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Checking Account
Pupils keep track of finances in a check register. In this checking account lesson plan, students practice writing checks and deposit slips as they add and subtract decimal amounts in order to balance a checkbook in a register.
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My Bank, My Budget, My Decisions!
Students build a budget. In this philanthropy lesson, students write a personal budget that includes spending, saving, investing, and donating. Student philanthropists donate money to charities.
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Economics Concepts
Students relate economics and government policies. For this lesson, students explore the relationship between economics and government policies. They understand how the economy works and can make better decisions as it relates to the...
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Reality Check
Fourth graders practice living on a budget. They must plan for rent, utilities, and food and determine if they can afford the luxuries of a phone, car, gas, movies, clothes, etc., using a newspaper to gather their information.
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Animals and Habitats of the Chesapeake Bay
Students work in small groups to discover the various habitats present in Chesapeake Bay and the animals that live in them. After investigating the habits and lives of the animals they will draw conclusions about other habitats the...
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Stone Fox and Economics
Pupils read the novel Stone Fox and review economic concepts including income, goods, and services. They define the following terms: capital, credit, credit risk and summarize their reading by reading several chapters at a time. They...
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Mr. Popper's Penguin's
Fourth graders locate Antarctica and recognize it as the setting of Mr. Popper's Penguins. For this Mr. Popper's Penguins lesson, 4th graders understand the financial decisions made by Mr. Popper. Students discuss wise spending. Students...
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Tarantula Shoes
High schoolers read a book about Ryan O'Keefe, a young man who wants a pair of basketball shoes promoted by a basketball star. They explore about spending, saving, opportunity cost, and trade-offs as they study Ryan's decisions...
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Being Thrifty is So Nifty
Students watch a video that focusing on budgeting while completing worksheets that include charts. They brainstorm ideas for budgeting time and money. They culminate the activity by planning an order from two different restaurants.
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The Business of Credit
Students explore the concept of credit. In this credit lesson, students discuss the necessities to start-up a new business. Students discuss cost of a new business, loans, and credit. Students create their own business and apply what...
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The Hundred Penny Box
Students compare how people save money in financial institutions, after reading the story, The Hundred Penny Box. They analyze the advantages of regular saving and how savings grow with compounding.
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Spending Plans
Students explore the concept of dividing their money into categories, namely "save," "spend," and "share." They engage in activities that help them explain that money is limited in quantity and must be divided for different purposes.
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Debit or Credit-You Decide
Students identify the similarities and differences between an debit and credit card. For this debit or credit lesson plan, student explain the advantages and disadvantages of using cash and consumer credit to purchase good and services...
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Compound Interest
Pupils analyze the variables in the formula of a compound interest. They model the increase or decrease of an investment using compound interest and discuss different compounding periods.
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Shop 'Til You Drop
Students compare food prices to find the lowest unit price and make choices about where to shop and what to purchase on weekly items, cost comparisons and items needed. They collect grocery ads and weekly sale flyer's to expedite their...
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M&M Interesting
Middle schoolers examine the concepts of trade-offs and opportunity cost to decide between savings accounts with simple interest and those with compound interest. They calculate interest earned on account balances while working in...
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M & M Interesting
Students compute and collect interest payments in the form of M&M candies. In this mathematics instructional activity, students work in small groups to compute either simple or compound interest. They compare the growth of their...
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Money Smart children
Students elementary financial vocabulary words: spend, save, invest and donate. In this finance instructional activity, students respond to the story "Sam and the Lucky Moon." Students describe the concepts of wants and needs, resources,...
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A Family Finance Experience
Young scholars create a budget and make predictions about money. In this algebra instructional activity,students balance spending and income by monitoring their finance.
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Bedroom Redecoration Project
In this bedroom redecoration project, your young mathematicians become interior designers. They plan, draw, and determine finances for the project. They apply their knowledge of working with decimals, geometric shapes, and problem...
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Shop 'Til You Drop
Learners evaluate food prices. In this real world math lesson plan, students compare the cost of various grocery items to determine which is the best deal. They work in groups using grocery ads to decide how to get the most product for...
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Thinking About Credit
Students explore the concept of credit. For this credit lesson, students discuss what it means to buy items using credit. Students discuss how interest accrues and how much is really being paid with a credit card. Students calculate...
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Term Deposits: Worth the Wait?
Students study term deposits and the attributes of long and short-term savings. They examine their spending habits while looking at how different types of accounts meet different economic goals. They complete worksheets that are provided...
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Cyber Currency, Currently
Students participate in online currency activities. In this currency lesson, students complete 6 activities which include online resources. They learn about bartering, monetary systems, foreign currency, stores, selling items, and finish...