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Introduction to Earning Interest: Middle School
Does your bank pay you for allowing them to hold your money? Class members research three different ways they can earn money using money already in the bank. Topics include certificates of deposit, statement savings accounts, and money...
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M & M Interesting
Students compute and collect interest payments in the form of M&M candies. In this mathematics lesson, students work in small groups to compute either simple or compound interest. They compare the growth of their accounts after six...
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M&M Interesting
Students examine the concepts of trade-offs and opportunity cost to decide between savings accounts with simple interest and those with compound interest. They calculate interest earned on account balances while working in groups and...
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Money and Credit: Making Good Decisions
Students participate in activities that teach them how to manage money. In this managing money lesson plan, students set long and short term goals for economic success by having discussions, identifying benefits of saving, and...
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The Business of Interest
Students explore the concept of simple and compound interest. For this interest lesson, students discuss how interest works on a loan. Students calculate simple and compound interest on loans of fictitious characters from a video.
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Great Graph!
Here is a fantastic lesson counting coins, interpreting graphs, and the concept of "greater than" and "less than." Young mathematicians utilize worksheets embedded in the plan in order to practice these concepts. The worksheets are...
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Compound Interest
For this consumer math worksheet, students read an example of how to use the interest formula to compute interest that is compounded daily over six years. They complete a chart where they compute the interest earned over 10 years when...
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Data Analysis: Investing is an "Interesting" Experience
Students compute interest earned. For this data analysis lesson, students examine investments and interest rates. They compute the total interest earned and find the simple interest.
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Calculating Interest
Students explore the concept that when money is borrowed, people pay to use it because someone else is losing an opportunity to use it while they have it. What you pay to use the money is called interest. The rate of interest is a...
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Investing for the Future
Twelfth graders perform basic calculations for saving and investment strategies. they simulate the investment of $1,000 in the stock market and savings account. they determine which pays the greater dividend.
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How Do You Double Your Money?
Students understand how to calculate the return on investments for various rates and lengths. Also, they compare their results with the StocksQuest Calculator, which lists calculations year by year.
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Completing Simple Tax Forms
Twelfth graders practice filling out IRS 1040 EZ forms. They discuss various ways people pay taxes. They assess the importance of W-2 forms and apply skills using the IRS tax table to compute how much money is owed or returned.
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Money Smart Choices
Students make choices regarding money management. In this personal finance lesson, students explore budgets, incomes, and expenses as they learn vocabulary regarding personal finance and consider how to create personal budgets.
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Be the Kiwi: Money and Banking
Students practice converting money systems and interest. In this money activity, students convert U.S. and New Zealand dollars. Students also discuss international travel and money exchange rates.
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Spend, Save, Invest or Donate (9-12)
High schoolers explore the concept of personal finance. In this philanthropy lesson, students examine decisions they make about money as they discover the definitions of philanthropy, resources, scarcity, choice, benefits, costs,...
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Thinking About Credit
Learners explore the concept of credit. In this credit lesson, students discuss what it means to buy items using credit. Learners discuss how interest accrues and how much is really being paid with a credit card. Students calculate...
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Making Decisions
What economic factors can influence personal and financial decisions? In an effort to understand opportunity costs and the time value of money, pupils engage in role-playing activities and discussion, as well as view a PowerPoint...
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Lesson 2: Savings Accounts and U.S. Savings Bonds
Students explore the importance of savings accounts and U.S. Savings Bonds. They study the concept of simple interest through a math activity.
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Spend, Save, Invest or Donate
Middle schoolers explore the concept of philanthropy. In this personal finance lesson, students consider economic choices and why people donate to causes. Middle schoolers investigate the processes of borrowing money and investing money...
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7.RP Music Companies, Variation 1
We've got the beat! And your musically-minded mathematicians will tap their toes as they determine which music company would be getting a better deal based on their offers to buy out TunesTown. The topic is extended in an additional task...
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The Case of the Gigantic $100,000 Bill
Students investigate the money creation process and calculate the upper bound of the money creation process using a money multiplier. In this money creation lesson plan, students use a imitation $100,000 bill. Students demonstrate...
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Stock Swaps, Variation 2
If Microsoft wanted to take over Apple, how many shares would they need to break even? This is an ideal task for seventh graders who are studying proportional relationships and applying them to real-world scenarios. Use it as an...
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Investing
Students collect data on investments and draw conclusions. In this algebra lesson, students analyze exponential graphs as they relate to money. They discuss the cause of an account balance being high or low.
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Investigation- What Does It Cost?
Eighth graders investigate percents by comparing different discounts on the same sale item, practice graphing percents, and look at reasonable and unreasonable "percents off" a sale item.