Practical Money Skills
Shopping Wisely
Work on making good shopping choices with a fun economics project. Kids analyze the differences between brand names and generic products, bigger and smaller units for purchase, and different places they can shop for different items.
Practical Money Skills
Understanding Credit
Help your young consumers learn about credit and the importance of credit history. With a thorough lesson about the ins and outs of credit, as well as the potential pitfalls of having a line of credit, kids will be well-equipped to...
Curated OER
How Rich Is Rich?
Second graders read "Alexander, Who Used to Be Rich, Last Sunday" by Judith Viorst. They watch a video of the book and identify and record amounts of money mentioned in the story. They investigate money-related websites.
Curated OER
Money Management
Pupils explore money management skills and economics thru a creative project where students earn "money" for their assigned "jobs." They keep track of their income and expenses in a transaction record and explore the Excel money...
Curated OER
There's No Business Like Bank Business
Students participate in a role play where they see how a bank works and how interest is paid by having money in the bank. In this bank lesson plan, students operate a bank and learn about saving, accounts, deposits, withdrawals,...
Curated OER
There's No Accountin with Ledgers
Tenth graders create and maintain a ledger, write an essay for the process, and learn to keep financial accounts through the ledger. In this ledger lesson, 10th graders define an accounting ledger and create one for the money they've...
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Sam and the Lucky Money
Third graders read the story Sam and the Lucky Money. In this reading instructional activity, 3rd graders discuss the story. Students write in a reader's response journal as they read the story.
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Business: Making a Budget
Students plan a one-month budget, allowing for unexpected expenses. Using checkbook skills, they pay mock bills. Working in small groups, students watch a teacher-prepared Powerpoint presentation, visit financial Websites, and utilize...
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The REAL Cost of College
Learners explore the cost of college and how to plan and save. In this money management instructional activity students do research on the cost of college, learn about making financial choices, earning, spending, saving, investing and...
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"Be the Kiwi" Money and Stewardship
Students list material gifts they would like to have and spiritual gifts that God has given them. In this money and stewardship lesson, students create their lists and discuss the difference between the two sets of gifts. ...
Federal Reserve Bank
Financial Fables: Shopping Wisely with Olivia Owl
Cover two subjects with one instructional activity! First, dive into English language arts; read an eBook, answer comprehension questions, and complete a cause and effect chart about the financial fable, Shopping Wisely with Olivia...
Curated OER
You Are The Farmer
Young scholars investigate the farming business and occupations in agriculture. Basic multi-step math operations are performed in calculating some of the expenses involved in farming.
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A Money Plan
Middle schoolers discuss what a budget is and its purpose. They create a draft of a simple budget that they could possible use. They discuss their trade-offs when they choose to follow a budget.
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Hey Friend, Can You Lend Me Some Money?
Students examine credit and discuss that it is a loan and must be paid back. They explain the costs and benefits of using credit. They also practice filling out a credit application.
US Department of Commerce
Featured Activity: How the Census Impacts My Community
Individuals have $50,000 to spend on a program at their schools—what will they do with the money? After looking at the Constitutional mandate, learners use a census simulation activity to consider the question. After conducting their own...
Curated OER
Clowning Around with Math
In this counting money learning exercise, students read through the word problems and complete the math problems by counting the money and the prices of the items.
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FILLING EMPTY POCKETS: BORROWING, LOANS AND CREDIT.
Students learn that maintaining financial security takes a good math understanding. In this lesson, students apply mathematical formulas to make important financial decisions like getting the right loan to buy a house, decide which...
Curated OER
Psyching up the Stock Market: Using the Harkness Method to Explain Behavioral Economics
Students can discuss the stock market and economics by using the Harkness method.
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Alaska Purchase Debate
Students examine the benefits and the challenges Alaska has presented to the United States. They research what the government and the people of the United States considered at the time of the purchase of Alaska in order to debate the...
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There's No Accounting for Good Journals
Tenth graders create journals on their spending habits. In this money-management lesson plan, 10th graders create and keep journals of their personal income and expenditures. Students learn to use Excel to create a spreadsheet for their...
Curated OER
Southeast Asia And Globalization
Students investigate the area of Southeast Asia and how its economy has become the power that it is today. The concepts related to being a consumer are discussed. They go over how globalization has been introduced into Asia and helped...
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Do You Like to Spend or Save?
Students, after briefly discussing spending and saving habits, take a poll to see how their peers like to manage money. Then students graph their findings and discuss the survey results.
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Spending Public Money
Pupils work in small groups. They imagine that they are the council committee. Students choose from a list of projects to be funded. They have one hundred thousand dollars to spend and they have to spend the money on a project that...
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How Does the Stock Market Really Work?
Investigate the stock market as it relates to the business world. Young scholars investigate ways to invest their money for the future. They make a presentation and discuss their findings with the class.