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Lesson Plan
Curated OER

I Can Buy Anything I Want: Consumer Debt and Social Responsibility

For Teachers 9th - 12th
A clear, comprehensive overview of consumer debt, credit, interest, international currency, and social responsibility, this 45-minute session falters in the application stage. You'll need to create a way for learners to demonstrate their...
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Lesson Plan
Curated OER

Savers & Borrowers: Financial Markets in the United States

For Teachers 10th - 12th
Investigate the current financial market and have your class explore savings, borrowing, financial markets, mutual funds, and the stock market. This four-part lesson is designed to help students become knowledgeable and informed consumers.
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Worksheet
Curated OER

Calculating Simple Interest

For Students 8th - 12th
Interest can be both a best friend and an enemy...show your learners how it can manifest through this set of 10 word problems. For each, they calculate time, principle, interest, or rate and choose an answer from multiple choice...
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Worksheet
Curated OER

Hands On: Add and Subtract Money Amounts

For Students 5th - 6th
In this consumer math worksheet, students use a table and play money to solve each of 8 money story problems. Students will use a price list provided.
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Lesson Plan
Curated OER

Consumer Credit: Buy Now, Pay Later, and More

For Teachers 9th - 11th
Students explore the concept of consumer credit. In this consumer credit lesson, students discuss the costs and benefits of buying with credit. Students examine scenarios to determine the costs and benefits of using a particular method...
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Lesson Plan
Curated OER

Debit or Credit-You Decide

For Teachers 5th - 6th
Students identify the similarities and differences between an debit and credit card. In this debit or credit lesson plan, student explain the advantages and disadvantages of using cash and consumer credit to purchase good and services...
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Lesson Plan
Visa

The Danger of Debt: Avoiding Financial Pitfalls

For Teachers 9th - 12th Standards
How can our perspectives of borrowing and returning influence the way we view credit? Pupils explore the concept of debt, how it impacts our ability to obtain credit, and finally the ways in which we can work to alleviate debt.
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Lesson Plan
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Federal Reserve Bank

Credit Reports—and You Thought Your Report Card Was Important

For Teachers 9th - 12th Standards
Get the facts about credit and take a close look at what factors into a consumer credit report with this fantastic lesson. Your pupils will read informational texts, read sample financial documents, and discuss the advantages and...
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Lesson Plan
Learning to Give

Five Thousand Dollars!

For Teachers 9th - 12th
How does consumerism affect global poverty? Upper graders find out about cost benefit, wants and needs, and making good consumer choices as they explore this global topic. They role-play an impulse spending experience and work through...
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Unit Plan
Federal Reserve Bank

It's Your Paycheck

For Teachers 6th - 12th Standards
Beyond reading and arithmetic, one of the most important skills for graduating seniors to have is fiscal literacy and responsibility. Start them on the right financial track with nine lessons that focus on a variety of important personal...
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Lesson Plan
Curated OER

Filling Empty Pockets: Borrowing, Loans, and Credit

For Teachers 9th - 12th
Students examine credit components and how each works within our economy today. For this financial literacy lesson, students explore credit terms and make decisions based on real credit card offers that they find in their on line research.
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Lesson Plan
Curated OER

Energy Eccentricity

For Teachers 6th - 12th
Students assess their own energy use to help develop an awareness of the different types of natural resources affected by consumers. Their calculations show them how much they are personally impacting the Earth. Very meaningful and...
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Lesson Plan
Curated OER

Money & Work

For Teachers 9th - 12th
Students explain basic information concerning financial investments. They identify consumer rights and responsibilities and effective practices for purchasing consumer goods, services, housing and insurance. They list steps in setting...
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Lesson Plan
Curated OER

Money & Work

For Teachers 12th
Twelfth graders explain basic information concerning financial investments. They identify consumer rights and responsibilities and effective practices for purchasing consumer goods, services, housing and insurance. They list steps in...
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Lesson Plan
Curated OER

Using Credit and Spending Money Wisely

For Teachers 1st - 4th
Young scholars discuss how to spend money wisely. In this consumer math lesson, students read the book, Mr. Popper's Penguins and discuss how much it costs to take care of a pet. Young scholars complete a worksheet to calculate the total...
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Worksheet
Curated OER

Topics in Math

For Students 10th - 11th
In this consumer mathematics worksheet, students explore a variety of topics in mathematics including simple interest, perimeter, area, volume, translating words into symbols, percentage problems and mortgage calculations. The fourteen...
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Lesson Plan
Visa

Road Rules: Researching and Buying a Car

For Teachers 9th - 12th Standards
How do the loan principal, interest rate, and term all factor into a monthly car payment? Introduce your class to some of the key steps and considerations of obtaining a loan and purchasing a car.
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Activity
Sierra College

"Deals on Wheels!" Car Loan Project

For Teachers 9th - 12th Standards
Help your class members learn how to use their income wisely with a comprehensive lesson plan on calculating monthly car payments. Using basic math skills and online calculators, your learners will determine the total amount to be...
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Lesson Plan
Curated OER

Does My hair Disrupt Your Learning?

For Teachers 8th - 12th
Students use the internet to research ways to save and earn money. They interview bankers and financial counselors to discover different types of investments. Students create public service announcements to inform their classmates of...
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Lesson Plan
Council for Economic Education

Loan Amortization - Mortgage

For Teachers 9th - 12th Standards
When you buy a home for $100,000, you pay $100,000—right?  On the list of important things for individuals to understand, the lesson plan presents the concept of interest rates and loan amortization using spreadsheets and online sources....
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Lesson Plan
Curated OER

How Much Will That House Cost?

For Teachers 9th - 12th
What is a mortgage and how do you use it to pay for a house? Young financiers determine how much money is actually spent paying a mortgage payment on a home. They use their math skills to calculate monthly payments on a home given a 30...
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Lesson Plan
Curated OER

Expensive Choices

For Teachers 8th
Eighth graders work in pairs to discover how to prioritize expenses in a budget.
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Lesson Plan
Curated OER

Dressing in Early American Times

For Teachers 5th
Fifth graders, by doing research and seeing actual and simulated artifacts, gain knowledge of and make comparisons about clothing in the Colonial and early Republican eras with attire of present time.