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We're Spending Too Much Money
Learners discuss the reasons for having a budget. They create their own personal budget and explain how the bartering system can work for some items today.
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Budget Busters
Use this economic activity to focus on writing summaries of informational text. First, middle schoolers define common economic terms used to describe news about the economy. They closely read news about the federal budget deficit and...
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Budgeting (Part 1)
Students examine why a budget may be helpful. In this budgeting lesson, students graph how they spent money during the past week. They discuss the benefits of creating a budget and explore the difference between wants and needs.
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Saving and Spending
Students identify the reasons why they believe people save money. After this list, they discuss what they spend their money on and determine if the reasons for saving money change over time. In groups, they use the story of "Uncle Jed's...
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Budget It!
In this managing money worksheet, learners record all their families expenses and draw a pie chart showing how much money goes where. Students express the importance of planning how to spend money on the lines provided.
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Meet Molly An American Girl
Students examine concepts of personal finance. In this personal finance lesson, students use Valerie Tripp's, Meet Molly, An American Girl, to learn about saving and spending after World War II. They compare financial decisions after...
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Designing a Theme Park on a Budget
In this math learning exercise, student use problem solving skills to plan and design a futuristic theme park on a budget. Students draw the park on graph paper and set prices for admission and budget for all ongoing costs. This page is...
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Thinking About Money
Students evaluate various approaches to spending money.In this spending money literacy lesson, students broaden their financial goals by reading "Alexander Who Used to Be Rich Last Sunday" and "A Chair for My Mother."Students use a Venn...
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Money, Money, Honey Bunny!
Students read a story about spending and saving money and talk about the difference between goods and services. In this money lesson plan, students also play a matching game to review the story and practice rhyming words from the story.
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Spend, Save or Donate
Students identify the difference between spending, saving, and donating. They brainstorm reasons to give and options to donate. They sing a song about donating to charity.
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Personal Budgeting Project
Students create an Excel spreadsheet of a personal budget by estimating their possible income and monthly expenses from a worksheet. They group together to create a family unit and use the personal budget sheets to plan a family budget.
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Alexander, Who Used to Be Rich Last Sunday
Fourth graders read the story Alexander, Who Used to Be Rich Last Sunday and discuss money issues. In this money lesson plan, 4th graders create a budget.
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The Berenstain Bears' Mad, Mad, Mad Toy Craze
Students use the book, The Berenstain Bears' Mad, Mad, Mad Toy Craze, to explore spending, collecting, opportunity cost, saving, and speculating.
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Uncle Bubba Is Dead!
Students spend imaginary inheritance of $100,000 on a home and furnishings.
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How Much Will I Spend On Gas?
Students construct a linear graph. In this graphing lesson, students determine a monthly budget for gasoline. Students construct a t-chart and coordinate graph to display data. Resources are provided.
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Getting Green for Christmas
Learners examine their family's particular spending habits for a holiday they celebrate, research the financial expectations of retailers during the holiday season and at other times during the year.
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Charity Begins At Home
Students read and discuss "Prosperity Extends Its Reach, but Not Far Enough to Benefit All," and examine the difficulty, for the working poor, in making ends meet, and propose philanthropic solutions.
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The Leaves in October
Students determine whether or not to save or spend and defend a decision. In this personal finance lesson plan, students identify opportunity cost of various spending and saving decisions. Students read a story where two girls...
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How to Achieve Your Financial Goals
Young scholars explore economics by creating a budget. In this financial goal setting lesson, students investigate their use of time by completing a worksheet. Young scholars identify financial goals they would like to achieve in the...
ProCon
Obamacare
Former President Barack Obama reformed the United States' health care system with Obamacare, but is the new legislation good for America? Scholars read a historical timeline about the passage of health care reform laws and compare United...
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Christmas Shopping on the Internet
Students utilize the Internet as a research tool as they "shop" on the Internet for a list of Christmas gifts. In groups, they compare prices, shop for the best price and make sure to spend no more than $300.
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Why We Save
Students discover how to save money. In this financial planning lesson, students read the story Spend or Save? and discuss ways to save money. Students choose a character from the story and write about a financial decision they had to make.
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A Gift for Mama
Students read a novel about savings and complete activities to define short and long term saving goals. In this income and savings lesson, students read A Gift for Mama and answer discussion questions for it. Students define the terms...
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Consumerism Scavenger Hunt
Students explore consumerism. In this economics lesson, students work with a partner to complete an Internet Research consumer scavenger hunt. Students discuss information collected and conflicting answers to various questions.