Curated OER
Deals on Wheels!
Students calculate monthly car payments using different rates of interest. They calculate the maximum amount that can be financed/borrowed given a preset estimated/budgeted monthly payment and determine how limited resources cause people...
Curated OER
Problem Solving and the Sports Page
The use of box scores from baseball games is the foundation of this math lesson. Organize your class into groups of four, and give identical box scores from a baseball game that was just played. Have them create word problems from the...
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Filling Empty Pockets: Borrowing, Loans, and Credit
Students examine credit components and how each works within our economy today. For this financial literacy lesson, students explore credit terms and make decisions based on real credit card offers that they find in their on line research.
Curated OER
Your First Job
High schoolers determine that they are responsible for paying income taxes through withholdings on earned income. They examine the Form W-4.
Curated OER
COULD YOU START A BUSINESS?
High schoolers learn how a business starts and finds financial independence. In this lesson, students learn the struggle of financial management, the costs of running a business and how to keep a budget.
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Higher (Priced) Education
Students explore the proposed Affordability in Higher Education Act. They synthesize their knowledge by acting as lobbyists representing different special interest groups with opposing perspectives on the proposed bill.
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Money Smart Choices
Students make choices regarding money management. For this personal finance lesson, students explore budgets, incomes, and expenses as they learn vocabulary regarding personal finance and consider how to create personal budgets.
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Take Time to Save Now
Students brainstorm reasons to save money, investigate impact of saving regularly using interactive, on-line calculators, explain how compounding interest affects savings, explore different strategies for saving money, and write personal...
Curated OER
Springbreak Trip
Twelfth graders plan and calculate the cost of taking a specific Spring Break trip, with a certain budget and given set costs. they determine miles traveled, gas costs, hotel expenses, etc.
Practical Money Skills
Buying a Home
Guide high schoolers through the process of buying a house with a simulation lesson. As pupils learn about mortgages, renting versus buying, and home inspections, they discuss ways to make informed financial decisions and sound purchases.
National Research Center for Career and Technical Education
Depreciation (Double Declining)
Have you ever been told that your new car begins to lose its value as soon as you drive it off the lot? Aspiring accountants take on the concepts of depreciation and book value through an easy-to-deliver career and technology lesson. The...
Balanced Assessment
Cost of Living
Math scholars investigate the cost of living in Hong Kong compared to Chicago but must first convert the different types of currency. They then choose a type of graph to compare different spending categories and finish the activity by...
Practical Money Skills
Understanding Credit
Help your young consumers learn about credit and the importance of credit history. With a thorough instructional activity about the ins and outs of credit, as well as the potential pitfalls of having a line of credit, kids will be...
Curated OER
Buying and Financing the Car of Your Dreams
Eighth graders go to one of a number of web sites (provided by the teacher in a hotlist) to find a car they would like to buy if they were old enough. They would then be provided with the necessary information to compute monthly payments...
Curated OER
Balancing a Budget
Students calculate living expenses for a non-traditional career choice. They examine interest, balancing a checkbook, and financing cars and homes.
Curated OER
Planning My Vacation Online
Students use a variety of resources to decide on a vacation destination. They locate three points of interest, a hotel, and two restaurants at their destination.Students obtain driving directions for their trip, create a trip budget, and...
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Money Management
Students explore money management skills and economics thru a creative project where students earn "money" for their assigned "jobs." They keep track of their income and expenses in a transaction record and explore the Excel money...
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Income Statement
Students demonstrate the proper way to prepare an income statement. They calculate a company's Gross Profit, Operating Expenses, Income from Operation before tax and Net Income, then determine the company's net income or net loss during...
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Learning to Spend, Learning to Give
Students explore the concept of personal finances. In this personal finances lesson, students identify their income and expenses. Students create a budget for their spending, saving, investing, and donating habits. Students draw graphs...
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Jesse's Big Change
High schoolers explain assets, liabilities and expenses. They record information on income statements and balance sheets and brainstorm opportunities to make money work for them.
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7 Ways for Gen Xers to Help Secure Their Retirement
Students explore the concept of budgeting. For this budgeting lesson, students read an article about preparing for retirement. Students create a budget of household expenses during retirement and create a savings plan for that budget.
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Putting Your Money to Work
Learners create a collect data on expenses. In this algebra lesson, students create a spreadsheet to solve scientific equations. They incorporate math, science and technology in this lesson.
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Go Figure! Using Percents in the Real World
Sixth graders solve sales tax problems. In this solving sales tax problems lesson, 6th graders find the sales tax on various items. Students are given a list of expenses that a family spent on vacation before taxes. Students determine...
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4-H Cat Activity Page
As part of a unit on animals, this would be an interesting activity for upper elementary and middle school students. The 40 question activity could be linked to a research activity on animals or pets.