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Reality Bites
Students select a career or occupation to study. Students research their career preferences and annual living expenses compared to the estimations they may before conducting research.
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Jobs and Salaries
In this economics activity, students look for the budgets and go through the practical activities of maintaining a monthly expense sheet.
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Profit and Loss
Students analyze the concept of profit and loss, the components of a simple profit and loss statement and the importance of a profit and loss statement. They calculate profits using gross income, total expenses and cost of goods sold....
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Graphing It Out
Students create bar graphs. In this graphing lesson, students explore the concepts of net pay, gross pay, income and expenses. They create a bar graph to designate financial outlay during a specified period.
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Moving On Up!
Students complete a game-like simulation to determine a career and salary. In groups, they collect information and decide what is the "best" city in which to live. They create a monthly budget for their "best" city based on salary from...
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Budget Worksheet
In this student budget worksheet, students fill in their incomes as well as their individual payments per month to chart where their money goes each month.
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Smoke Signals
Students estimate the amount of money a non-smoking teen spends in a week, a month, and a year, and compare it with the expenses of a teen who smokes one, two, and three packs a day. They research other reasons that teens should not smoke.
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Value of Education: Education and Earning Power
Students explore the earning power of someone with a post-high school education. In this education and income lesson, students evaluate examples of occupations, their salaries, and education level needed for the job. Students calculate...
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Budget Mania
Students examine examples of budgets and explore the difficulties of living on a budget. The hands-on activity offers an opportunity to experience a real life application.
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Budgeting 101
Students identify various sources of income and discern between needs and wants as they also learn to create a personal budget. In this personal budget lesson plan, student understand financial scenarios as they relate to different...
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Expensive Choices
Eighth graders work in pairs to discover how to prioritize expenses in a budget.
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Budgeting Makes a Difference!
Pupils develop a budget for either a single parent, or a household with two adults and a child. They develop a list of expenses, and create a PowerPoint presentation.
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Balancing a Budget
Students calculate living expenses for a non-traditional career choice. They examine interest, balancing a checkbook, and financing cars and homes.
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Buying and Financing the Car of Your Dreams
Eighth graders go to one of a number of web sites (provided by the teacher in a hotlist) to find a car they would like to buy if they were old enough. They would then be provided with the necessary information to compute monthly payments...
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Balancing a Budget
Students investigate money management. In this secondary mathematics lesson, students participate in a cost-of-living budget simulation in which they calculate monthly and yearly projected costs. Students investigate housing...
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Learning to Spend, Learning to Give
Students explore the concept of personal finances. In this personal finances instructional activity, students identify their income and expenses. Students create a budget for their spending, saving, investing, and donating habits....
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Nifty Thrifty Fifty Vocabulary
Students review new vocabulary. In this vocabulary lesson, students are introduced to the "nifty thrifty fifty" vocabulary words, their definitions, and the meanings of their prefix, suffix, and root words. The fifty words are split into...
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7 Ways for Gen Xers to Help Secure Their Retirement
Students explore the concept of budgeting. In this budgeting lesson, students read an article about preparing for retirement. Students create a budget of household expenses during retirement and create a savings plan for that budget.
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Accounting -- Journalizing Transactions
Young scholars are introduced to a five column way to record transactions. In groups, they discuss the importance of source documents when recording the transactions and balancing the account at the end of the month. To end the...
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Slow Times Mean Pay Cuts For Many
Young scholars explore the concept of a slowing economy. In this slowing economy lesson, students discuss the trickle-down effects of a slowing economy. Young scholars create an estimated budget for living expenses after high school....
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A Family Spending Plan
Students investigate family expenditures. For this family budget lesson, students examine the wages and expenditures of family and then create a monthly budget for the family to follow.
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The Cost of College Education
In this Cost of College worksheet, students read over a list of typical expenses, then determine how much it would cost to attend college for nine months.
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How to Get Rich Slowly
Fourth graders discover how to budget in order to live in today's world. Allocating their resources is of prime importance in the monthly budget. They utilize a worksheet imbedded in this plan to figure out their monthly budget.
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Mathematics: Budgeting
Students develop a month long budget. They use problem solving skills to adjust their budgets for unforeseen expenses. They use checks to pay mock bills.