Lesson Planet
Search educational resources
  • Sign In Try It Free
  • AI Teacher Tools
    • Discover Resources Search reviewed educational resources by keyword, subject, grade, type, and more
    • Curriculum Manager (My Content) Manage saved and uploaded resources and folders To Access the Curriculum Manager Sign In or Join Now
    • Browse Resource Directory Browse educational resources by subject and topic
    • Curriculum Calendar Explore curriculum resources by date
    • Lesson Planning Articles Timely and inspiring teaching ideas that you can apply in your classroom
    • Our Story
    • Frequently Asked Questions
    • Testimonials
    • Contact Us
  • Pricing
  • School Access
    • Your school or district can sign up for Lesson Planet — with no cost to teachers
      Learn More
  • Sign In
  • Try It Free

Hi, what do you want to do?

Create a lesson plan
Create a lesson plan
Generate resources with 80+ AI teacher tools
Generate resources with 80+ AI teacher tools
Search 200,000 instructional videos
Search 200,000 instructional videos
Find a teaching resource
Find a teaching resource
A Penny Saved Lesson PlanA Penny Saved Lesson Plan
Publisher
Federal Reserve Bank
Resource Details
Curator Rating
Educator Rating
Not yet Rated
Grade
10th - 12th
Subjects
Math
3 more...
Resource Type
Lesson Plans
Audience
For Teacher Use
Instructional Strategies
Collaborative Learning
5 more...
Technology
Presentation
Year
2010
Lesson Plan

A Penny Saved

Curated and Reviewed by Lesson Planet
This A Penny Saved lesson plan also includes:
  • Whiteboard (SMART/.notebook)
  • Whiteboard (ActivInspire/.flipchart)
  • Whiteboard (PowerPoint/.pptx)
  • Cars, Cards and Currency: Complete Curriculum
  • Glossary of Terms
  • Activity
  • Answer Key
  • Game
  • Worksheet
  • Join to access all included materials

Budgeting, net vs. gross pay, savings, and fees are all key elements of personal financing and essential for your class members to learn about as young adults.

215 Views 190 Downloads
CCSS: Adaptable

Concepts

budgeting, savings accounts, financial literacy, checking account

Additional Tags

budgeting, financial literacy, savings account, checking account, social studies

Instructional Ideas

  • Have learners interview an adult about real scenarios they have experienced regarding budgeting and personal finance

Classroom Considerations

  • This is the fifth lesson in a series, and while it refers back to activities in previous resources, it can act as a stand-alone lesson

Common Core

RH.11-12.2 RH.11-12.4

See similar resources:

PPT

Consumer Economics: Building a Budget

Curated OER
I think most of us adults could use a tip or two on how to budget our personal finances. Pass on some valuable knowledge to your pupils as they move into the real world. The presentation provides three easy steps to creating a personal...
12th - Higher Ed Social Studies & History
Lesson Plan

Creating a Budget

Federal Reserve Bank
Learning to create and maintain a budget is an important life skill. Guide individuals in the discovery of their spending habits and how to track them. They then use what they learned to create a budget and make decisions on where they...
9th - 12th Math
CCSS: Adaptable
Lesson Plan

A Plan for the Future: Making a Budget

Visa
From fixed and variable expenses to gross income and net pay, break down the key terms of budgeting with your young adults and help them develop their own plans for spending and saving.
9th - 12th Math
CCSS: Adaptable
Lesson Plan

Saving and Investing: Building Wealth for Financially-Secure Futures

PricewaterhouseCoopers
While spending is fun, saving for a retirement is the future. Young adults learn about the importance of saving and different opportunities to do so during their adulthood. 
9th - 12th Math
Handout

Wait, Is Saving Good or Bad? The Paradox of Thrift

Federal Reserve Bank
Could saving really harm the economy? Discover the paradox of thrift and how decreases in consumption can affect economic recovery and various markets and industries.
9th - 12th Social Studies & History
CCSS: Designed
Lesson Plan

Buying New Stuff

Curated OER
Young spenders take a look at the best ways to save and spend money. This type of financial education is lacking in schools, so implementing this lesson would be of great value to your students. Things like bank checking account fees,...
7th - 12th Math
Lesson Plan

Budgeting Your Money

Practical Money Skills
How do you make sure that your income doesn't disappear before you have a chance to save it? Use a creative budgeting activity to teach learners in both special education and mainstream classes how to keep track of their expenditures and...
6th - 12th Math
Lesson Plan

Saving and Investing

Practical Money Skills
Learn the difference between saving money and investing money, as well as the advantages and disadvantages of each. Kids review banking and personal finance terms before studying the different ways that people can reach their financial...
6th - 12th Math
Instructional Video

Bank of America: How to Set Up a Budget

Bank of America
Financial literacy is one of the most important skills you can give your high schoolers as they prepare to be young adults. A helpful video from Bank of America guides teenagers through the steps for setting up a budget, as well as...
9th - 12th Math
Lesson Plan

Budget Making

Curated OER
Students develop a budget for spending and saving. In this economics instructional activity, students create a budget based on personal, family and government income. They discuss jobs at home and allowances. They discuss how they manage...
9th - 11th Math
Try It Free
© 1999-2026 Learning Explorer, Inc.
Teacher Lesson Plans, Worksheets and Resources

Sign up for the Lesson Planet Monthly Newsletter

Open Educational Resources (OER)

  • Health
  • Language Arts
  • Languages
  • Math
  • Physical Education
  • Science
  • Social Studies
  • Special Education
  • Visual and Performing Arts
View All Lesson Plans

Discover Resources

  • Our Review Process
  • How it Works
  • How to Search
  • Create a Collection

Manage Curriculum

  • Edit a Collection
  • Assign to Students
  • Manage My Content
Contact Us Site Map Privacy Policy Terms of Use