Twelfth graders explore real world investing and the effects of day to day decisions on their financial futures.

Students explore the concept of investing.  In this investment lesson plan, students discuss the best way to invest money.  Students then write essays, taking two seperate points of view. 

Young scholars use the internet to gather information on saving money. They describe the history of money and the responsibilities of the United States Mint. They list their own personal goals and keep a journal as they operate a...

In this online/interactive money investment pretest worksheet, students match terms with their definitions. Students match 6 vocabulary words with their meanings and click the "Check My Answers!" button. 

Whether their objective is independent living, going to college, or buying a car, pupils will participate in discussions and complete worksheets to gain an understanding of how short- and long-term goals play a large role in helping...

Fourth graders read "Starting a Business" and answer the question: "How could you design an ad to let the community know about the business described in the story?" Then, they illustrate a written ad that could be posted in the...

Students explore the use of money in daily life. Through activities and real-life simulations, students write and balance a checkbook, explore the importance of budgeting, saving, and expenses. Using spreadsheet technology, they examine...

Students engage in a instructional activity introducing them to the concept of Risk and Return. Risk and return is a basic principle that should be understood before investing money. They utilize an interactive worksheet imbedded in this...

Learners engage in a lesson introducing them to the concept of return on investment, or ROI. Return on investment is a basic principle that should be understood before investing money.

Students explore the concept of uses for money. For this uses for money lesson, students discuss ways in which money can be utilized such as spending, saving, investing, donating, etc. Students discuss the differences between needs and...

Every little penny counts, especially when it comes to saving for emergencies or long-term goals. Pupils evaluate different saving and investment strategies, such as a CD or money market account, through worksheets and by...

Students explore the concept of personal finance. In this philanthropy lesson, students examine decisions they make about money as they discover the definitions of philanthropy, resources, scarcity, choice, benefits, costs, opportunity...

Does your bank pay you for allowing them to hold your money? Class members research three different ways they can earn money using money already in the bank. Topics include certificates of deposit, statement savings accounts, and...

Twelfth graders perform basic calculations for saving and investment strategies. they simulate the investment of $1,000 in the stock market and savings account. they determine which pays the greater dividend.

Students, after defining and reviewing the extensive list of vocabulary words on the board, examine various banking systems and terms (loans, interest rates, investments, mortgages, etc.). They also show mastery of this task by...

Twelfth graders explain basic information concerning financial investments. They identify consumer rights and responsibilities and effective practices for purchasing consumer goods, services, housing and insurance. They list steps in...

Students examine the concept of Time Value Money, Present Value and Future Value.

Middle schoolers plan positive goals for spending resources and understand why not to spend. In this financial planning lesson, students set up personal spending plans based on their resources and their long term plans. Middle schoolers...

Students get a handle on their own personal finances. They discover how banks work, how to plan and stick to a budget, and other helpful tips on managing money. They study the Federal Reserve System, which oversees the nation's banks.

Students make choices regarding money management. For this personal finance lesson, students explore budgets, incomes, and expenses as they learn vocabulary regarding personal finance and consider how to create personal budgets.

Fourth graders examine productive resources. In this economics lesson, 4th graders read a book about a man who saves money to buy his own barbershop. After reading, students get into groups to play a game to learn about savings.

Students use the internet to research ways to save and earn money. They interview bankers and financial counselors to discover different types of investments. Students create public service announcements to inform their classmates of...

Students compute interest earned. In this data analysis lesson, students examine investments and interest rates. They compute the total interest earned and find the simple interest.

Does your bank pay you for allowing them to hold your money? The lesson covers three different ways your money can make money. Topics include certificates of deposit, statement savings accounts, and money market accounts.