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The Leaves in October

For Teachers 3rd - 5th
Students determine whether or not to save or spend and defend a decision.  In this personal finance lesson plan, students identify opportunity cost of various spending and saving decisions. Students read a story where two girls...
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The Teenage Consumer

For Teachers 5th - 8th
Students think critically regarding teenage spending. In this data collection lesson, students discuss teenage consumers and their spending habits. Students note their own spending habits for comparison purposes.
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Why Don't I Ever Have Any Money?

For Teachers 9th - 12th
Students keep a journal on their current spending habits. In groups, they develop guidelines for a family to follow given a specific amount of take home pay. They role play various scenerios to see what can be done with a given amount...
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Why We Save

For Teachers 2nd - 8th
Students discover how to save money. In this financial planning lesson, students read the story Spend or Save? and discuss ways to save money. Students choose a character from the story and write about a financial decision they had to make.
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The Role of Government

For Teachers 9th - 12th
Students are introduced to the economic roles of the federal government. Using the internet, they read information related to government spending and the actual dollar amounts attached to budget items. In groups, they develop their own...
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Character Education: Perseverance

For Teachers 6th
Sixth graders develop long term finance goals and understand why they are important. For this character education lesson, 6th graders compare the benefits of perseverance versus impulse spending. Students set five personal goals.
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Why Do I Want All This Stuff?

For Teachers 9th - 10th
Students identify two factors that determine consumer demand as well as substitutes and complements for selected goods and services. After examining advertisements, they distinguish between fact and opinion and explore the factors that...
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Shopping With a Circle Graph

For Students 3rd - 5th
In this shopping with a circle graph learning exercise, students use the data in the graph to answer 8 questions about the money they have and how they can spend it.
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Consumerism

For Teachers 11th - Higher Ed
Young scholars identify image and information ads, define consumer goods and services, explain teen consumer spending impacts.
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Minnesota Ospreys and Migration

For Teachers 7th - 9th
Young scholars explore the route that Minnesota ospreys follow during spring and fall migration. They describe the important ecological characteristics of the places that ospreys pass through during their migration. They determine where...
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Cha-Ching!

For Teachers 3rd - 7th
Pupils play the Pinky's Create a Card game for practice. Students create a class store where they experiment in the roles as vendor and consumer. Pupils use play money to buy and sell various products, while keeping track of spending and...
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Million Dollar Project

For Teachers 5th
Each student is given the task of spending $1 million. The way students spend their money is dependent on a theme such as "creating a dream world," "taking a trip," or "doing something to better society." Each student researches,...
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Thinking About Money

For Teachers 3rd - 5th
Young scholars explore the concept of a personal budget. In this philanthropy lesson, students use a Venn diagram to compare 2 stories in which the main characters spend money in different ways.
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The Berenstain Bears' Mad, Mad, Mad Toy Craze

For Teachers 2nd - 4th
Students explore personal finances. In this money management lesson, students read The Berenstain Bears' Mad, Mad, Mad Toy Craze. Students examine the spending habits of Brother Bear and Sister Bear. Students analyze opportunity costs as...
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Brain Teaser - Wallet

For Students 4th - 6th
In this logic worksheet, students solve a word problem using logic about having money and spending 1/5 of it. Students complete 1 problem.
Organizer
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You're in the Money

For Students 4th - 6th
In this unique money scenario worksheet, learners are told they are moving into a brand new four bedroom detached house and can spend as much as they like furnishing the house. Students make a list of the items and their cost of what...
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Rent and owner's major payments

For Teachers 9th - 12th
Students retrieve and map census data to determine the average rent and owners' payments made throughout Canada. They find out how many people are spending more than 30 percent of their income on housing.
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A Trip to the Toy Store

For Teachers 1st
First graders recognize and identify the value of a penny, nickel and dime. They spend play money in a simulated toy store and match their coins to the purchase price of a toy of their choice.
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Shopping for Skills

For Teachers 3rd
Third graders spend varying amounts of money and shop without over spending. They complete a worksheet based on grocery store flyer ads and the amount of money they are budgeted. They create their own questions about the grocery flyer...
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Naturalist's Notebook

For Teachers 3rd - 5th
Students observe and record the behavior of a San Diego wetland animal and the characteristics of its environment. The amount of time that each animal spends resting, grooming, eating, flying, and social or individual play becomes the...
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Show-Me Economics

For Teachers 3rd
Third graders distinguish between savings and spending. Students graph out a variety of important Economic concepts/vocabulary. They set up an imaginary job to save money and spend money.
Worksheet
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Let's Shop! Holiday Math

For Students 2nd - 4th
In this math worksheet, students read a list of available gifts and their cost, then try to spend a total of 10 dollars without going over that amount. Students add up the items they select as they go, then find the total.
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My Bank, My Decision!

For Teachers K - 2nd
Students create a three-part bank. In this savings lesson plan, students utilize the three-part bank to separate their spending needs, wants, and long term goals. Students share some of the money earned for donation. Students discuss the...
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Sales Tax

For Teachers 6th - 8th
Students explore the concept of sales tax. For this sales tax lesson, students work in groups to spend $500. Students calculate the discount and sales tax on each item. Students buy between 5 to 10 items.

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