Lesson Plan
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Comparing Exponentials

For Teachers 9th - 12th Standards
Growing money exponentially is the context of this scenario that asks learners to compare investments in two certificate of deposit accounts. Your young investment analysts will learn about the exponential characteristics of money...
Lesson Plan
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Money & Work

For Teachers 12th
Twelfth graders explain basic information concerning financial investments. They identify consumer rights and responsibilities and effective practices for purchasing consumer goods, services, housing and insurance. They list steps in...
Lesson Plan
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Time Value of Money Introduction Worksheet

For Teachers 6th - 9th
Students examine the concept of Time Value Money, Present Value and Future Value.
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Banking for Your Future

For Teachers 4th - 8th
Students get a handle on their own personal finances. They discover how banks work, how to plan and stick to a budget, and other helpful tips on managing money. They study the Federal Reserve System, which oversees the nation's banks.
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Uncle Jed's Barbershop

For Teachers 4th
Fourth graders examine productive resources. In this economics lesson, 4th graders read a book about a man who saves money to buy his own barbershop. After reading, students get into groups to play a game to learn about savings.
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FILLING EMPTY POCKETS: BORROWING, LOANS AND CREDIT.

For Teachers 9th - 10th
Students learn that maintaining financial security takes a good math understanding. In this lesson plan, students apply mathematical formulas to make important financial decisions like getting the right loan to buy a house, decide which...
Lesson Plan
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Spend, Save, Invest or Donate

For Teachers 6th - 8th
Young scholars explore the concept of philanthropy. In this personal finance lesson, students consider economic choices and why people donate to causes. Young scholars investigate the processes of borrowing money and investing money in...
Lesson Plan
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The Bank of Good Habits

For Teachers 7th - 12th
Students explore investing and saving. In this investing lesson, students identify their own financial goals and hurdles to success, calculate interest, and simulate banking and investing transactions. Incentive certificates, a quiz, and...
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Building Wealth

For Teachers 8th - 12th
Students explore budgeting.  in this building wealth lesson, students examine ways to invest and save money.  They set financial goals and determine methods to reach the goals.  Students discuss managing debt, credit...
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2
Federal Reserve Bank

Retirement Planning

For Teachers 9th - 12th Standards
It's never too early to start saving for retirement. In fact, the earlier one starts, the better! Use this retirement planning activity to teach the importance of a retirement strategy and why to start at a young age. 
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Savers & Borrowers: Financial Markets in the United States

For Teachers 10th - 12th
Investigate the current financial market and have your class explore savings, borrowing, financial markets, mutual funds, and the stock market. This four-part lesson is designed to help students become knowledgeable and informed consumers.
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Introduction to Earning Interest: What are APR and APY?

For Teachers 7th - 8th
Students explore saving and investing money.  In this middle school personal finance lesson, students define and use investment vocabulary, explore compound interest and its effect of savings, and compute simple and compound...
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Retirement: Show Me the Money!

For Teachers 9th - 10th
Students explore the concept of retirement finances. In this retirement finances lesson, students discuss what it means to save, invest, risk, or the time value of money. Students play the stock market game. Students interview a parent...
Lesson Plan
2
2
Federal Reserve Bank

Savvy Savers

For Teachers 9th - 12th Standards
What are the benefits and risks of saving in an interest-bearing account? Pupils explore concepts like risk-reward relationship and the rule of 72, as well as practice calculating compound interest, developing important personal...
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Investment Problems

For Teachers 9th - 10th
In this investment problem worksheet, students read story problems and use the interest formula to determine the total amount invested, or rate of return. This one-page worksheet contains six problems, with answers.
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My Bank, My Budget, My Decisions

For Teachers K - 2nd
Pupils create a personal budget. In this financial planning lesson, students create a budget using income data and identify ways to save a portion of money for donations.
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Learning to Spend, Learning to Give

For Teachers 6th - 8th
Students explore the concept of personal finances. In this personal finances instructional activity, students identify their income and expenses. Students create a budget for their spending, saving, investing, and donating habits....
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My Bank, My Budget, My Decisions!

For Teachers 3rd - 5th
Students build a budget. In this philanthropy lesson, students write a personal budget that includes spending, saving, investing, and donating. Student philanthropists donate money to charities.
Lesson Plan
2
2
Federal Reserve Bank

Income Taxes

For Students 9th - 12th Standards
Most adults dread April 15 — tax day! Tax preparation can be intimidating even for adults. Build confidence by leading individuals through the process and then give them a scenario to practice. The exercise uses tax vocabulary to give...
Lesson Plan
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Stock: The Rise and Fall of Stock

For Teachers 6th - 9th
Young scholars examine the uncertainties of investing in the stock market. They look at how company profits, good or bad news, and new competition affect share prices. They write and discuss journal entries about share prices before...
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Invest in Yourself

For Teachers 9th - 12th
Students develop the concept of finances. For this finance lesson, students watch a video called, "Moving Out." Students calculate the finances of a character in the video. Students experience various budget scenarios such as earning...
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The REAL Cost of College

For Teachers 7th - 12th
Young scholars explore the cost of college and how to plan and save. In this money management instructional activity students do research on the cost of college, learn about making financial choices, earning, spending, saving, investing...
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The Power of Compounding

For Teachers 6th
Sixth graders examine the concept of compounding interest on invested money. They explore how much interest their money would earn through compounded interest. Students conclude that they should invest early and often.
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How Do You Profit From Trading Stocks?

For Teachers 7th - 12th
Students see how to calculate the gains and losses of their stock portfolios. They use basic math skills in calculating their stock investment the old-fashioned way.