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The Cost of Life

For Teachers 3rd - 8th
Young scholars research the salary for a career of interest. They consider what kind of lifestyle that career would provide and graph their information for comparison.
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Pay Check Advance Loans

For Teachers 7th - 12th
Students explore the implications of obtaining loans. They assess interest rates, amount to be paid back, and the implications if they do not pay back the loan on time. Students develop a comparison chart.
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"Bridge Designer" Lab

For Teachers 7th - 8th
Students become civil engineers and assist in designing a Truss Bridge to carry a two-lane highway across a river valley using the West Point Bridge Designer 2003 Software. They construct bridges based upon budget and demos. Students...
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Making Your Own Sampling Tools

For Teachers 4th - 7th
Students begin a class recycling project. They create data sampling equipment using their own designs and test them in the field.
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Managing Your Energy Budget

For Teachers 9th - 12th
Students experience an inequitable resource distribution and electronically calculate their own Ecological Footprint. The assess their resource use and learn more about sustainable living strategies in a video tour by Penn State...
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The Role of Government

For Teachers 9th - 12th
Students are introduced to the economic roles of the federal government. Using the internet, they read information related to government spending and the actual dollar amounts attached to budget items. In groups, they develop their own...
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It's Your Future

For Teachers 7th - 12th
Students learn about productive resources along with their requirements, supply and demand, savings, investments and interest rates. In this supply and demand lesson, students create a career plan and personal budget of their own and...
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Trail Mix

For Teachers 3rd
Third graders, given the price of different ingredients, make a trail mix of five different items without exceeding their budget of five dollars. They choose between pretzels, M&M's, twizzlers, popcorn, etc,. Each student practices...
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Values Auction

For Teachers 10th - Higher Ed
Learners assess what they value and participate in a class auction. In this financial values lesson plan, students complete a budget activity and use play money to participate in an auction. Learners complete a related worksheet and take...
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Check It Out

For Teachers 9th - 11th
Students discuss the many processes involved with personal banking. They create their own budget based on their career choices. They also practice balancing a checkbook.
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Moving Out

For Teachers 9th - 11th
Students determine their cost of living.  In this determining their cost of living lesson, students think of ten necessary things they would need if they moved out of their parents house.  Students research the cost of renting...
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Hey, Mom! What's for Breakfast?

For Teachers 3rd - 6th
Students examine how he world eats breakfast. In this food choices lesson plan, students work in groups to list breakfast foods and their ingredients and find goods and consumers on the list. The, students use the Internet to complete...
Organizer
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Is the Price Right?

For Students 4th
In this money management, students study inflation.  Students complete the given table filling in the 15 spaces for the prices of items for three different given years.
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Filling Empty Pockets: Borrowing, Loans, and Credit

For Teachers 9th - 12th
High schoolers examine credit components and how each works within our economy today. In this financial literacy lesson, students explore credit terms and make decisions based on real credit card offers that they find in their on line...
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The Berenstain Bears' Mad, Mad, Mad Toy Craze

For Teachers 2nd - 4th
Students explore personal finances. In this money management lesson, students read The Berenstain Bears' Mad, Mad, Mad Toy Craze. Students examine the spending habits of Brother Bear and Sister Bear. Students analyze opportunity costs as...
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How to Buy a Computer

For Teachers 9th - 12th
Students investigate the purchase of a specific computer hardware with specific components without going over a budget. The use of computer catalogues, tables, and spreadsheets support the search.
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Learn to Build a Rocket in 5 Days or Your Money Back

For Teachers 3rd - 5th
Students discover the entire process that goes into designing a rocket for any customer. They study important factors such as supplies, ethics, deadlines and budgets. Also, students explore about the Engineering process, and recognize...
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The Hundred Penny Box

For Teachers 5th - 7th
Students analyze the advantages of regular saving and how savings grow with compounding. After reading the story "The Hundred Penny Box", students define the terms "interest," "interest rate," and "compounding." Through several...
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Not for a Billion Gazillion Dollars

For Teachers 5th - 6th
Students discover what debt, saving, and credit are.  In this personal finance lesson, the teacher reads Not for a Billion Gazillion Dollars, and the students discuss what the main character does in the book in relation to debt,...
Worksheet
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Visual 1: The Cost of Credit

For Students 4th - 6th
In this money management instructional activity, learners examine an advertisement for a bike and respond to 3 questions that require them to calculate percentages
Worksheet
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Credit Inventory

For Students 4th - 6th
In this money management worksheet, students read a paragraph regarding credit and then respond to 6 short answer questions regarding credit.
Interactive
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Better English Lessons: Keep

For Students 5th - 10th
In this online interactive English skills worksheet, students respond to 20 multiple choice questions that require them to select the appropriate words to complete the sentences involving phrases using the word "keep." Answers are...
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Thanksgiving Feast

For Teachers 7th - 9th
Use the Tool Factory Workshop to have your class create a list of people to invite to their Thanksgiving Feast.They will take pictures related to the fall season and create invitations using Tool Factory Database. Students make a grocery...
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Settler's Shopping List

For Teachers 7th - 9th
Students browse through catalogs from the 1890's and 1900's and make a list of items needed for a year in the wilderness.

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