Curated OER
Bank Loans Money to Start Businesses
After locating Latin American countries on a world map, children read about how microbanks are loaning money to help start small businesses. Involving both current events and economics, the teacher introduces the article with a map...
Federal Reserve Bank
The Fed - Helping Keep Banks Safe and Sound
What does an examiner look for when analyzing a bank's financial condition? In addition to learning about the 5-Cs for reviewing loans and CAMELS (capital, assets, management, earnings, liquidity, and sensitivity to risk), your learners...
Curated OER
Chapter 14: How Banks and Thrifts Create Money
Teach your class about the value of a dollar in this economics presentation, which details the inner-workings of commercial banks. From reserve requirements to money expansion, these slides will clear up any misconceptions about "the...
North Carolina Department of Public Instruction
What Is A Bank?
You're never too young to learn about banking and personal finance. Use a set of seven banking lessons to teach middle schoolers about checking and savings accounts, interest rates, loans and credit cards, and safety deposit boxes.
Federal Reserve Bank
Traditional Versus Shadow Banking
Here is a detailed breakdown of the traditional banking system, including the roles that intermediaries play as brokers and in making loans, as well as an introduction to the parallel system of shadow banking.
Wells Fargo
Hands on Banking
What happens to your money between the time you make a bank deposit and the time you decide to spend it? Take middle schoolers and teens through the process of opening checking and savings accounts, creating a personal budget,...
Visa
Banking Services
From writing and depositing checks to comparing ATM and debit cards, pupils develop financially savvy practices and build foundational knowledge of the financial service products available through banking institutions.
Federal Reserve Bank
So How Much Are You Really Paying for that Loan?
Loans are rarely provided without a cost. Pupils evaluate the high cost of using a payday loan or payday advance through discussion and worksheets, and finally work in groups to develop short public service announcements that outline the...
Visa
Bank or Bust: Selecting a Banking Partner
Why shouldn't we just save all our money in our mattress? Couldn't our money disappear? Pupils discover the benefits of utilizing banks and credit unions for saving money, as well as how to evaluate different types of institutions by...
Curated OER
A Lesson To Accompany "The First Bank of the United States: A Chapter in the History of Central Banking"
Here is an interesting topic. Learners examine the economics that led to the founding of the First Bank of America. They participate in a reader's theater experience depicting the debate between Alexander Hamilton and Thomas Jefferson...
Curated OER
Unit on International Monetary Fund and World Bank
Students explore the purpose of the International Monetary Fund and the World Bank. In this global issues lesson, students participate in a role play activity that requires them to make funding decisions as members of the World Bank....
Federal Reserve Bank
Financial Crises, Reform, and Central Banking: Establishing the Federal Reserve
From the First and Second Banks of the United States to the founding of the Federal Reserve, discover how the American nation attempted to reform its financial history throughout the years.
Wells Fargo
Hands on Banking
Encourage middle schoolers to be proficient and knowledgeable in the economic world with a series of personal finance lessons. Focusing on banking, credit, budgets, and investing, the activities guide learners through financial literacy...
Wells Fargo
Hands on Banking
Cha-ching! You just hit the jackpot with this interactive consumer math unit. Supported by a series of online lessons and activities, these lessons engage students in applying their math skills to real-life personal finance problems...
Curated OER
Banks: Word search
Tellers, loans, and money oh my! What fun, a bank-themed word search. The class needs to locate and circle 18 banking related terms. Tip: Have them compose sentences using the banking words.
Curated OER
Lesson 3: What Happens When a Bank Makes a Loan?
Students role-play to show how bank loans made to people can have an impact on others in the community. In small groups, they analyze hypothetical loans, using flow charts or other diagrams to describe the probable impact of each.
Federal Reserve Bank
Worth!
Before loaning a friend money, what factors would you consider and why would you lend it? Your young economists will face questions like these in a lesson on banking, profit, risk, and reward, which includes the reading of the book...
Federal Reserve Bank
Financial Literacy Infographic Scavenger Hunt
A lesson in personal finance can be the most valuable part of a high school education. Connect the basics of banking with informational reading skills in a lesson that prompts teenagers to answer a series of questions based on an array...
Curated OER
Unit 4: Money Management - Using Bank Services
Young scholars explore information about banking and banking services. They practice filling out deposits and withdrawal slips, transferring money and discover how money is transferred when making purchases. Students identify types of...
Curated OER
Banking
Students correctly write a check and fill out a bank deposit slip. They understand the concept of balancing a checkbook by balancing a bank statement with a check register. Students play with the stock market to understand it a little...
Curated OER
Money, Commercial Banking, and Interest
Stdents explore the operation of the commercial banking system and the mechanics of money creation through the lending process. They investigate various interest rates to develop the relationship between interest rates and risk and...
Curated OER
Interest Rates
Use a KWL chart and discussion to explore the concept behind loans with interest based on percentage rates. Learners examine different types of interest, the history of interest loans and calculate the costs of a loan over a ten-year...
Carolina K-12
The US Financial System
Here is a unique activity in which learners simulate operations of a fractional reserve banking system, ultimately gaining a better understanding of how banks work and process money creation through lending. It includes a Story of Banks...
Curated OER
Unit on International Monetary Fund and World Bank
Twelfth graders describe the purposes and functions of different international organizations. They discover the United States role in these organizations and the role of the World Bank.