Curated OER
The Credit Safari
How cool, an interactive personal finance game! Young consumers play a real-life scenario game to practice making credit decisions. They play the game then discuss good and bad credit choices. The scenarios revolve around the use of a...
Curated OER
All The Bell & Whistles
Young adults are so eager to get that first cell phone. And, cell phones have so many cool extras! Learners conduct real-life research to determine which cell phone carrier offers the best deals on things like wall paper, ringtones, and...
Curated OER
Marriage and Financial Goals, Budgeting Strategies
There is no more useful life skill to learn than budgeting and setting financial goals. It's math that is used by every person, everyday. Learners examine the responsibilities and costs involved in family economics. Through a series of...
Council for Economic Education
Satisfaction Please! (Part 2)
Simply understanding consumer rights may not help people solve their problems. Understanding who to turn to becomes key in many different scenarios. Teach the value of various organizations that fight for consumer rights through...
Curated OER
Avoiding Consumer Fraud: Financial Scams and Schemes
Young consumers get a hefty dose of information on how fraud can put their financial health at risk. The resource provides detailed lecture notes, scaffolded notetaking sheets, vocabulary worksheets, transparencies, and seven links to...
Curated OER
Loan Amortization - Mortgage
Upper graders explore the connection between interest and principal. They use an amortization schedule to determine the amount of principal paid vs interest on a $100,000 home loan. Fourteen discussion questions and a research-based...
Wells Fargo
Hands on Banking
Cha-ching! You just hit the jackpot with this interactive consumer math unit. Supported by a series of online lessons and activities, these lessons engage students in applying their math skills to real-life personal finance problems...
Federal Reserve Bank
Retirement Planning
It's never too early to start saving for retirement. In fact, the earlier one starts, the better! Use this retirement planning activity to teach the importance of a retirement strategy and why to start at a young age.Â
Visa
Buying a Home
What is the difference between buying and renting a home? Learners become more informed consumers and financially literate adults after developing foundational knowledge of the home-buying process.Â
University of Missouri
Money Math
Young mathematicians put their skills to the test in the real world during this four-lesson consumer math unit. Whether they are learning how compound interest can make them millionaires, calculating the cost of remodeling their bedroom,...
Federal Reserve Bank
Lesson 4: Back to School
Based on your current level of human capital, how long would it take you to earn $1,000,000? What about your potential human capital? Learners explore the importance of education and experience when entering the workforce, and compare...
Curated OER
Consumer Education
Students, while examining an intense list of vocabulary terms on types of money, change and simple foods, name and state the cost of food items in supermarkets, grocery stores and flea markets with flash cards and newspaper ads.
Curated OER
Financial Contracts
Prepare your class for the real world and learn the basics about credit and the principles behind using it wisely. The activity includes handouts that explain the necessary vocabulary and concepts to understanding credit. After reviewing...
PLS 3rd Learning
Shopping for a Credit Card
Young people often get themselves into trouble with credit cards because they don't fully understand interest rates, fees, etc. This activity requires teens to research and record information on three different credit cards in order to...
PwC Financial Literacy
Saving and Investing: Investing for the Future
A fine lesson on saving and investing is here for you and your middle schoolers. In it, learners explore the values of time and money, and discover how small amounts of money invested over time can grow into a large "pot of gold." They...
Curated OER
Real Life Challenge- Give Me Credit!
In this credit learning exercise, students calculate the value of 4 different loans before completing a table about credit card offers advertised in newspapers, magazine, or junk mail.
Curated OER
ESOL COnsumer Education
Students discuss the importance of saving money by shopping sales and reading advertisements. They share personal practices with comparison
shopping to save money then complet "Shopping" activity.
National Research Center for Career and Technical Education
Depreciation (Double Declining)
Have you ever been told that your new car begins to lose its value as soon as you drive it off the lot? Aspiring accountants take on the concepts of depreciation and book value through an easy-to-deliver career and technology lesson. The...
PLS 3rd Learning
Reality Check Quiz
After conjuring up images of the ideal lifestyle, young adults are given a reality check. They take an online quiz and complete an activity that requires them to put their dream lifestyle in a real-world context. They determine how...
Curated OER
Filing A Conusmer Complaint
Students discuss what makes good service and poor servies. They brainstorm ways to file a complaint when they receive poor service. Students work in pairs to practice making a consumer complaint verbally and in writing. This lesson is...
Curated OER
Worth a Thousand Words-The Photography Essay
Students act as a public relations firm representing the school district and use photography to develop positive attitudes toward all programs. They brainstormed alternative methods to use photography and selected the photographic essay.
Curated OER
Check It Out
Pupils discuss the many processes involved with personal banking. They create their own budget based on their career choices. They also practice balancing a checkbook.
Curated OER
Clipping Coupons
Students explore the use of coupons to promote cost saving and help families remain within their monthly budget. In groups students create a shopping list using coupons provided by the teacher. They record the actual cost of the item as...
Curated OER
My Living Arrangements
Students identify various housing options, focusing on rental vs. purchase and short vs. long term. With a partner, students discuss their housing situation. Once their discussion is complete, students write a brief paragraph weighing...