Practical Money Skills
Student Loans
If your learners are college bound, they'll need a lesson about student loans and personal finance before they step into their dorm room. A four-day lesson guides high schoolers through the process of budgeting for college, as well as...
Curated OER
Loan Amortization - Mortgage
Upper graders explore the connection between interest and principal. They use an amortization schedule to determine the amount of principal paid vs interest on a $100,000 home loan. Fourteen discussion questions and a research-based...
Curated OER
Bank Loans Money to Start Businesses
After locating Latin American countries on a world map, children read about how microbanks are loaning money to help start small businesses. Involving both current events and economics, the teacher introduces the article with a map...
Wells Fargo
Hands on Banking
What happens to your money between the time you make a bank deposit and the time you decide to spend it? Take middle schoolers and teens through the process of opening checking and savings accounts, creating a personal budget,...
Practical Money Skills
Cars and Loans
Most teenagers want to buy a car, but do they know how much it really costs? Calculate the cost of purchasing a car, securing auto insurance, and maintaining the new investment with a thorough and engaging personal finance lesson.
Federal Reserve Bank
Worth!
Before loaning a friend money, what factors would you consider and why would you lend it? Your young economists will face questions like these in a lesson on banking, profit, risk, and reward, which includes the reading of the book...
Federal Reserve Bank
Lesson 3: A Fresh Start
The members of your economics class may be busy earning graduation credits, but the credit they should be concerned about is their financial credit. The third lesson in a unit about Hurricane Katrina and other events that can result in...
Curated OER
Pay Check Advance Loan
Learners research loans. In this financial lesson plan, students explore the benefits and drawbacks of applying for a pay-day advance loan. Learners compare different programs and calculate interest owed. Multiple resources are provided.
Curated OER
Economics Concepts
Students relate economics and government policies. In this lesson, students explore the relationship between economics and government policies. They understand how the economy works and can make better decisions as it relates to the future.
Sierra College
"Deals on Wheels!" Car Loan Project
Help your class members learn how to use their income wisely with a comprehensive lesson plan on calculating monthly car payments. Using basic math skills and online calculators, your learners will determine the total amount to be...
Federal Reserve Bank
The Story of the Federal Reserve System
Prevent the Federal Reserve System from becoming a dry topic for your middle and high schoolers by using an informative, engaging resource! The cartoon takes your class on a journey with aliens from the planet of Novus to observe the...
Student Handouts
Budgets and Deficits
There's a lot to learn about the savings and loan crisis. Start off your learners with a quick reading assignment. Pupils read the brief informational article and respond to three questions about the savings and loan crisis, thrifts, and...
Federal Reserve Bank
Financial Literacy Infographic Scavenger Hunt
A lesson in personal finance can be the most valuable part of a high school education. Connect the basics of banking with informational reading skills in a lesson that prompts teenagers to answer a series of questions based on an array...
Visa
Road Rules: Researching and Buying a Car
How do the loan principal, interest rate, and term all factor into a monthly car payment? Introduce your class to some of the key steps and considerations of obtaining a loan and purchasing a car.
North Carolina Department of Public Instruction
What Is A Bank?
You're never too young to learn about banking and personal finance. Use a set of seven banking lessons to teach middle schoolers about checking and savings accounts, interest rates, loans and credit cards, and safety deposit boxes.
Curated OER
Lesson 3: What Happens When a Bank Makes a Loan?
Young scholars role-play to show how bank loans made to people can have an impact on others in the community. In small groups, they analyze hypothetical loans, using flow charts or other diagrams to describe the probable impact of each.
Curated OER
Micro-finance Challenge
Young scholars play a micro-finance game. in this global economy lesson, students play a game that assists them in concepts of micro-finance. Young scholars will also watch a business development video and explore additional resources.
Federal Reserve Bank
It's Your Paycheck
Beyond reading and arithmetic, one of the most important skills for graduating seniors to have is fiscal literacy and responsibility. Start them on the right financial track with nine lessons that focus on a variety of important personal...
Curated OER
Who Wants to Spend $20,000?
Who wouldn't want $20,000 to spend? But, the question becomes, what do you spend it on? Learners discuss loans, interest, and making adult-like financial decisions. They role-play a scenario that depicts the choices of a girl who took...
Curated OER
Micro Economics - Personal Budgeting
Students explore the real world as it relates to money and how people use it. In this money management lesson, students jump into the real world as they role play with money through spending, saving, being married, single, having...
Curated OER
The Panic of 1837 and the Presidency of Martin Van Buren
Young scholars analyze period political cartoons and the causes of the economic downturn that began in1836. President Martin Van Buren's response as president and the reaction to his measures form the focus of this lesson.
Federal Reserve Bank
Crowding Out
This is an incredible resource for teaching your young economists about the loanable funds market and the concept of crowding out. It includes a hands-on, physical activity that serves as a metaphor to help explain the economic practice.
Wells Fargo
Hands on Banking
Encourage middle schoolers to be proficient and knowledgeable in the economic world with a series of personal finance lessons. Focusing on banking, credit, budgets, and investing, the activities guide learners through financial literacy...
Curated OER
Learning Economics through Comics
Students summarize the historical development of money. In this economics lesson, students describe the process of bartering and explain how money facilitates trade and exchange. Students also define and describe inflation and a modern...