Arizona Department of Education
Be Independent / Life Management Skills
Living independently is about more than managing money. Learn how to manage time, balance responsibilities, and calculate overtime and income with a set of activities about life management skills.
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Money and Business
Third graders use play money to complete tasks that allow them to see if the budget they came up with works. In this budget lesson plan, 3rd graders create their own budget and test it out with the play money.
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Budgeting Money
Students explore the concept of budgeting. In this budgeting lesson, students pick an occupation and develop a list of needs and wants. Students make a list of monthly expenses and budget their income to afford those expenses.
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Budgeting (Part 1)
Students examine why a budget may be helpful. In this budgeting lesson, students graph how they spent money during the past week. They discuss the benefits of creating a budget and explore the difference between wants and needs.
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Business: Making a Budget
Students plan a one-month budget, allowing for unexpected expenses. Using checkbook skills, they pay mock bills. Working in small groups, students watch a teacher-prepared Powerpoint presentation, visit financial Websites, and utilize...
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Basic Budgeting
Students create a personal budget. In this creating a personal budget lesson plan, students create a list of 3 necessary things they need to survive. Students rank these things in order of importance and determine their...
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Budget Finances
Students role play the role of a recent graduate of high school living on their own. Using play money, they are given one month's salary and they discover they own their own house or apartment and owe money on a car loan. They develop...
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The Art of Budgeting
Students create a plan to achieve personal and financial goals. In this budgeting goals lesson plan, students identify their sources of income and discuss being financially independent. Students record their monthly expenditures and...
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Stretching Your Money with Coupons
Students examine ways to extend their budget with coupons. For this budgeting lesson, students read information about using coupons at the given website. Students make a list of 30-50 products they use in their homes and use online...
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A Budget Can Help Young People Cut Their Spending
Students explore the concept of budgeting. In this budgeting lesson, students read an article about how a budget helps young adults keep track of their spending. Students discuss financial issues that young adults have to deal with as...
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Money Math
Students explore a story about a room decoration activity to learn about measurements and area. In this measurement lesson, students listen to a story about a boy who is redecorating his bedroom. Students discuss the story and work in...
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Budget It!
In this managing money worksheet, students record all their families expenses and draw a pie chart showing how much money goes where. Students express the importance of planning how to spend money on the lines provided.
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SPENDING: Maintaining the Skill of Money
Fourth graders explore the concept of maintaining money. In this personal finance lesson, 4th graders earn "money" for cleaning their classroom desks. Students spend the "money" in the classroom and practice making change.
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Planning A Household Budget
Learners experience real life by utilizing math skills to plan a household budget and enhance their financial planning skills.
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Public Policy & The Federal Budget
Learners, in groups, represent a single deparment in the executive branch and research the work of their department and their current budget via a provided Internet site and then must decide how to cut their budget for an emergency.
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Budgeting-It Is For Everyone
Students complete a simulation designed to show them the importance of budgeting and avoiding living paycheck to paycheck.
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Budgeting Makes a Difference!
High schoolers develop a budget for either a single parent, or a household with two adults and a child. They develop a list of expenses, and create a PowerPoint presentation.
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Describe How Money Barter, and Credit Were Used in Colonial Virginia
Fourth graders listen as the teacher lectures about bartering. They work in small groups to define and create a skit about one term related to bartering. Students create an Economic Terms booklet. They review that tobacco was a cash crop...
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Personal Savings: Saving Money for Those Items you Really Want
Students explore how to save money to buy the things they want.
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Why Don't I Ever Have Any Money?
Students keep a journal on their current spending habits. In groups, they develop guidelines for a family to follow given a specific amount of take home pay. They role play various scenerios to see what can be done with a given amount...
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Managing Your Money
Students use the internet to gather information on saving money. They describe the history of money and the responsibilities of the United States Mint. They list their own personal goals and keep a journal as they operate a lemonade...
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Minding Your Money
In this money worksheet, students solve 5 word problems pertaining to buying snacks at a shop. Students determine how much money is left after subtracting the cost of their snack from a specified amount of money.
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Micro Economics - Personal Budgeting
Learners explore the real world as it relates to money and how people use it. In this money management lesson, students jump into the real world as they role play with money through spending, saving, being married, single, having...
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Family Faces a Real Struggle In Saving Money For College
Explore the concept of savings with your high schoolers. They read an article about saving money for retirement and as a way to pay for college. They discuss the financial needs of the family in the article in regards to saving for...
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