Curated OER
How Do You Spend Your Money?
Fifth graders examine ways to save and spend money. They look at ways that people earn, save, and spend money using chapters from Tom Birdseye's Tarantula Shoes. They add and subtract decimals to fill in a worksheet entitled, "Is It a...
Federal Reserve Bank
Bunny Money
Teach your class about saving, spending, and goal setting with a story about a couple of bunnies who went shopping and related activities. Learners keep track of the bunnies' spending, practice identifying long- and short-term savings...
Northern Ireland Curriculum
Money Wise
Does money seem to slip through your middle schoolers' fingers? Encourage them to examine spending, saving, and budgeting habits with a unit on consumer skills and money management. Young spenders study the waste that occurs with school...
Consumer Action
Talking to Teens About Money
Your teenagers are probably very good at spending money, but how good are they at managing it? Teach class members about banking, checking accounts, interest rates, car insurance, and many other relevant concepts with a series of...
Visa
Money Responsibility
Introduce young learners to the important life skill of responsibly managing money and recording how much they spend and save.
Curated OER
Thinking About Money
Students evaluate various approaches to spending money.In this spending money literacy lesson, students broaden their financial goals by reading "Alexander Who Used to Be Rich Last Sunday" and "A Chair for My Mother."Students use a Venn...
Curated OER
What Can You Do With Money?
Students watch a Biz Kidz video about money, learn what they can do with money, and fill out worksheets on what they learn. Students learn about spending, saving, donating, and investing.
Visa
Allowances and Spending Plans
Help youngsters understand how to manage small amounts of money by discussing an allowance and the difference between spending, saving, and giving.
Curated OER
Children's Literature Across the Curriculum Ideas-If You Made A Million
Students read If You Made A Million by David M. Schwartz. They complete a variety of cross-curricular activities surrounding the study of earning, saving and spending money. Included are reading, art, math, science, writing, social...
Practical Money Skills
Budgeting Your Money
How do you make sure that your income doesn't disappear before you have a chance to save it? Use a creative budgeting activity to teach learners in both special education and mainstream classes how to keep track of their expenditures and...
Visa
Savvy Spending: Sharpening Money Decisions
Do you really need that new laptop/phone/dress/jacket/etc.? Financial decisions require us to distinguish between our wants and our needs. Through discussion and the evaluation of scenarios on provided worksheets, this resource will...
Curated OER
Buying New Stuff
Young spenders take a look at the best ways to save and spend money. This type of financial education is lacking in schools, so implementing this lesson plan would be of great value to your students. Things like bank checking account...
Curated OER
Having a Savings Plan
Young scholars discover the importance of saving and spending. In this finance lesson plan, students read the book Kermit the Hermit and discuss the differences between needs and wants. The young scholars complete worksheets concerning...
Curated OER
The Bernstein Bear's Trouble with Money: Financial and Academic Literacy
What do figures of speech have to do with financial literacy? Take an interdisciplinary look at The Berenstain Bears' Trouble with Money to find out. Young analysts read about the cubs' spendthrift ways and how Mama and Papa Bear teach...
Curated OER
Using Credit and Spending Money Wisely
Students discuss how to spend money wisely. In this consumer math instructional activity, students read the book, Mr. Popper's Penguins and discuss how much it costs to take care of a pet. Students complete a worksheet to calculate the...
Curated OER
Real-life Problems: Dollars and Cents
Do your fourth graders love money? They'll solve these money math word problems with ease! Six word problems involving money prompt pupils to use addition, subtraction, multiplication, and division. A section for work reinforces the...
PwC Financial Literacy
Planning and Money Management: Spending and Saving
Financial literacy is such an important, and often-overlooked, skill to teach our young people. Here is a terrific lesson plan which has pupils explore how to come up with a personal budget. They consider income, saving, taxes, and their...
Practical Money Skills
Making Money
Prepare your class for a life of financial literacy and stability with a unit about making money. Three lessons guides learners through the process of preparing a resume, interviewing for a job, and reading a pay stub.
Curated OER
Saving and Spending
Students identify the reasons why they believe people save money. After this list, they discuss what they spend their money on and determine if the reasons for saving money change over time. In groups, they use the story of "Uncle Jed's...
Curated OER
Why Save? Better Off Saving
Students examine the pros and cons of saving versus spending money and evaluate real-life situations as well as their own spending habits. They discuss the best and worst purchase they have made and why, explore the "Downtown...
Curated OER
Spending Plans
Students explore the concept of dividing their money into categories, namely "save," "spend," and "share." They engage in activities that help them explain that money is limited in quantity and must be divided for different purposes.
Federal Reserve Bank
Something Special For Me
People often save money, but what are the benefits and drawbacks of that action? Youngsters learn about saving, savings, and opportunity cost through the lens of a short book, called Something Special for Me.
Curated OER
Money, Money, Honey Bunny!
Students read a story about spending and saving money and talk about the difference between goods and services. For this money lesson plan, students also play a matching game to review the story and practice rhyming words from the story.
Visa
Kindness Counts: Understanding Charitable Giving
Financial literacy is generally focused on personal spending and saving, but consider an opportunity to talk to your pupils about how charitable giving can also factor into money management and how it can enhance life for both oneself...