Curated OER
Money Management Part III: Savings Accounts and Cash vs. Credit
Help your class understand the importance of saving and managing their money. Here is part three to a unit on credit, cash, and savings. Learners discuss savings accounts and the idea that a budget plan can help them avoid costly credit...
PwC Financial Literacy
Planning and Money Management: Spending and Saving
Financial literacy is such an important, and often-overlooked, skill to teach our young people. Here is a terrific lesson plan which has pupils explore how to come up with a personal budget. They consider income, saving, taxes, and their...
Visa
Make It Happen: Saving for a Rainy Day
Every little penny counts, especially when it comes to saving for emergencies or long-term goals. Pupils evaluate different saving and investment strategies, such as a CD or money market account, through worksheets and by researching...
PricewaterhouseCoopers
Saving and Investing: Building Wealth for Financially-Secure Futures
While spending is fun, saving for a retirement is the future. Young adults learn about the importance of saving and different opportunities to do so during their adulthood.
Carolina K-12
Personal Financial Literacy: Saving and Investing
When should you save, and when should you invest? In considering this question, your class members will also learn about the time value of money, inflation, compounded interest, and income/growth investments. The resource also outlines...
Curated OER
Savings Account Introduction Lesson
This teaching tool promotes a practical understanding of basic mathematical skills by having learners determine percents on interest. There are several worksheet options available as well as a guid on how best to use them.
Visa
Saving and Investing
Impress upon your young adults the importance of saving and investing, and give them a foundational vocabulary from which they can continue to build their financial literacy. This lesson plan covers short- and long-term budget goals,...
PricewaterhouseCoopers
Planning and Money Management: Financial Plan
More planning goes into a budget than a high schooler thinks. Here, they learn about the expected expenses and incomes, along with outside factors such as natural disasters. Learners prepare their own budget and adjust it based on the...
California Department of Education
What’s the Plan?
What classes should pupils take to achieve their college and career goals? Explore the options through a lesson designed with the future in mind. Fifth in a series of six college and career readiness lesson plans, the activity challenges...
Federal Reserve Bank
Less Than Zero
Perry the penguin wants to buy a new scooter, but he doesn't have any funds! Walk your kids through the short book Less Than Zero, and have them track his borrowing, spending, and saving on a line graph while you read. Pupils will learn...
Curated OER
How to Make a College Plan
Log on and create learner accounts on the Big Future website, then let the lesson begin! Pupils log onto the website to explore college options. They use the tools provided to create a step-by-step college plan. This will help relieve...
iCivics
Lesson 1: Journalism
Extra! Extra! Do your pupils know what it takes to be a good journalist? Young news hounds explore the world of journalism through a series of activities that focus on ethical reporting. Learners read, evaluate, and investigate popular...
Curated OER
Buying New Stuff
Young spenders take a look at the best ways to save and spend money. This type of financial education is lacking in schools, so implementing this lesson plan would be of great value to your students. Things like bank checking account...
Federal Reserve Bank
It's Your Paycheck
Beyond reading and arithmetic, one of the most important skills for graduating seniors to have is fiscal literacy and responsibility. Start them on the right financial track with nine lessons that focus on a variety of important personal...
Visa
Bank or Bust: Selecting a Banking Partner
Why shouldn't we just save all our money in our mattress? Couldn't our money disappear? Pupils discover the benefits of utilizing banks and credit unions for saving money, as well as how to evaluate different types of institutions by...
Curated OER
Short-Term and Long-Term Savings Goals
Fifth graders discover how saving money can apply to their lives. In this personal finance lesson, 5th graders use the book The Leaves in October, as a conversation starter on income, savings and setting goals. Students explore the...
Practical Money Skills
Saving and Investing
Learn the difference between saving money and investing money, as well as the advantages and disadvantages of each. Kids review banking and personal finance terms before studying the different ways that people can reach their financial...
Wells Fargo
Hands on Banking
What happens to your money between the time you make a bank deposit and the time you decide to spend it? Take middle schoolers and teens through the process of opening checking and savings accounts, creating a personal budget,...
National Research Center for Career and Technical Education
Business Management and Administration: Compound Interest - A Millionaire's Best Friend
Many math concepts are covered through this resource: percentages, decimals, ratios, exponential functions, graphing, rounding, order of operations, estimation, and solving equations. Colorful worksheets and a link to a Google search for...
SaveandInvest.org
Introduction to Earning Interest: Middle School
Does your bank pay you for allowing them to hold your money? Class members research three different ways they can earn money using money already in the bank. Topics include certificates of deposit, statement savings accounts, and money...
Consumer Action
Talking to Teens About Money
Your teenagers are probably very good at spending money, but how good are they at managing it? Teach class members about banking, checking accounts, interest rates, car insurance, and many other relevant concepts with a series of...
Federal Reserve Bank
Your Budget Plan
What do Whoosh and Jet Stream have in common? They are both characters in a fantastic game designed to help high schoolers identify various positive and negative spending behaviors. Through an engaging activity, worksheets, and...
Scholastic
Pilgrim and Wampanoag Daily Life
A instructional activity looks at the Pilgrims and Wampanoag tribe during the first Thanksgiving. Scholars compare and contrast information presented by an online activity then discuss their findings. Learners examine the two group's...
EngageNY
Grade 9 ELA Module 3, Unit 3, Lesson 6
The eighth lesson in the editing process focuses on flow and cohesiveness in the entire research paper. Class members examine color-coded pre- and post-revision model paragraphs and then work in pairs to revise and peer-review their papers.