allowances as the income they have. Students create a budget based on their income and expenses. They also answer 7 short answer...
Lesson Plan
Curated OER

Spending=Q X P Module

For Teachers 9th - 12th
Students view a series of of short animated modules to relate the total spending in the economy to production and prices. They use this information to simulate the economy of a town called Spendsville. In the simulation, they apply the...
Organizer
Arizona Department of Education

Be Independent / Life Management Skills

For Teachers 9th - 12th
Living independently is about more than managing money. Learn how to manage time, balance responsibilities, and calculate overtime and income with a set of activities about life management skills.
Worksheet
Curated OER

Month 3 Budget

For Students 11th - Higher Ed
In this consumer mathematics worksheet, learners complete a monthly budget form by filling each of the categories. They fill in their total expenses for each category and calculate their budget for month three.
Lesson Plan
iCivics

County Government: High School

For Teachers 9th - 12th Standards
Balancing a budget—the bane of many people's existence! Yet, its' something that must be done, especially in government systems. The resource, fourth in a seven-part series exploring local government, focuses on various exercises that...
Lesson Plan
Curated OER

Buying New Stuff

For Teachers 7th - 12th
Young spenders take a look at the best ways to save and spend money. This type of financial education is lacking in schools, so implementing this instructional activity would be of great value to your students. Things like bank checking...
Worksheet
Curated OER

Designing a Theme Park on a Budget

For Students 5th - 6th
In this math learning exercise, student use problem solving skills to plan and design a futuristic theme park on a budget. Students draw the park on graph paper and set prices for admission and budget for all ongoing costs. This page is...
Lesson Plan
Curated OER

Credit Interview

For Teachers 9th - 12th
Student determine a safe debt load. In this credit interview lesson, students explore the importance of budgeting, saving and investing. They examine the pros and cons of using a credit card. Students discuss how to build credit, apply...
Lesson Plan
Curated OER

Why Save? Better Off Saving

For Teachers 6th - 8th
Middle schoolers examine the pros and cons of saving versus spending money and evaluate real-life situations as well as their own spending habits. They discuss the best and worst purchase they have made and why, explore the "Downtown...
Lesson Plan
Curated OER

Money Management

For Teachers 3rd - 4th
Students role play buying and selling items. In this economics lesson, students are given play money with which to purchase items, as well as value their own items for others to buy. Each student in the group works together to decide...
Lesson Plan
Curated OER

Shopping for a Party

For Teachers 2nd
Second graders produce a budget for a party.  In this money management lesson, 2nd graders create a budget for an imaginary party they will have based on a $20.00 limit.  Students observe a video clip in class discussing...
Lesson Plan
Curated OER

Budgeting

For Teachers 6th - 8th
Students analyze personal budgets. In this budgeting lesson, students examine personal budgeting skills as they listen to a presentation and complete worksheets. Student set up personal budgets.
Worksheet
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Family Member

For Students 4th - 8th
In this worksheet on family members, students describe what is meant by family, their duty to family, and family meetings. In addition, they create a budget for their family for one month keeping track of all expenses for 7 days....
Lesson Plan
Curated OER

Consumerism - Grocery Shopping

For Teachers 9th - 12th
High schoolers watch a video on how marketers plan their strategies in supermarkets. In groups, they are given a set amount of money and asked to go through a grocery store simulation with a list. After the simulation, they discuss the...
Lesson Plan
Curated OER

Money Math: Lessons for Life

For Teachers 11th - Higher Ed
Students develop a budget for a college student using all of the influences that the student would have.  In this budgeting lesson plan, students use real life examples to create a budget spreadsheet.  Students read and study...
Lesson Plan
Curated OER

Christmas Shopping

For Teachers 3rd - 5th
Students pretend to buy age/gender appropriate Christmas presents using a given budget for a specified number of people.
Lesson Plan
Curated OER

Being Thrifty is So Nifty

For Teachers 3rd - 5th
Students watch a video that focusing on budgeting while completing worksheets that include charts. They brainstorm ideas for budgeting time and money. They culminate the activity by planning an order from two different restaurants.