Curated OER
Weigh Before You Pay: Debit or Credit?
Pupils explore the concept of debit and credit cards. In this debit and credit card lesson, students read an article about debit and credit cards. Pupils discuss differences between the two forms of payment. Students calculate the true...
Curated OER
Real Estate Lesson: Monthly Payments
Young scholars examine real-world data relating to real estate. They conduct Internet research, record data regarding real estate in major cities, graph the data, calculate mortgage payments using a mortgage calculator, and analyze the...
Curated OER
Extra Credit: It’s No Fairy Tale
Students discuss their knowledge of payday loans and credit cards. In this Economics lesson, students complete a read an article and Q&A activity in groups, and play a vocabulary bingo game and a quiz game on payday loans. Students...
Curated OER
Cars: Math, Research, Economics, Loans
Students investigate what the purchasing of a car entails. They explore car criteria and financing options.
Curated OER
Math in Society
Students critique and compare loan purchases dealing with credit rating, beacon scores, and credit-scoring systems. They define vocabulary associated with the lesson. Students deduce an individuals beacon score.
EngageNY
Buying a House
There's no place like home. Future home owners investigate the cost of buying a house in the 33rd installment of a 35-part module. They come to realize that the calculations are simply a variation of previous formulas involving car loans...
Federal Reserve Bank
Purchasing a Vehicle
Start your engines! Prevent negative car buying experiences by arming pupils with information. Prepare your young drivers to make informed decisions when they are ready to purchase a car. All aspects are considered from the type of car...
Curated OER
Who Gets the Money?
Students determine the characteristics of a good loan. Using a Loan Considerations worksheet, they examine and discuss their assigned credit area and list what characteristics, as a lender, a repayable loan should have.
Curated OER
Math Applications 11
In this loans and interest charges instructional activity, students solve 3 different word problems, each with 2 or more parts to them. First, they determine how many dollars need to be invested in order to provide a child with enough...
Curated OER
Real Life Challenge- Give Me Credit!
In this credit learning exercise, students calculate the value of 4 different loans before completing a table about credit card offers advertised in newspapers, magazine, or junk mail.
Curated OER
Interest Rate Assignment
For this personal finance worksheet, students use their problem solving skills to calculate interest rates for loans of different lengths of time.
Curated OER
Interest Rates Worksheet
In this economics worksheet, students use their problem solving skills to calculate monthly payments, costs of loans, and interest charged.
Curated OER
Chapter 29: Rent, Interest, and Profits
As viewers will quickly learn, rent is a vital part of our economy - both paying and receiving. Each perspective of a rent agreement are featured here. Included are details about the rate of interest and profits, as well as changes in...
Radford University
Buying A Car
What is my monthly payment? Scholars research to find the perfect car for them to buy. Using the cost of the car, they determine a down payment and the amount of monthly payments using a zero interest loan. Finally, they investigate what...
Curated OER
Life Skills for Vocational Success: Transportation, Owning a Car; Topic 2: Financing a Car
Discuss various places to obtain a loan. Your class will determine the principal, interest, and terms of a loan. They will also compute the monthly payments of loans, including the interest. They contact three lending institutions to...
Curated OER
Life Skills for Vocational Success: Transportation, Owning a Car, Topic 1: Purchasing a Car
Discuss things to consider when purchasing a car with high schoolers. They will use newspaper ads to locate a car in their price range. Then they use a "Loan Calculation Chart" to estimate monthly payments of their car. In the end, they...
Mocha Bay Design
Monthly Expenses
Teach your class about finances and have them fill out real or simulated expenses on this sheet. Class members fill in amounts for rent, groceries, loans, car expenses, insurance, utilities, and more in order to determine the total cost...
Curated OER
It's Your Future
Students learn about productive resources along with their requirements, supply and demand, savings, investments and interest rates. In this supply and demand lesson plan, students create a career plan and personal budget of their own...
Curated OER
Thinking About Credit
Students explore the concept of credit. In this credit lesson, students discuss what it means to buy items using credit. Students discuss how interest accrues and how much is really being paid with a credit card. Students calculate...
Curated OER
High Earners Can Still Struggle
Students explore the concept of credit. In this credit lesson, students read an article about credit debt and financial trouble. Students discuss ways to avoid financial trouble. Students make a cause and effect chart for the people in...
Curated OER
Credit Cards and Compound Interests-Exponential Growth
Eleventh graders investigate the way credit cards work when collecting interest. In this algebra instructional activity, 11th graders investigate the growth of interest exponentially when using a credit card. They calculate what the...
Curated OER
Home Sales Records
Teach your class how to calculate monthly payments on a home mortgage. In this percent instructional activity, students calculate the monthly payment on a home mortgage, and compare different lengths of time and the interest rates for...
Curated OER
What Is the Federal Reserve?
Young scholars examine simple bank transactions. In this banking lesson, students analyze banking transactions such as deposits, loans, and how they hold reserves. They participate in simulations of the process of clearing a check and...
SaveandInvest.org
The True Cost of Owning a Car
Almost every teen wants a car, but can they really afford one? The lesson plan walks pupils through how to identify a budget, find all of the costs associated with car ownership, and determine if they should buy the car or keep looking.