Lesson Planet
Search educational resources
  • Sign In Try It Free
  • AI Teacher Tools
    • Discover Resources Search reviewed educational resources by keyword, subject, grade, type, and more
    • Curriculum Manager (My Content) Manage saved and uploaded resources and folders To Access the Curriculum Manager Sign In or Join Now
    • Browse Resource Directory Browse educational resources by subject and topic
    • Curriculum Calendar Explore curriculum resources by date
    • Lesson Planning Articles Timely and inspiring teaching ideas that you can apply in your classroom
    • Our Story
    • Frequently Asked Questions
    • Testimonials
    • Contact Us
  • Pricing
  • School Access
    • Your school or district can sign up for Lesson Planet — with no cost to teachers
      Learn More
  • Sign In
  • Try It Free

Hi, what do you want to do?

Create a lesson plan
Create a lesson plan
Generate resources with 80+ AI teacher tools
Generate resources with 80+ AI teacher tools
Search 200,000 instructional videos
Search 200,000 instructional videos
Find a teaching resource
Find a teaching resource
Using Credit Wisely Lesson PlanUsing Credit Wisely Lesson Plan
Publisher
Visa
Resource Details
Curator Rating
Educator Rating
Not yet Rated
Grade
9th - 12th
Subjects
Math
3 more...
Resource Type
Lesson Plans
Audience
For Teacher Use
Duration
1 hr 30 mins
Instructional Strategies
Collaborative Learning
6 more...
Technology
Internet Access
Lesson Plan

Using Credit Wisely

Curated and Reviewed by Lesson Planet
This Using Credit Wisely lesson plan also includes:
  • Student Activity Sheets
  • Glossary
  • Activity
  • Answer Key
  • Join to access all included materials

Receiving credit can be both a benefit and a curse. Prepare your learners to make wise credit choices by studying how credit influences credit scores, identifying the different components of credit cards, and exploring major consumer credit laws.

286 Views 251 Downloads
CCSS: Adaptable

Concepts

credit, credit cards, debits, banking, personal finance, financial literacy, financial goals, consumer awareness, consumer skills

Additional Tags

social studies

Instructional Ideas

  • This is the perfect opportunity to invite a representative from a local financial institution to discuss credit cards and debit cards in your class
  • As an extension assignment, have pupils research different examples of the types of credit card "deals" that are often offered to college students. Then, analyze the fine print to discover what these contracts really entail

Classroom Considerations

  • This is the fourteenth lesson in a series of 22 on helping young adults build a strong foundation of financial literacy and money management skills

Pros

  • Excellent, well-organized lesson and worksheets
  • Answer key included

Cons

  • None

Common Core

RI.9-10.1 RI.9-10.2 RI.11-12.1 RI.11-12.2 W.9-10.8 W.11-12.8 SL.9-10.1.a SL.11-12.1.a

See similar resources:

Lesson Plan

Credit Cards - A Package Deal

Federal Reserve Bank
Arm your learners with the information they will need to make smart decisions regarding credit cards and personal savings.
10th - 12th Math
CCSS: Adaptable
Lesson Plan

Extra Credit: It’s No Fairy Tale

Curated OER
Students discuss their knowledge of payday loans and credit cards. In this Economics lesson, students complete a read an article and Q&A activity in groups, and play a vocabulary bingo game and a quiz game on payday loans. Students...
9th - 12th Math
Lesson Plan

My Credit Card Plan

Curated OER
Remember all those credit card tables lined up on your college campus? So alluring and dangerous, if you don't know what you're doing. Prepare your pre-college attendees for life by offering a activity on credit management. They discuss...
9th - 12th Math
Lesson Plan

Credit Cards

Visa
Choosing your first credit card can often be an intimidating and confusing experience for young adults. Give your pupils the foundational knowledge they need for tackling this process head-on, including learning to...
7th - 10th Math
CCSS: Adaptable
Lesson Plan

Credit Cards: The Good, the Bad, and the ugly

Curated OER
Students study how dangerous credit cards can be. They see why it is important to pay off credit card bills as soon as they can. They use MS Excel to display and understand the data. They fill out questions using the data from their...
10th - 12th Math
Unit Plan

About Credit

Practical Money Skills
It's tempting to stay away from credit cards entirely, and it can also be tempting to charge large purchases on credit cards with the intention to pay them off later. But as a three-part lesson on credit and debt shows your high...
9th - 12th Math
CCSS: Adaptable
Interactive

Compound Interest per Period: Credit Card Payment

CK-12 Foundation
Credit cards can be convenient, but are they worth it? Future consumers learn about compound interest and credit card payments. They use an interactive to create a table that shows the remaining balance after each month.
10th - 12th Math
Lesson Plan

Credit Card Scare

Curated OER
Students examine credit cards and how they work, analyze credit card applications, and practice good spending habits in a credit card simulation.
8th - 12th Social Studies & History
Lesson Plan

"House of Cards"

Curated OER
Students explore different aspects of credit card use and discover some tools to help them use credit wisely. They listen to a scenario that students might encounter once they "get out into the real world." Students are given a copy of a...
10th - 12th Math
Lesson Plan

How Credit Card Interest Works

Curated OER
Students experiment with an Excel spreadsheet model that demonstrates the effects of interest on payments. They calculate actual costs, interest paid, and time necessary to pay off credit purchases and draw conclusions about the...
10th - 12th Math
Try It Free
© 1999-2026 Learning Explorer, Inc.
Teacher Lesson Plans, Worksheets and Resources

Sign up for the Lesson Planet Monthly Newsletter

Open Educational Resources (OER)

  • Health
  • Language Arts
  • Languages
  • Math
  • Physical Education
  • Science
  • Social Studies
  • Special Education
  • Visual and Performing Arts
View All Lesson Plans

Discover Resources

  • Our Review Process
  • How it Works
  • How to Search
  • Create a Collection

Manage Curriculum

  • Edit a Collection
  • Assign to Students
  • Manage My Content
Contact Us Site Map Privacy Policy Terms of Use