PwC Financial Literacy
Saving and Investing: Investing for the Future
A fine lesson on saving and investing is here for you and your middle schoolers. In it, learners explore the values of time and money, and discover how small amounts of money invested over time can grow into a large "pot of gold." They...
Curated OER
Making Money Work For You
Students differentiate between saving and investing money. In this algebra lesson, students compare different investment options, recognizing the risks and rewards of investing and integrate investing into their financial planning.
Visa
Saving and Investing
Impress upon your young adults the importance of saving and investing, and give them a foundational vocabulary from which they can continue to build their financial literacy. This lesson plan covers short- and long-term budget goals,...
Curated OER
How Do You Double Your Money?
Students understand how to calculate the return on investments for various rates and lengths. Also, they compare their results with the StocksQuest Calculator, which lists calculations year by year.
Visa
Dream Big: Money and Goals
Whether their objective is independent living, going to college, or buying a car, pupils will participate in discussions and complete worksheets to gain an understanding of how short- and long-term goals play a large role in helping...
Curated OER
Money Math
Learners explore the use of money in daily life. Through activities and real-life simulations, students write and balance a checkbook, explore the importance of budgeting, saving, and expenses. Using spreadsheet technology, they examine...
Curated OER
Understanding Risk And Return
Learners engage in a activity introducing them to the concept of Risk and Return. Risk and return is a basic principle that should be understood before investing money. They utilize an interactive worksheet imbedded in this plan.
Curated OER
Return On Investment
Students engage in a lesson introducing them to the concept of return on investment, or ROI. Return on investment is a basic principle that should be understood before investing money.
Curated OER
Data Analysis: Investing is an "Interesting" Experience
Students compute interest earned. For this data analysis lesson, students examine investments and interest rates. They compute the total interest earned and find the simple interest.
Wells Fargo
Hands on Banking
Encourage middle schoolers to be proficient and knowledgeable in the economic world with a series of personal finance lessons. Focusing on banking, credit, budgets, and investing, the activities guide learners through financial literacy...
Curated OER
Stock Market Math
Learners calculate commission for a stock transaction through a broker using the relationship between percentages and decimals. They decide which stocks are preferable based on the price to earnings ratios listed on the stock market quotes.
Curated OER
Investing
Students collect data on investments and draw conclusions. In this algebra lesson, students analyze exponential graphs as they relate to money. They discuss the cause of an account balance being high or low.
Curated OER
The Power of Compounding
Sixth graders examine the concept of compounding interest on invested money. They explore how much interest their money would earn through compounded interest. Students conclude that they should invest early and often.
Curated OER
Saving, Investing and the Invisible Hand
Learners determine how the financial institutions of a market economy help channel savings to economic investment. They complete worksheets based on a teacher-led demonstration.
Curated OER
Putting Your Money to Work
Students create a collect data on expenses. In this algebra lesson, students create a spreadsheet to solve scientific equations. They incorporate math, science and technology in this lesson.
Curated OER
Lesson 9 What are the Indices of Investing?
Students explore the benchmarks that measure the ups and downs of the stock market. They also set up a diversified portfolio and trade stock indices for the Global Stock Game (GSG).
PwC Financial Literacy
Planning and Money Management: Spending and Saving
Financial literacy is such an important, and often-overlooked, skill to teach our young people. Here is a terrific lesson plan which has pupils explore how to come up with a personal budget. They consider income, saving, taxes, and their...
Curated OER
How Does the Stock Market Really Work?
Investigate the stock market as it relates to the business world. Young scholars investigate ways to invest their money for the future. They make a presentation and discuss their findings with the class.
Federal Reserve Bank
Savvy Savers
What are the benefits and risks of saving in an interest-bearing account? Pupils explore concepts like risk-reward relationship and the rule of 72, as well as practice calculating compound interest, developing important personal finance...
Curated OER
Saving For Retirement
Students examine the fundamentals related to saving for retirement and investing such as return on investment, compound interest, and planning for different rates of savings. They see the importance of setting long term saving goals.
Curated OER
Design of Our Own
Middle schoolers explore the concept of philanthropy. In this service learning instructional activity, students recognize family, school, and local community leaders who have contributed to the common good. Middle schoolers also study...
Curated OER
Selling Fuel Oil at a Loss
Learners are asked to advise a fuel oil dealer on a possible investment. They must use two different rates to set up an equation and solve to determine how much oil he should sell now to break even after selling the remainder the next...
Visa
The Art of Budgeting
Class members learn how to set up and maintain a personal budget through discussion, financial planning worksheets, and a brief PowerPoint presentation.
Curated OER
Elementary Statistics in Life
Students examine newspapers for graphs. They collect and sort data that is of interest to them. They enter data into a database and make comparisons using the information.