Lesson Plan
Curated OER

Budget Finances

For Teachers 11th - 12th
Students role play the role of a recent graduate of high school living on their own. Using play money, they are given one month's salary and they discover they own their own house or apartment and owe money on a car loan. They develop...
Lesson Plan
Curated OER

Learning to Spend, Learning to Give

For Teachers 6th - 8th
Students create a monthly budget. In this finances lesson, students learn the terms budget, income and expenses. Students create a monthly spending plan and keep track of what they make and spend for the next 30 days. When complete,...
Lesson Plan
Curated OER

Class of 2000 - Student Loans

For Teachers 10th - 12th
Students determine how they will finance their postsecondary education. In this student loan lesson, students create spreadsheets that help them budget their first year of college. Students identify methods to fund the budgets and...
Lesson Plan
Curated OER

Calculating the Cost of Living

For Teachers 9th - 10th
Bring Consumer Mathematics and Economics to life with this lesson, where learners investigate personal finance and budgeting. They use the newspaper’s classified section to determine a future job and potential earnings and determine a...
Lesson Plan
Curated OER

How to Get Rich Slowly

For Teachers 4th
Fourth graders discover how to budget in order to live in today's world. Allocating their resources is of prime importance in the monthly budget. They utilize a worksheet imbedded in this plan to figure out their monthly budget.
Lesson Plan
National Security Agency

Money Maters: Integers are Integral!

For Teachers 5th - 7th Standards
A thoroughly-written lesson plan and a plethora of worksheets about integers comprise this resource. Neophyte number crunchers learn to recognize integers, add and subtract them, and apply the concepts to the designing of a personal...
Lesson Plan
Curated OER

Cutting Expenses

For Teachers 5th - 8th
Students explore budgeting. In this finance and math lesson, students brainstorm ways in which households could save money. Students view websites that give cost reducing ideas. Students complete an expense comparison chart and use the...
Lesson Plan
Curated OER

Extra Credit: It’s No Fairy Tale

For Teachers 9th - 12th
High schoolers discuss their knowledge of payday loans and credit cards. In this Economics lesson, students complete a read an article and Q&A activity in groups, and play a vocabulary bingo game and a quiz game on payday loans. High...
Lesson Plan
Curated OER

Balancing a Budget

For Teachers 9th - 12th
Students investigate money management.  In this secondary mathematics lesson, students participate in a cost-of-living budget simulation in which they calculate monthly and yearly projected costs.  Students investigate housing...
Lesson Plan
Curated OER

The Business of Interest

For Teachers 7th - 12th
Students learn about finance and money management and use math to solve problems, communicate, and explore real life situations as they deal with banks. In this financial management lesson plan, students apply their math skills to real...
Lesson Plan
Visa

Road Rules: Researching and Buying a Car

For Teachers 9th - 12th Standards
How do the loan principal, interest rate, and term all factor into a monthly car payment? Introduce your class to some of the key steps and considerations of obtaining a loan and purchasing a car.
Lesson Plan
Curated OER

Moving On Up!

For Teachers 7th - 9th
Students complete a game-like simulation to determine a career and salary. In groups, they collect information and decide what is the "best" city in which to live. They create a monthly budget for their "best" city based on salary from...
Lesson Plan
Curated OER

FILLING EMPTY POCKETS: BORROWING, LOANS AND CREDIT.

For Teachers 9th - 10th
Students learn that maintaining financial security takes a good math understanding. In this instructional activity, students apply mathematical formulas to make important financial decisions like getting the right loan to buy a house,...
Lesson Plan
Curated OER

How Much Will I Spend On Gas?

For Teachers 3rd - 6th
Students construct a linear graph. For this graphing lesson, students determine a monthly budget for gasoline. Students construct a t-chart and coordinate graph to display data. Resources are provided.
Lesson Plan
Curated OER

Stretching Your Money with Coupons

For Teachers 11th - Higher Ed
Students examine ways to extend their budget with coupons. For this budgeting lesson, students read information about using coupons at the given website. Students make a list of 30-50 products they use in their homes and use online...
Lesson Plan
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Federal Reserve Bank

Expense Tracking

For Students 9th - 12th Standards
Where does all your money go? Individuals keep a record of the money they spend over the course of 30 days. They then categorize where they are spending their money and write an essay detailing their findings.
Lesson Plan
Curated OER

7 Ways for Gen Xers to Help Secure Their Retirement

For Teachers 9th - 12th
Students explore the concept of budgeting. In this budgeting lesson plan, students read an article about preparing for retirement. Students create a budget of household expenses during retirement and create a savings plan for that budget.
Lesson Plan
Curated OER

Learning to Spend, Learning to Give

For Teachers 6th - 8th
Students explore the concept of personal finances. In this personal finances lesson, students identify their income and expenses. Students create a budget for their spending, saving, investing, and donating habits. Students draw graphs...
Lesson Plan
Curated OER

Mathematics: Budgeting

For Teachers 10th - 12th
Students develop a month long budget. They use problem solving skills to adjust their budgets for unforeseen expenses. They use checks to pay mock bills.
Lesson Plan
Curated OER

Budgeting 101

For Teachers 7th - 12th
Students identify various sources of income and discern between needs and wants as they also learn to create a personal budget.  In this personal budget lesson, student understand financial scenarios as they relate to different ways...
Lesson Plan
Curated OER

Balancing a Budget

For Teachers 9th - 12th
Students calculate living expenses for a non-traditional career choice. They examine interest, balancing a checkbook, and financing cars and homes.
Lesson Plan
Curated OER

On Your Own

For Teachers 7th
Seventh graders research a certain type of job. They write the details of finding the job and describe the job duties. Students also describe a living arrangement and all the costs associated with it. Then they create a physical budget...
Lesson Plan
Visa

Cars and Loans

For Teachers 7th - 10th Standards
What's the best way to pay for a car? Should I buy used or new? Can I realistically afford a car? Pupils discover the ins and outs of buying a car, from how to shop for car insurance to the advantages and...
Lesson Plan
Curated OER

Count Your Credit

For Teachers 9th - 12th
Students begin the lesson by discussing credit cards, interest rates and budgets. With a partner, they complete a webquest in which they can determine the minimum payment on different amounts and interest rates on their make-believe...